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Original filing (PDF)20251003114855NAL0001331825001
MCGRATH ENTERPRISES, INC.
Form 5500
FILING_RECEIVED
MCGRATH AUTOMOTIVE GROUP 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
545
Accounts w/ balance
736
Plan assets (EOY)
$24.0M
Net assets (EOY)
$24.0M
How this plan invests
This plan
13 pooled trusts
Schedule D
49 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MCGRATH ENTERPRISES, INC..
Plan sponsor
Name
MCGRATH ENTERPRISES, INC.
EIN
36-3432209
Address
2020 NORTH RANDALL ROAD · ELGIN, IL · 60123
Phone
(847) 551-8292
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-03
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MCCULLEY FINANCIAL GROUP, LLC | 27-2955086 | — | INVESTMENT ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCP RETIREMENT SERVICES LLC | — | CHICAGO, IL | THIRD PARTY ADMINISTRATOR | $0 | — |
Investments
38 direct securities · 13 pooled funds· $33.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$14.8M
12 holdings
Uncategorized
$9.2M
38 holdings
Pooled Separate Account
$9.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VOYA RET INS ANNUITY SEP D VOYA RETIREMENT INSURANCE AND ANNUITY COMPANY · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $9.2M | 38.3% | |
| MYCOMPASS AMER FDS 2055 FD R WILMINGTON TRUST, N.A. · EIN 38-4097330 / PN 001 | Common Collective Trust | — | — | $3.0M | 12.7% | |
| Dimensional Fund Advisors Intermediate Government Fixed Income Portfolio Ins. | — | — | — | $2.7M | 11.4% | |
| MYCOMPASS AMER FDS 2045 FD R WILMINGTON TRUST, N.A. · EIN 38-4097339 / PN 001 | Common Collective Trust | — | — | $2.2M | 9.3% | |
| MYCOMPASS AMER FDS 2050 FD R WILMINGTON TRUST, N.A. · EIN 38-7271371 / PN 001 | Common Collective Trust | — | — | $1.8M | 7.5% | |
| MYCOMPASS AMER FDS 2040 FD R WILMINGTON TRUST, N.A. · EIN 38-7271369 / PN 001 | Common Collective Trust | — | — | $1.7M | 7.1% | |
| MYCOMPASS AMER FDS 2060 FD R WILMINGTON TRUST, N.A. · EIN 38-7271373 / PN 001 | Common Collective Trust | — | — | $1.7M | 7.0% | |
| Vanguard Large-Cap Index Fund | — | — | — | $1.3M | 5.2% | |
| MYCOMPASS AMER FDS 2065 FD R WILMINGTON TRUST, N.A. · EIN 38-7271374 / PN 001 | Common Collective Trust | — | — | $1.2M | 4.9% | |
| MYCOMPASS AMER FDS 2030 FD R WILMINGTON TRUST, N.A. · EIN 38-7271367 / PN 001 | Common Collective Trust | — | — | $1.1M | 4.7% | |
| JPMorgan Large Cap Growth Fund R6 | — | — | — | $1.1M | 4.6% | |
| MYCOMPASS AMER FDS 2025 FD R WILMINGTON TRUST, N.A. · EIN 38-4097337 / PN 001 | Common Collective Trust | — | — | $1.0M | 4.4% | |
| BlackRock Tech. Opp. Fund Class Kb | — | — | — | $743K | 3.1% | |
| MYCOMPASS AMER FDS 2035 FD R WILMINGTON TRUST, N.A. · EIN 38-4097338 / PN 001 | Common Collective Trust | — | — | $725K | 3.0% | |
| Schwab Fndm US Lg Cmp Ind Fd | — | — | — | $554K | 2.3% | |
| BlackRock Total Return Fund Class K | — | — | — | $503K | 2.1% | |
| Oppenheimer Gold & Spec Min Fund | — | — | — | $277K | 1.2% | |
| American Funds New Perspective Fund | — | — | — | $262K | 1.1% | |
| Vanguard Cash Res Fed Money Market Fund Adm | — | — | — | $209K | 0.9% | |
| MYCOMPASS AMER FDS 2010 FD R WILMINGTON TRUST, N.A. · EIN 38-7271363 / PN 001 | Common Collective Trust | — | — | $200K | 0.8% | |
| Vanguard Energy Index Fundb | — | — | — | $171K | 0.7% | |
| Vanguard Consumer Staples Index Fund | — | — | — | $159K | 0.7% | |
| Lord AbbetbShort Dur Inc Fund R6 | — | — | — | $132K | 0.6% | |
| T Rowe Price Health Sciences Fund | — | — | — | $126K | 0.5% | |
| Vanguard Small-Cap Index Fund Adm | — | — | — | $122K | 0.5% | |
| BlackRock Floating Rate Inc Prt Class K | — | — | — | $111K | 0.5% | |
| Vanguard Mid-Cap Index Fund | — | — | — | $105K | 0.4% | |
| PIMCO Commodity Real Return Strategy Fund Inst.bb | — | — | — | $90K | 0.4% | |
| Columbia Sm. Cap Growth Fd. Instl. Class 3 | — | — | — | $61K | 0.3% | |
| Vanguard Small Cap Value Index Fund | — | — | — | $59K | 0.2% | |
| Western Asset Core Bond Fund | — | — | — | $40K | 0.2% | |
| Goldman Sachs GQG Prt Intl Opp R6 | — | — | — | $39K | 0.2% | |
| Cohen & Steers Inst Realty Shares, Inc. | — | — | — | $36K | 0.1% | |
| MFS Mid Cap Growth Fund R6 | — | — | — | $36K | 0.1% | |
| MYCOMPASS AMER FDS 2020 FD R WILMINGTON TRUST, N.A. · EIN 38-7271365 / PN 001 | Common Collective Trust | — | — | $36K | 0.1% | |
| JPMorgan International Equity Fund R6 | — | — | — | $35K | 0.1% | |
| Vanguard Utilities Index Fund | — | — | — | $33K | 0.1% | |
| Voya Financial Fixed Income Account | — | — | — | $32K | 0.1% | |
| Allspring Special Mid Cap Value R6 | — | — | — | $30K | 0.1% | |
| Dimensional Fund AdvisorsbEmerging Markets Pt Instl Class | — | — | — | $29K | 0.1% | |
| Vanguard Financials Index Fund | — | — | — | $27K | 0.1% | |
| Voya Financial Govt. Money Market Fund | — | — | — | $23K | <0.1% | |
| Dimensional Fund Advisors Inflation-Protected Securities Portfolio Ins. | — | — | — | $23K | <0.1% | |
| Vanguard Consumer Discr. Index Fund | — | — | — | $21K | <0.1% | |
| Vanguard Long Term Inv. Grd. Fund | — | — | — | $16K | <0.1% | |
| American Funds Capital World Bond R6 | — | — | — | $10K | <0.1% | |
| American Funds Small Cap World Fd. R6 | — | — | — | $7K | <0.1% | |
| Vanguard High-Yield Corp Fund | — | — | — | $4K | <0.1% | |
| Victory Trivalent Intl. Small Cap Fund | — | — | — | $1K | <0.1% | |
| MFS Emerging Markets Debt Fund R6 | — | — | — | $732 | <0.1% | |
| MYCOMPASS AMER FDS 2015 FD R WILMINGTON TRUST, N.A. · EIN 38-7271364 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |