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Original filing (PDF)20250911160708NAL0000340179001
MAGLEBY PROFESSIONAL SERVICES
Form 5500
FILING_RECEIVED
MAGLEBY PROFESSIONAL SERVICES 401(K) PLAN
401(k) retirement plan
Signals · 2
1 failed disclosure~75 bps in Sched C fees
Active participants
127
Accounts w/ balance
160
Plan assets (EOY)
$5.7M
Net assets (EOY)
$5.7M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- 75 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MAGLEBY PROFESSIONAL SERVICES.
Plan sponsor
Name
MAGLEBY PROFESSIONAL SERVICES
EIN
36-4718707
Address
1291 W CENTER STREET · LINDON, UT · 84042
Phone
(801) 785-9998
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
VALENTINE & CALDWELL CPAS, PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $20K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CALIBER WEALTH MANAGEMENT LLC | 47-1873640 | — | ADVISOR | $23K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
23 direct securities· $5.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2040 Fund Investor Class Registered investment company | — | — | — | $1.4M | 24.1% | |
| Fidelity Freedom Index 2045 Fund Investor Class Registered investment company | — | — | — | $933K | 16.4% | |
| Fidelity Freedom Index 2055 Fund Investor Class Registered investment company | — | — | — | $680K | 11.9% | |
| Fidelity Freedom Index 2050 Fund Investor Class Registered investment company | — | — | — | $486K | 8.5% | |
| Fidelity Freedom Index 2035 Fund Investor Class Registered investment company | — | — | — | $438K | 7.7% | |
| Fidelity Freedom Index 2020 Fund Investor Class Registered investment company | — | — | — | $317K | 5.6% | |
| Fidelity Freedom Index 2025 Fund Investor Class Registered investment company | — | — | — | $291K | 5.1% | |
| Fidelity Freedom Index 2065 Fund Investor Class Registered investment company | — | — | — | $257K | 4.5% | |
| Fidelity Freedom Index 2030 Fund Investor Class Registered investment company | — | — | — | $237K | 4.2% | |
| Fidelity Freedom Index 2060 Fund Investor Class Registered investment company | — | — | — | $232K | 4.1% | |
| Vanguard Dividend Appreciation Index Fund Registered investment company 363 * Fidelity Government Money Market Fund Money market fund | — | — | — | $221K | 3.9% | |
| Participant loans Interest rates ranging from 4.25% to 9.50% | — | — | — | $102K | 1.8% | |
| Fidelity Freedom Index 2015 Fund Investor Class Registered investment company | — | — | — | $34K | 0.6% | |
| Vanguard Information Technology Index Fund Adm Registered investment company | — | — | — | $26K | 0.5% | |
| Vanguard Growth Index Fund Adm Registered investment company | — | — | — | $21K | 0.4% | |
| Vanguard Small Cap Index Fund Adm Registered investment company | — | — | — | $11K | 0.2% | |
| Fidelity 500 Index Fund Registered investment company | — | — | — | $11K | 0.2% | |
| Vanguard International Growth Fund Adm Registered investment company | — | — | — | $4K | <0.1% | |
| American Funds Mutual Fund R6 Registered investment company | — | — | — | $3K | <0.1% | |
| Vanguard Mid Cap Index Fund Adm Registered investment company | — | — | — | $3K | <0.1% | |
| Fidelity Emerging Markets Index Fund Registered investment company | — | — | — | $3K | <0.1% | |
| Neuberger Berman Real Estate Fund Class R6 Registered investment company | — | — | — | $3K | <0.1% | |
| Fidelity Freedom Index 2070 Fund Investor Class Registered investment company 680 * Fidelity Freedom Index Inc IPR Registered investment company | — | — | — | $1K | <0.1% |
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