Original filing (PDF)20251009093956NAL0006771457001

GUIDEWIRE SOFTWARE

Name: GUIDEWIRE SOFTWARE — GUIDEWIRE SOFTWARE RETIREMENT TRUST, Form 5500 (2024)
Creator: GUIDEWIRE SOFTWARE

Form 5500

FILING_RECEIVED

GUIDEWIRE SOFTWARE RETIREMENT TRUST

401(k) retirement plan

Active participants

1,667

Accounts w/ balance

2,198

Plan assets (EOY)

$483.4M

Net assets (EOY)

$483.4M

How this plan invests

This plan

32 pooled trusts

Schedule D

23 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (6 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GUIDEWIRE SOFTWARE.

Plan sponsor

Name

GUIDEWIRE SOFTWARE

EIN

36-4468504

Address

2850 SOUTH DELAWARE STREET · SUITE 400 · SAN MATEO, CA · 94403

Phone

(650) 357-9100

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3F · Sponsor used leased employees

2E · Profit-sharing

3D · Pre-approved plan (master / prototype / VS)

2F · ERISA section 404(c)

Audit & trust (Schedule H)

Auditor

FRANK RIMERMAN & CO. LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$52K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
NEPC, LLC	26-1429809	—	INVESTMENT ADVISOR	$193K	—
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$54K	—

Investments

19 direct securities · 32 pooled funds· $892.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$479.4M

32 holdings

Uncategorized

$413.5M

19 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
SS TRGT RET 2040 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 025	Common Collective Trust	—	—	$75.2M	15.5%
State Street Target Retirement 2040 Fund - Class IV	—	—	—	$75.2M	15.5%
State Street Target Retirement 2035 Fund - Class IV	—	—	—	$73.7M	15.2%
SS TRGT RET 2035 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 024	Common Collective Trust	—	—	$73.7M	15.2%
SS S&P 500 INDEX II STATE STREET GLOBAL ADVISORS TRUST CO · EIN 04-0025081 / PN 078	Common Collective Trust	—	—	$59.2M	12.3%
State Street Target Retirement 2045 Fund - Class IV	—	—	—	$59.0M	12.2%
SS TRGT RET 2045 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 026	Common Collective Trust	—	—	$59.0M	12.2%
State Street Target Retirement 2030 Fund - Class IV	—	—	—	$51.2M	10.6%
SS TRGT RET 2030 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 023	Common Collective Trust	—	—	$51.2M	10.6%
State Street Target Retirement 2050 Fund - Class IV	—	—	—	$43.0M	8.9%
SS TRGT RET 2050 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 027	Common Collective Trust	—	—	$43.0M	8.9%
State Street Target Retirement 2025 Fund - Class IV	—	—	—	$25.6M	5.3%
SS TRGT RET 2025 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 022	Common Collective Trust	—	—	$25.6M	5.3%
State Street Target Retirement 2055 Fund - Class IV	—	—	—	$22.1M	4.6%
SS TRGT RET 2055 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 028	Common Collective Trust	—	—	$22.1M	4.6%
T. Rowe Price U.S. Structured Research Equity Fund - Class E	—	—	—	$20.7M	4.3%
TRP US STRUC RSRCH E T. ROWE PRICE TRUST COMPANY · EIN 35-7225461 / PN 001	Common Collective Trust	—	—	$20.7M	4.3%
State Street Target Retirement 2060 Fund - Class IV	—	—	—	$8.9M	1.8%
SS TRGT RET 2060 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 029	Common Collective Trust	—	—	$8.9M	1.8%
State Street Russell Small/Mid Cap Index Securities-Lending Series Fund Class II	—	—	—	$7.7M	1.6%
SS RSL SMMDCP IDX II STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 019	Common Collective Trust	—	—	$7.7M	1.6%
State Street Target Retirement 2020 Fund - Class IV	—	—	—	$7.0M	1.4%
SS TRGT RET 2020 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 021	Common Collective Trust	—	—	$7.0M	1.4%
State Street Global All Cap Equity ex - U.S. Index Fund - Class II	—	—	—	$6.8M	1.4%
SS GACEQ EXUS IDX II STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 444	Common Collective Trust	—	—	$6.8M	1.4%
State Street Target Retirement 2065 Fund - Class IV	—	—	—	$4.0M	0.8%
SS TRGT RET 2065 IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 045	Common Collective Trust	—	—	$4.0M	0.8%
TRP STABLE VALUE R T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001	Common Collective Trust	—	—	$3.8M	0.8%
SS US BOND INDX XIV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 90-0337987 / PN 477	Common Collective Trust	—	—	$3.8M	0.8%
WT CIF II CRBD PL S5 WELLINGTON TRUST COMPANY, NA · EIN 04-6913417 / PN 229	Common Collective Trust	—	—	$3.1M	0.7%
State Street Cash Series U.S. Government Fund - Class G ** 4 * Fidelity Institutional Asset Management Small Cap Core CIT Class H	—	—	—	$2.9M	0.6%
FIAM SM CAP COR CL H FIAM TRUST COMPANY · EIN 20-4659714 / PN 008	Common Collective Trust	—	—	$2.9M	0.6%
Participant loans receivable - 143 loans outstanding with interest rates ranging from 4.25% to 9.50% -	—	—	—	$2.5M	0.5%
Impax Global Environmental Markets Fund Institutional Class	—	—	—	$1.6M	0.3%
Capital Group Europacific Growth Trust, Class U 4	—	—	—	$1.3M	0.3%
CG EUROPAC GRTH U4 CAPITAL BANK AND TRUST COMPANY · EIN 95-6597294 / PN 661	Common Collective Trust	—	—	$1.3M	0.3%
State Street Target Retirement Income Fund - Class IV	—	—	—	$420K	<0.1%
SS TRGT RET INC IV STATE STREET GLOBAL ADVISORS TRUST CO · EIN 32-6528132 / PN 030	Common Collective Trust	—	—	$420K	<0.1%
Fidelity Intermediate Treasury Bond Index Fund	—	—	—	$11K	<0.1%
SS CASH US GOVT G STATE STREET GLOBAL ADVISORS TRUST CO · EIN 04-0025081 / PN 001	Common Collective Trust	—	—	$4	<0.1%
JPMCB SR PB 2030 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165198 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2050 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165477 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2020 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165037 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2025 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165154 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2045 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165449 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2035 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165348 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2040 CF JP MORGAN CHASE BANK, N.A. · EIN 26-1165392 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2055 CF JP MORGAN CHASE BANK, N.A. · EIN 45-5590883 / PN 001	Common Collective Trust	—	—	$0	<0.1%
GALLIARD STBLE RTN M WELLS FARGO BANK, N.A. · EIN 94-6751924 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB 2060 CF JPMORGAN CHASE BANK, N.A. · EIN 81-3239155 / PN 001	Common Collective Trust	—	—	$0	<0.1%
JPMCB SR PB INC CF JP MORGAN CHASE BANK, N.A. · EIN 26-1164871 / PN 001	Common Collective Trust	—	—	$0	<0.1%