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Original filing (PDF)20250930183836NAL0016848419001
KRD, LTD.
Form 5500
FILING_RECEIVED
KRD, LTD. 401(K) AND PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
41% in single holding
Active participants
94
Accounts w/ balance
114
Plan assets (EOY)
$19.3M
Net assets (EOY)
$19.3M
How this plan invests
This plan
41 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
79
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "American Funds American Funds 2030 Target Date Retirement Fund" is 41% of plan.
Helping the score
- Below-peer total fees (1 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KRD, LTD..
Plan sponsor
Name
KRD, LTD.
EIN
36-3856676
Address
1051 PERIMETER DRIVE · 9TH FLOOR · SCHAUMBURG, IL · 60173
Phone
(847) 240-1040
Industry
CPA Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-30
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CASSELL PLAN AUDITS, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ASSOSCIATES INC | 95-2755361 | SANTA MONICA, CA | INVESTMENT ADVISORY | $2K | — |
Investments
41 direct securities· $19.1M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds American Funds 2030 Target Date Retirement Fund | — | — | — | $7.9M | 40.8% | |
| American Funds American Funds 2045 Target Date Retirement Fund | — | — | — | $2.0M | 10.5% | |
| American Funds American Funds 2035 Target Date Retirement Fund | — | — | — | $1.4M | 7.5% | |
| Fidelity Investments Money Market Government | — | — | — | $1.2M | 6.1% | |
| Fidelity Large Cap Growth Index Fund | — | — | — | $1.1M | 5.6% | |
| Fidelity 500 Index Fund | — | — | — | $722K | 3.8% | |
| American Funds American Funds 2055 Target Date Retirement Fund | — | — | — | $695K | 3.6% | |
| American Funds American Funds 2050 Target Date Retirement Fund | — | — | — | $533K | 2.8% | |
| American Funds American Funds 2060 Target Date Retirement Fund | — | — | — | $462K | 2.4% | |
| Loomis Sayles Loomis Sayles Growth Fund | — | — | — | $358K | 1.9% | |
| Fidelity Total Market Index Fund | — | — | — | $343K | 1.8% | |
| American Funds American Funds 2040 Target Date Retirement Fund | — | — | — | $340K | 1.8% | |
| Vanguard Value Index Fund | — | — | — | $290K | 1.5% | |
| Invesco Small Cap Value Fund | — | — | — | $235K | 1.2% | |
| Dimensional Fund Advisors DFA U.S. Large Cap Growth Portfolio | — | — | — | $187K | 1.0% | |
| Dimensional Fund Advisors DFA U.S. Small Cap Value Portfolio | — | — | — | $159K | 0.8% | |
| American Century American Century Mid Cap Value Fund | — | — | — | $139K | 0.7% | |
| Vanguard Short-Term Investment-Grade Fund | — | — | — | $130K | 0.7% | |
| Pear Tree Funds Par Tree Polaris Foreign Value Fund | — | — | — | $126K | 0.7% | |
| Participants Participant notes receivable (interest rates ranging from | — | — | — | $105K | 0.5% | |
| Fidelity Mid Cap Index Fund | — | — | — | $95K | 0.5% | |
| Parametric Commodity Strategy Fund | — | — | — | $91K | 0.5% | |
| AQR Funds AQR Long-Short Equity Fund | — | — | — | $88K | 0.5% | |
| Baron Real Estate Fund | — | — | — | $78K | 0.4% | |
| American Funds American Funds 2065 Target Date Retirement Fund | — | — | — | $67K | 0.3% | |
| Dodge & Cox Dodge & Cox Stock Fund | — | — | — | $66K | 0.3% | |
| Fidelity Small Cap Index Fund | — | — | — | $42K | 0.2% | |
| As of December 31, 2024 Fidelity International Index Fund | — | — | — | $42K | 0.2% | |
| Portfolio DoubleLine Total Return Bond Fund | — | — | — | $35K | 0.2% | |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity 2 Portfolio | — | — | — | $23K | 0.1% | |
| Vanguard Mid-Cap Index Fund | — | — | — | $12K | <0.1% | |
| Oakmark Global Select Fund | — | — | — | $10K | <0.1% | |
| JPMorgan U.S. Government Money Market Fund | — | — | — | $10K | <0.1% | |
| Guggenheim Total Return Bond Fund | — | — | — | $9K | <0.1% | |
| Vanguard High-Yield Corporate Fund | — | — | — | $8K | <0.1% | |
| Baron Growth Fund | — | — | — | $8K | <0.1% | |
| Dimensional Fund Advisors DFA U.S. Small Cap Growth Portfolio | — | — | — | $7K | <0.1% | |
| Loomis Sayles Loomis Sayles Bond Fund | — | — | — | $6K | <0.1% | |
| Eaton Vance Eaton Vance Global Macro Absolute Return Fund | — | — | — | $4K | <0.1% | |
| Oakmark International Fund | — | — | — | $4K | <0.1% | |
| Invesco Core Plus Bond Fund | — | — | — | $2K | <0.1% |
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