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Original filing (PDF)20251010133429NAL0018703042001
ZURICH AMERICAN INSURANCE COMPANY
Form 5500
FILING_RECEIVED
ZURICH AMERICAN INSURANCE COMPANY RETIREMENT ACCOUNT PLAN
Defined-benefit pension plan
Signals · 2
No recordkeeper disclosed10 service providers
Active participants
4,959
Accounts w/ balance
—
Plan assets (EOY)
$1.3B
Net assets (EOY)
$1.2B
How this plan invests
This plan
3 pooled trusts
Schedule D
106 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- 35 bps in Schedule C fees — 600% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZURICH AMERICAN INSURANCE COMPANY.
Plan sponsor
Name
ZURICH AMERICAN INSURANCE COMPANY
EIN
36-4233459
Address
1299 ZURICH WAY · SCHAUMBURG, IL · 601961056
Phone
(847) 605-6213
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
3H · Sponsor in controlled / affiliated group
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
10 rowsOther
10| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $1.2M | — |
| PIMCO | 33-0629048 | — | NONE | $791K | — |
| JP MORGAN INVESTMENT MANAGEMENT INC | 13-3200244 | — | NONE | $733K | — |
| RREEF-AMERICA LLC | 58-2364506 | — | INV-MGMT | $595K | — |
| NORTHERN TRUST COMPANY | 36-1561860 | — | NONE | $333K | — |
| BLACKROCK FINANCIAL MANAGEMENT | 13-3806691 | — | NONE | $266K | — |
| METLIFE | 13-4075851 | — | NONE | $260K | — |
| MERCER | 13-2834414 | — | NONE | $251K | — |
| AON CONSULTING | 36-3109431 | — | NONE | $114K | — |
| SEYFARTH SHAW LLP | 36-2152202 | — | NONE | $11K | — |
Investments
103 direct securities · 3 pooled funds· $473.7M(37% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$262.2M
100 holdings
Common Collective Trust
$138.4M
3 holdings
OTHER
$73.1M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Real estate investment trust United States-USD CF RREEF AMERICA REIT II C99089ICH7 | OTHER | — | $78.1M | $70.4M | 5.5% | |
| CF JPMCB STRAGETIC PROPERTY FUND JPMORGAN CHASE BANK, N.A. · EIN 13-6038770 / PN 001 | Common Collective Trust | — | $75.6M | $67.9M | 5.3% | |
| United States-USD MFO PIMCO FDS PIMCO SECTOR FD SER I C72203G868 | — | — | $63.2M | $62.6M | 4.9% | |
| MFB NT COLL US MC EIF - LENDING THE NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 053 | Common Collective Trust | — | $45.0M | $55.7M | 4.3% | |
| Value of Interest in Registered Investment Companies International Region-USD MFO DFA WORLD EX US CORE EQUITY PORTFOLIO C25239Y592 | — | — | $22.2M | $22.4M | 1.7% | |
| GNMA II JUMBOS 3% 30 YEARS SETTLES Â FEBRUARY SBMVLWQ5 | — | — | $21.5M | $21.5M | 1.7% | |
| &&&BOND FUTURES OFFSET - SHORT C999959935 — | — | — | — | $16.3M | 1.3% | |
| COLTV SHORT TERM INVT FD THE NORTHERN TRUST COMPANY · EIN 45-6138589 / PN 084 | Common Collective Trust | — | $14.7M | $14.7M | 1.1% | |
| UNITED STS TREAS NTS DTD .875% 11-15-2030 C91282CAV3 | — | — | $11.1M | $11.5M | 0.9% | |
| RESOLUTION FDG CORP FED BOOK ENTRY PRIN STRIPS GENERIC PRIN PMT 04-15-2030 S2739852 | — | — | $10.3M | $10.6M | 0.8% | |
| MFO PIMCO LONG DURATION CREDIT BOND PORT C72201P878 | — | — | $8.1M | $7.7M | 0.6% | |
| UNITED STATES OF AMER TREAS NOTES .625% DUE 08-15-2030 C91282CAE1 | — | — | $7.4M | $7.4M | 0.6% | |
| Corporate Stock - Preferred United States-USD BLACKSTONE STRATEGIC CR 2027 TERM SER B MANDATORY RED PFD SHS C057991648 5,000 — | — | — | — | $5.0M | 0.4% | |
| UTD STATES TREAS ZERO CPN 0% DUE 05-15-2050 C912803FP3 | — | — | $5.6M | $4.8M | 0.4% | |
| Immediate Participation Guarantee Fund of Aetna Life Insurance Company** | — | — | — | $3.6M | 0.3% | |
| FNMA SINGLE FAMILY MORTGAGE 3% 30 YEARS SETTLES FEBRUARY SBMF76H8 | — | — | $3.2M | $3.2M | 0.3% | |
| RESOLUTION FDG CORP FED BOOK ENTRY PRIN STRIPS GENERIC PRIN PMT 01-15-2030 S2172413 | — | — | $2.9M | $2.9M | 0.2% | |
| FNMA POOL #MA4732 4% 09-01-2052 BEO SBPMPT55 | — | — | $2.6M | $2.6M | 0.2% | |
| Municipal provincial bonds United States-USD FUT MAR 25 CBT UL T-BONDS C999599GH0 21 — | OTHER | — | — | $2.5M | 0.2% | |
| U.S. Government Securities United States-USD UTD STATES TREAS ZERO CPN 0% DUE 02-15-2051 C912803FV0 | — | — | $2.9M | $2.4M | 0.2% | |
| UNITED STATES TREAS BD STRIPPED DUE 08-15-2045 C912803EP4 | — | — | $2.4M | $2.2M | 0.2% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00109 11-15-2045 (UNDDATE) REG C912803EQ2 | — | — | $2.4M | $2.2M | 0.2% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00080 02-15-2040 (UNDDATE) REG SB52MJS9 | — | — | $2.3M | $2.2M | 0.2% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00110 02-15-2046 (UNDDATE) REG C912803ER0 | — | — | $2.4M | $2.2M | 0.2% | |
| PVTPL ARBOR RLTY COML REAL ESTATE NTS 2021-FL4 SR 21-FL4 CL A 11-15-2036 C03880RAA7 | — | — | $2.1M | $2.1M | 0.2% | |
| Corporate Debt Instruments - Other United States-USD PVTPL HYUNDAI CAP AMER MEDIUM TERM NTS BOOK EN TRANCHE # TR 00031 3 02-10-2027 C44891ABG1 | — | — | $2.0M | $2.0M | 0.2% | |
| BEO C73699ADX5 | — | — | $2.0M | $2.0M | 0.2% | |
| PROLOGIS L P 5% 01-31-2035 C74340XCN9 | — | — | $2.0M | $1.9M | 0.2% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00098 08-15-2043 (UNDDATE) REG C912803ED1 | — | — | $2.0M | $1.8M | 0.1% | |
| U S TREAS BD STRIPPED PRIN PMT 00078 08-15-2039 REG SB4YCD55 | — | — | $1.8M | $1.7M | 0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT15/02/2052 02-15-2052 (UNDDATE) BEO C912803GE7 | — | — | $1.6M | $1.5M | 0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT 0% DUE 05-15-2049 C912803FJ7 | — | — | $1.8M | $1.5M | 0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 11-15-2043 C912834MZ8 | — | — | $1.6M | $1.5M | 0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 02-15-2050 C912803FM0 | — | — | $1.8M | $1.5M | 0.1% | |
| VIRTUS CONV & INCOME FD II SER A MANDATORY RED PFD SHS C927993873 | — | — | $1.5M | $1.5M | 0.1% | |
| PVTPL WOODWARD INC SER Q SR NT 0% DUE 05-30-2027 C97799AKS6 | — | — | $1.5M | $1.5M | 0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMTZCP 11-15-2043 REG C912803EE9 | — | — | $1.6M | $1.5M | 0.1% | |
| PVTPL MF1 2022-FL10 LLC SR 22-FL10 CL A VAR RT 09-19-2037 C55285BAA3 | — | — | $1.5M | $1.5M | 0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 08-15-2050 C912803FR9 | — | — | $1.7M | $1.4M | 0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 11-15-2050 C912803FT5 | — | — | $1.7M | $1.4M | 0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 02-15-2049 C912803FG3 | — | — | $1.6M | $1.4M | 0.1% | |
| PVTPL CMO WAIKIKI BEACH HOTEL TR FLTG RT SER 2019-WBM CL A 12-15-2033 C93065PAA9 | — | — | $1.3M | $1.3M | 0.1% | |
| UNITED STATES OF AMER TREAS BONDS 3% DUE08-15-2052 C912810TJ7 | — | — | $1.5M | $1.3M | 0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00114 11-15-2046 (UNDDATE) REG C912803EV1 | — | — | $1.4M | $1.3M | <0.1% | |
| GILEAD SCIENCES 4% DUE 09-01-2036 C375558BJ1 | — | — | $1.3M | $1.3M | <0.1% | |
| CCP DUE FROM JP MORGAN C999991BB7 | — | — | $1.2M | $1.2M | <0.1% | |
| BRITISH TELECOMMUNICATIONS P L C NT STEPUP 12-15-2030 12-12-2000 SB23XQ67 | — | — | $1.2M | $1.2M | <0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 11-15-2047 C912803FA6 | — | — | $1.3M | $1.2M | <0.1% | |
| UNITED STATES TREAS SEC STRIPPED INT PMTINT PMT 05-15-2042 (UNDDATE) REG C912834LK2 | — | — | $1.3M | $1.2M | <0.1% | |
| PVTPL CHASE HOME LENDING MTG TR SER 23-RPL1 CL A1 VAR RT 06-25-2062 C16159LAC2 | — | — | $1.2M | $1.2M | <0.1% | |
| UNITED STATES OF AMER TREAS STRIP 0% 02-15-2047 C912803EW9 | — | — | $1.3M | $1.2M | <0.1% | |
| US TREAS BD STRIPPED PRIN 08-15-2042 REG C912803DY6 | — | — | $1.2M | $1.1M | <0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 11-15-2048 C912803FF5 | — | — | $1.3M | $1.1M | <0.1% | |
| LA**PUT S2734675 | — | — | $1.1M | $1.1M | <0.1% | |
| USD-United States dollar United States dollar *CS0500USD | — | — | $1.1M | $1.1M | <0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 05-15-2054 C912803HB2 | — | — | $1.1M | $1.0M | <0.1% | |
| FNMA REMIC TR 2014-47 CL-PZ PRIN ONLY 4 08-25-2044 C3136AKTE3 | — | — | $1.1M | $1.0M | <0.1% | |
| MORGAN STANLEY VAR RT 07-22-2028 C61744YAK4 | — | — | $1.0M | $1.0M | <0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 08-15-2051 C912803GA5 | — | — | $1.2M | $975K | <0.1% | |
| PVTPL CMO TOWD PT MTG TR 2022-4 TPMT 2022-4 A1 VAR RT DUE 09-25-2062 BEO C89180YAA8 | — | — | $953K | $956K | <0.1% | |
| UNITED STATES OF AMER TREAS STRIP 0% 02-15-2053 C912803GP2 | — | — | $934K | $933K | <0.1% | |
| C83444MAS0 930,000 — | — | — | — | $926K | <0.1% | |
| PVTPL GPMT LTD SR 21-FL4 CL A FLTG RT 11-15-2036 C36262TAA1 | — | — | $880K | $911K | <0.1% | |
| PVTPL CMO MORGAN STANLEY SR 21-230P CL AVAR RT DUE 12-15-2038 C61772WAA5 | — | — | $836K | $866K | <0.1% | |
| PVTPL BAMLL COML MTG SEC TR 2014-520M CLA 08-15-2046 C05525MAA4 | — | — | $781K | $814K | <0.1% | |
| PVTPL BSPRT 2022-FL9 ISSUER LLC SR SECD NT CL A FLTG 07-15-2039 C055984AA6 | — | — | $769K | $772K | <0.1% | |
| PVTPL CMO VERUS SECURITIZATION TRUST SER 23-4 CL A1 STEP UP DUE 05-25-2027 C92539TAA1 | — | — | $724K | $727K | <0.1% | |
| Corporate Debt Instruments - Other United States-USD PFIZER INC 4% DUE 12-15-2036 C717081EC3 | — | — | $766K | $722K | <0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 11-15-2049 C912803FL2 | — | — | $838K | $717K | <0.1% | |
| PVTPL CRESTLINE DENALI CLO XIV LTD SR 16-1A CL AR2 FLTG 10-23-2031 C22615MAW2 | — | — | $696K | $696K | <0.1% | |
| UNITED STATES OF AMER TREAS STRIP 0% DUE 11-15-2051 REG C912803GC1 | — | — | $818K | $684K | <0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMTZCP DUE 02-15-2043 C912803EA7 | — | — | $714K | $667K | <0.1% | |
| PVTPL CBAM CLO MANAGEMENT 2018-5A CL A FRN 04-17-2031 C12481QAC9 | — | — | $660K | $661K | <0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00090 02-15-2042 (UNDDATE) REG C912803DV2 | — | — | $686K | $642K | <0.1% | |
| Corporate Debt Instruments - Other United States-USD PVTPL WOODWARD INC SER P SR NT 0% DUE 05-30-2025 C97799AKR8 | — | — | $600K | $600K | <0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00102 05-15-2044 (UNDDATE) REG C912803EH2 | — | — | $619K | $573K | <0.1% | |
| UNITED STATES OF AMER TREAS STRIP 0% 08-15-2053 C912803GU1 | — | — | $527K | $528K | <0.1% | |
| U.S. Government Securities United States-USD UNITED STATES TREAS BD STRIPPED PRIN PMT00123 08-15-2048 (UNDDATE) REG C912803FE8 | — | — | $595K | $520K | <0.1% | |
| CVS HEALTH CORP SR NT 6% 06-01-2063 C126650EA4 | — | — | $607K | $520K | <0.1% | |
| PVTPL BRYANT PARK FUNDING LTD SR 24-22A CL A1 FLTG RT 04-15-2037 C11766CAA2 | — | — | $500K | $504K | <0.1% | |
| UTD STATES TREAS ZERO CPN 0% DUE 05-15-2039 C912834DV7 | — | — | $525K | $489K | <0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT00113 08-15-2046 (UNDDATE) REG C912803EU3 | — | — | $503K | $454K | <0.1% | |
| SB6QMCT4 — | — | — | — | $400K | <0.1% | |
| UNITED STATES TREAS BD STRIPPED PRIN PMT02-15-2044 REG C912803EF6 | — | — | $429K | $398K | <0.1% | |
| RESOLUTION FUNDING STRIP 0% 10-15-2028 SBJFCX26 | — | — | $378K | $389K | <0.1% | |
| NOVARTIS CAP CORP 4% DUE 11-20-2045 C66989HAK4 | — | — | $415K | $378K | <0.1% | |
| CONS EDISON CO N Y 3% DUE 12-01-2060 C209111FZ1 | — | — | $392K | $375K | <0.1% | |
| US TREAS BD STRIPPED PRIN PMT STRIPPED PRIN PMT 11-15-2042 REG C912803DZ3 | — | — | $351K | $328K | <0.1% | |
| PACIFICORP 6% DUE 01-15-2039 C695114CL0 | — | — | $319K | $311K | <0.1% | |
| TBA COLLATERAL RECEIVABLE FROM CITIBANK S9A6FYNU | — | — | $260K | $260K | <0.1% | |
| C524ESC7N4 | — | — | — | $250K | <0.1% | |
| ORACLE CORP 4% 11-15-2047 C68389XBQ7 | — | — | $226K | $217K | <0.1% | |
| DISNEY WALT CO 3% DUE 07-30-2046 C25468PDN3 | — | — | $224K | $205K | <0.1% | |
| NNN REIT INC SR NT 3% 04-15-2052 C637417AR7 | — | — | $199K | $186K | <0.1% | |
| U.S. Government Securities United States-USD UNITED STATES TREAS SEC STRIPPED INT PMT00751 05-15-2035 (UNDDATE) REG C912833X88 | — | — | $190K | $183K | <0.1% | |
| Cash collateral United States-USD &&& CASH MARGIN REQUIREMENT ON FINANCIALFUTURES (COLLATERAL) HELD ELSEWHERE C9999990A4 | OTHER | — | $156K | $156K | <0.1% | |
| INDEFAULT LEHMAN BROS INC 0% 12-31-2040 C524909AW8 | — | — | — | $141K | <0.1% | |
| FHLMC MULTICLASS SER 3859 CL JB 5% 05-15-2041 C3137AAM26 | — | — | $140K | $140K | <0.1% | |
| MEMORIAL SLOAN-KETTERING 5% 7-1-2042 C586054AA6 | — | — | $124K | $118K | <0.1% | |
| SLM PRIVATE CR STUDENT LOAN TRUST 2004-A06-15-2033 REG C78443CBH6 | — | — | $108K | $109K | <0.1% | |
| FNMA REMIC TR 2014-43 CL-PZ 3% 07-25-2043 C3136AKKF9 | — | — | $90K | $86K | <0.1% | |
| PVTPL CMO ASHFORD HOSPITALITY TR SER-2018-KEYS CL-A VAR 05-15-2035 BEO C04410CAA7 | — | — | $80K | $81K | <0.1% | |
| United Kingdom-USD ASTRAZENECA PLC 4% DUE 09-18-2042 C046353AG3 | — | — | $27K | $25K | <0.1% | |
| FNMA POOL #804762 ADJ RT DUE 01-01-2035 BEO C31406BB74 | — | — | $19K | $19K | <0.1% | |
| U.S. Government Securities United States-USD FNMA POOL #817450 ADJ RT DUE 08-01-2035 BEO C31406REX9 | — | — | $17K | $17K | <0.1% | |
| Corporate Stock - Common United States-USD AURORA FOODS INC COM STK C05164B106 | — | — | — | $3K | <0.1% |