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Original filing (PDF)20250729123537NAL0001603043001
CATERPILLAR INC.
Form 5500
FILING_RECEIVED
CATERPILLAR 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 3
92% in single holdingNo recordkeeper disclosed12 service providers
Active participants
44,489
Accounts w/ balance
59,142
Plan assets (EOY)
$18.8B
Net assets (EOY)
$18.8B
How this plan invests
This plan
1 pooled trust
Schedule D
3 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Plan's interest in the * Caterpillar Investment Trust .... Master Trust – at fair value.........................................." is 92% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CATERPILLAR INC..
Plan sponsor
Name
CATERPILLAR INC.
EIN
37-0602744
Address
5205 N. O'CONNOR BOULEVARD · SUITE 100 · IRVING, TX · 75039
Phone
(972) 891-7700
Industry
Manufacturingsee all
Plan administrator
Name
CATERPILLAR INC.
EIN
37-0602744
City
PEORIA, IL
Phone
(309) 675-1000
Plan characteristics
Plan number
035
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2A · Age/service weighted or new comparability
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PRICEWATERHOUSECOOPERS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
12 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHERN TRUST COMPANY | 36-1561860 | — | TRUSTEE | $479K | — |
Other
11| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALIGHT FINANCIAL ADVISORS, LLC | 82-1061233 | — | NONE | $4.8M | — |
| ALIGHT SOLUTIONS LLC | 82-1061233 | — | NONE | $1.4M | — |
| STRATEGIC BENEFIT ADVISORS | 03-0415817 | — | NONE | $753K | — |
| CATERPILLAR INC | 37-0602744 | — | NONE | $408K | — |
| RUSSELL INVESTMENTS | — | CHICAGO, IL | NONE | $160K | — |
| PRICEWATERHOUSECOOPERS LLP | 13-4008324 | — | NONE | $139K | — |
| CEM BENCHMARKING INC | — | — | NONE | $32K | — |
| MERCER | — | NEW YORK, NC | NONE | $29K | — |
| AON CONSULTING | 22-2232264 | — | NONE | $7K | — |
| PERSHING LLC | 13-2741729 | — | NONE | $0 | — |
| ALIGHT FINANCIAL SOLUTIONS, LLC | 82-1061233 | — | NONE | $0 | — |
Investments
2 direct securities · 1 pooled fund· $18.6B(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Master Trust
$17.1B
1 holding
Uncategorized
$1.4B
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CATERPILLAR INC INVESTMENT TRUST CATERPILLAR INC. · EIN 32-0229540 / PN 032 | Master Trust | — | — | $17.1B | 91.2% | |
| Caterpillar 401K - Alight Financial Solutions................. Participant directed brokerage accounts ....................... | — | — | — | $1.3B | 6.8% | |
| Notes receivable from Participant loans net of deemed distributions (various * participants ........................... maturity dates through September 26, 2034, various interest rates ranging from 4.25% to 9.50%) ................. — | — | — | — | $133.1M | 0.7% |