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Original filing (PDF)20251013154231NAL0000779315001
SUTTON FORD, INC.
Form 5500
FILING_RECEIVED
SUTTON AUTO TEAM RETIREMENT PLAN
401(k) retirement plan
Signals · 1
25% in single holding
Active participants
331
Accounts w/ balance
241
Plan assets (EOY)
$10.6M
Net assets (EOY)
$10.6M
How this plan invests
This plan
1 pooled trust
Schedule D
57 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "The Vanguard Group Balanced Index Adm" is 25% of plan.
- 51 bps in Schedule C fees — 74% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SUTTON FORD, INC..
Plan sponsor
Name
SUTTON FORD, INC.
EIN
36-3669281
Address
21315 CENTRAL AVE. · MATTESON, IL · 60443
Phone
(708) 720-8000
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CORRELL CO. | 36-3492086 | — | RECORDKEEPER | $30K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MESIROW FINANCIAL, INC. | — | CHICAGO, IL | INVESTMENT SERVICES | $24K | — |
Investments
56 direct securities · 1 pooled fund· $10.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$9.5M
56 holdings
Common Collective Trust
$1.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| The Vanguard Group Balanced Index Adm | — | — | — | $2.6M | 25.0% | |
| GREAT GRAY CIT III FOR METLIFE GROU GREAT GRAY TRUST COMPANY, LLC · EIN 26-0142858 / PN 009 | Common Collective Trust | — | — | $1.1M | 10.3% | |
| party interest, collateral, par, or maturity value Cost Current Value The Vanguard Group 500 Index Admiral | — | — | — | $1.1M | 10.1% | |
| The Vanguard Group Target Retirement 2040 Inv | — | — | — | $839K | 7.9% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $653K | 6.2% | |
| American Funds 2050 Trgt Date Retire R6 | — | — | — | $350K | 3.3% | |
| American Funds Fundamental Invs R6 | — | — | — | $309K | 2.9% | |
| American Funds Europacific Growth R6 | — | — | — | $217K | 2.0% | |
| MFS Mid Cap Growth R6 | — | — | — | $201K | 1.9% | |
| Participant loans Participant Loans 4.25% - 9.5% | — | — | — | $199K | 1.9% | |
| American Funds 2030 Trgt Date Retire R6 | — | — | — | $188K | 1.8% | |
| Neuberger Berman Real Estate R6 | — | — | — | $188K | 1.8% | |
| American Funds 2035 Trgt Date Retire R6 | — | — | — | $186K | 1.8% | |
| Registered Investment Companies - Mutual Funds Alliance Bernstein Small Cap Growth Portfolio Fund Z | — | — | — | $175K | 1.7% | |
| The Vanguard Group Target Retirement 2025 Inv | — | — | — | $142K | 1.3% | |
| SIPC Bridge Invt Group Holdings Inc. ** 790 SIPC Apple Inc. | — | — | — | $130K | 1.2% | |
| Carillon Scout Mid Cap I | — | — | — | $126K | 1.2% | |
| Intermediate Bond Fund of America Class R-6 | — | — | — | $126K | 1.2% | |
| The Vanguard Group Target Retirement 2030 Inv | — | — | — | $118K | 1.1% | |
| MFS Intl Diversification R6 | — | — | — | $114K | 1.1% | |
| Victory Sycamore Established Value R6 | — | — | — | $113K | 1.1% | |
| The Vanguard Group Target Retirement 2055 Inv | — | — | — | $107K | 1.0% | |
| American Funds Small Cap World Fund Class R-6 | — | — | — | $99K | 0.9% | |
| Dodge & Cox Income Cl I | — | — | — | $89K | 0.8% | |
| The Vanguard Group Target Retirement 2060 Inv | — | — | — | $84K | 0.8% | |
| The Vanguard Group Emerging Mkts Stock Idx Adm | — | — | — | $62K | 0.6% | |
| American Funds New World R6 | — | — | — | $59K | 0.6% | |
| American Funds 2060 Trgt Date Retire R6 | — | — | — | $55K | 0.5% | |
| American Funds 2055 Trgt Date Retire R6 | — | — | — | $55K | 0.5% | |
| The Vanguard Group Equity-Income Adm | — | — | — | $53K | 0.5% | |
| The Vanguard Group Target Retirement 2035 Inv | — | — | — | $51K | 0.5% | |
| American Funds 2045 Trgt Date Retire R6 | — | — | — | $49K | 0.5% | |
| American Funds American Balanced R6 | — | — | — | $49K | 0.5% | |
| party interest, collateral, par, or maturity value Cost Current Value Interest-Bearing Cash * Matrix Cash ** $ 185 * SIPC Cash ** 323 * SIPC TriState Capital Bank | — | — | — | $48K | 0.5% | |
| Fidelity Large Cap Growth Idx Instl Prm | — | — | — | $41K | 0.4% | |
| The Vanguard Group Inflation Protected Secs Adm ** 745 The Vanguard Group Real Estate Index Admiral | — | — | — | $41K | 0.4% | |
| The Vanguard Group Target Retirement 2045 Inv ** 655 The Vanguard Group Target Retirement 2050 Inv | — | — | — | $41K | 0.4% | |
| BlackRock Advantage Inflation Protected Bond K | — | — | — | $38K | 0.4% | |
| Fidelity Mid Cap Index Instl Prem | — | — | — | $36K | 0.3% | |
| The Vanguard Group Target Retirement Income Adm | — | — | — | $34K | 0.3% | |
| BlackRock Advantage Small Cap Core K | — | — | — | $34K | 0.3% | |
| American Funds 2025 Trgt Date Retire R6 | — | — | — | $31K | 0.3% | |
| The Vanguard Group Short-Term Investment-Grade Adm | — | — | — | $31K | 0.3% | |
| The Vanguard Group Developed Markets Index Admira | — | — | — | $27K | 0.3% | |
| Principal Equity Income Inst | — | — | — | $27K | 0.3% | |
| American Century Small Cap Value R6 | — | — | — | $26K | 0.2% | |
| The Vanguard Group Target Retirement 2065 Inv | — | — | — | $21K | 0.2% | |
| The Vanguard Group Total Bond Market Index Adm | — | — | — | $18K | 0.2% | |
| American Funds 2015 Trgt Date Retire R6 | — | — | — | $17K | 0.2% | |
| The Vanguard Group Small Cap Index Adm | — | — | — | $16K | 0.2% | |
| American Funds 2020 Trgt Date Retire R6 | — | — | — | $6K | <0.1% | |
| Fidelity Large Cap Value Index Prm Inst | — | — | — | $6K | <0.1% | |
| Participant-Directed "Brokerage" Account ** Registered Investment Companies - Equities SIPC American Battery Technology | — | — | — | $5K | <0.1% | |
| BlackRock Advantage Global Alloc-K | — | — | — | $4K | <0.1% | |
| Fidelity Small Cap Growth Index | — | — | — | $3K | <0.1% | |
| Fidelity Mid Cap Growth Index | — | — | — | $3K | <0.1% | |
| Fidelity Small Cap Value Index | — | — | — | $1K | <0.1% |