Original filing (PDF)20251015094203NAL0004480753001

FIRST SECURE COMMUNITY BANK

Name: FIRST SECURE COMMUNITY BANK — FIRST SECURE BANKS RETIREMENT PLAN, Form 5500 (2024)
Creator: FIRST SECURE COMMUNITY BANK

Form 5500

FILING_RECEIVED

FIRST SECURE BANKS RETIREMENT PLAN

401(k) retirement plan

Active participants

123

Accounts w/ balance

108

Plan assets (EOY)

$5.2M

Net assets (EOY)

$5.2M

How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

100

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

100

Helping the score

Below-peer total fees (3 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST SECURE COMMUNITY BANK.

Plan sponsor

Name

FIRST SECURE COMMUNITY BANK

EIN

36-4340534

Address

670 N. SUGAR GROVE PARKWAY · SUGAR GROVE, IL · 60554

Phone

(630) 466-3551

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

APRIO, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
CAPITAL GROUP RETIREMENT PLAN SVCS	—	IRVINE, CA	RECORDKEEPER	$2K	—

Investments

28 direct securities· $5.0M(96% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Amcap Fund-R2 Mutual Fund NR	—	—	—	$742K	14.2%
American Funds 2030 Target Date-R2 Mutual Fund NR	—	—	—	$586K	11.2%
Capital Bank and Trust Company * Washington Mutual Investors Fund-R2 Mutual Fund NR	—	—	—	$448K	8.5%
American Funds 2045 Target Date-R2 Mutual Fund NR	—	—	—	$414K	7.9%
Af U.S. Government Money Market-R2 Mutual Fund NR	—	—	—	$352K	6.7%
Fundamental Investors-R2 Mutual Fund NR	—	—	—	$329K	6.3%
American Balanced Fund-R2 Mutual Fund NR	—	—	—	$276K	5.3%
American Funds 2025 Target Date-R2 Mutual Fund NR	—	—	—	$246K	4.7%
The Investment Company Of America-R2 Mutual Fund NR	—	—	—	$238K	4.5%
American Funds 2040 Target Date-R2 Mutual Fund NR	—	—	—	$193K	3.7%
American Funds 2035 Target Date-R2 Mutual Fund NR	—	—	—	$175K	3.3%
Smallcap World Fund-R2 Mutual Fund NR	—	—	—	$121K	2.3%
American Funds 2055 Target Date-R2 Mutual Fund NR	—	—	—	$115K	2.2%
American Funds 2050 Target Date-R2 Mutual Fund NR	—	—	—	$106K	2.0%
Capital World Bond Fund-R2 Mutual Fund NR 225 * Capital World Growth And Income-R2 Mutual Fund NR	—	—	—	$98K	1.9%
Various, bearing interest from * Participant loans 4.25%-10.50% -	—	—	—	$87K	1.7%
Eupac Fund-R2 Mutual Fund NR	—	—	—	$83K	1.6%
New World Fund-R2 Mutual Fund NR	—	—	—	$69K	1.3%
American High-Income Trust-R2 Mutual Fund NR	—	—	—	$55K	1.1%
U.S. Government Securities Fund-R2 Mutual Fund NR	—	—	—	$54K	1.0%
The Bond Fund Of America-R2 Mutual Fund NR	—	—	—	$45K	0.9%
The Income Fund Of America-R2 Mutual Fund NR	—	—	—	$39K	0.7%
American Funds 2065 Target Date-R2 Mutual Fund NR	—	—	—	$37K	0.7%
Capital Income Builder-R2 Mutual Fund NR	—	—	—	$36K	0.7%
American Funds 2010 Target Date-R2 Mutual Fund NR 241 * American Funds 2015 Target Date-R2 Mutual Fund NR	—	—	—	$29K	0.5%
American Funds 2020 Target Date-R2 Mutual Fund NR	—	—	—	$22K	0.4%
American Funds 2060 Target Date-R2 Mutual Fund NR	—	—	—	$18K	0.3%
Short-Term Bond Fund Of America-R2 Mutual Fund NR	—	—	—	$10K	0.2%