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Original filing (PDF)20250717123900NAL0000292305001

SAP AMERICA, INC.

Form 5500
FILING_RECEIVED
SAP AMERICA, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
16,587
Accounts w/ balance
25,371
Plan assets (EOY)
$8.1B
Net assets (EOY)
$8.1B
How this plan invests
This plan
21 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
  • No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SAP AMERICA, INC..
Plan sponsor
Name
SAP AMERICA, INC.
EIN
36-3556041
Address
3999 WEST CHESTER PIKE · NEWTOWN SQUARE, PA · 19073
Phone
(610) 661-1000
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-17
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
KREISCHER MILLER
Trustee / custodian
Trustee phone

Service providers (Schedule C)

3 rows
Other
3
NameEINLocationRelationDirect compIndirect comp
VANGUARD ADVISERS INC.23-2811930NONE$3.5M
THE VANGUARD GROUP, INC.23-1945930NONE$817K
CHARLES SCHWAB & CO., INC.94-1737782NONE$76K

Investments

20 direct securities · 21 pooled funds· $9.3B(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust
$5.0B
21 holdings
Uncategorized
$4.3B
20 holdings
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Wellington$1.6B20.0%
VANGUARD INSTITUTIONAL 500 IDX TRST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6327546 / PN 001
Common Collective Trust
$1.5B19.0%
JPMCB LARGE CAP GROWTH FUND; CF-A C
JPMORGAN ASSET MANAGEMENT · EIN 45-4173185 / PN 001
Common Collective Trust
$457.0M5.6%
Vanguard Institutional Total International Stock Market Index Trust$450.6M5.5%
VFTC INST TTL INT ST MRKT IND TRST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6317280 / PN 001
Common Collective Trust
$450.6M5.5%
VANGUARD INST. TTL BND IDX TRST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6320144 / PN 001
Common Collective Trust
$396.4M4.9%
Vanguard Institutional Total Bond Market Index Trust$396.4M4.9%
Vanguard Institutional Extended Market Index Trust$376.0M4.6%
VFTC INST EXT MRKT INDEX TRUST
VANGUARD FIDUCIARY TRUST COMPANY · EIN 81-6324211 / PN 001
Common Collective Trust
$376.0M4.6%
VFTC TARGET RET 2035 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735965 / PN 001
Common Collective Trust
$303.4M3.7%
VFTC TARGET RET 2040 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735971 / PN 001
Common Collective Trust
$244.5M3.0%
VFTC TARGET RET 2030 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735964 / PN 001
Common Collective Trust
$227.2M2.8%
Windsor II$221.8M2.7%
VFTC RETIREMENT SAVINGS TRUST II
VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-5455475 / PN 023
Common Collective Trust
$216.7M2.7%
VFTC TARGET RET 2045 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735972 / PN 001
Common Collective Trust
$202.7M2.5%
Vanguard Brokerage Option$177.4M2.2%
International Growth$172.3M2.1%
VFTC TARGET RET 2050 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735976 / PN 001
Common Collective Trust
$164.7M2.0%
Global Equity$147.6M1.8%
Explorer$140.4M1.7%
VFTC TARGET RET 2025 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735963 / PN 001
Common Collective Trust
$129.6M1.6%
Small-Cap Index$123.0M1.5%
SAP ADR Stock Fund$121.7M1.5%
VFTC TARGET RET 2055 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735978 / PN 001
Common Collective Trust
$120.4M1.5%
VFTC TARGET RET 2060 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799736 / PN 001
Common Collective Trust
$67.6M0.8%
PIMCO Income Fund$54.7M0.7%
Emerging Markets Stock Index$53.5M0.7%
VFTC TARGET RET 2020 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735899 / PN 001
Common Collective Trust
$47.6M0.6%
Allspring Special Mid Cap Value Fund; Class R6$43.8M0.5%
Vanguard Cash Reserves Federal MM Fund Admiral Shares$43.3M0.5%
VFTC TARGET RET INCOME TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-0735883 / PN 001
Common Collective Trust
$38.6M0.5%
Notes receivable from participants$37.4M0.5%
JPMorgan Mid Cap Growth Fund; Class R6$37.2M0.5%
Federated Inst. High Yield Bond Fund$34.8M0.4%
Fidelity Total Bond K6 Fund$29.0M0.4%
VFTC TARGET RET 2065 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6204383 / PN 001
Common Collective Trust
$24.6M0.3%
ALLSPRING SPECIAL SMALL CAP VALUE E
ALLSPRING GLOBAL INVESTMENTS · EIN 83-6834374 / PN 001
Common Collective Trust
$18.8M0.2%
PGIM Global Total Return; Class R6$12.3M0.2%
VFTC TARGET RET 2070 TR PLUS
VANGUARD FIDUCIARY TRUST COMPANY · EIN 88-6095930 / PN 001
Common Collective Trust
$5.4M<0.1%
VFTC RETIREMENT SAVINGS TRUST III
VANGUARD FIDUCIARY TRUST COMPANY · EIN 38-7041744 / PN 024
Common Collective Trust
$0<0.1%
BLACKROCK MIDCAP GROWTH EQUITY T
BLACKROCK INSTITUIONAL TRUST CO · EIN 86-1246908 / PN 001
Common Collective Trust
$0<0.1%