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Original filing (PDF)20251006152958NAL0006860512001
WINTRUST FINANCIAL CORPORATION
Form 5500
FILING_RECEIVED
WINTRUST FINANCIAL CORPORATION RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
55% in single holdingNo recordkeeper disclosed
Active participants
5,806
Accounts w/ balance
6,822
Plan assets (EOY)
$797.6M
Net assets (EOY)
$797.6M
How this plan invests
This plan
3 pooled trusts
Schedule D
3 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: RELIANCE METLIFE SERIES 25053 CL 0 (no filing on disk)]" is 55% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (1 bps vs 6 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WINTRUST FINANCIAL CORPORATION.
Plan sponsor
Name
WINTRUST FINANCIAL CORPORATION
EIN
36-3873352
Address
9700 WEST HIGGINS ROAD · ROSEMONT, IL · 60018
Phone
(847) 939-9000
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ERNST & YOUNG, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | 84-0467907 | — | NONE | $116K | — |
Investments
3 pooled funds· $115.5M(14% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RELIANCE METLIFE SERIES 25053 CL 0 RELIANCE TRUST COMPANY · EIN 58-1428634 / PN 013 | Common Collective Trust | — | — | $63.3M | 7.9% | |
| GREAT GRAY EUROPACIFIC GROWTH TRUST GREAT GRAY TRUST COMPANY LLC · EIN 38-7289844 / PN 001 | Common Collective Trust | — | — | $33.7M | 4.2% | |
| PIONEER BOND TRUST R1 GREAT GRAY TRUST COMPANY LLC · EIN 81-5420248 / PN 291 | Common Collective Trust | — | — | $18.5M | 2.3% |