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Original filing (PDF)20250918090602NAL0001538160001
IOWA INTERSTATE RAILROAD LLC
Form 5500
FILING_RECEIVED
IOWA INTERSTATE RAILROAD LLC 401(K) PLAN
401(k) retirement plan
Active participants
248
Accounts w/ balance
301
Plan assets (EOY)
$30.0M
Net assets (EOY)
$30.0M
How this plan invests
This plan
8 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 39 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IOWA INTERSTATE RAILROAD LLC.
Plan sponsor
Name
IOWA INTERSTATE RAILROAD LLC
EIN
36-3304791
Address
203 2ND STREET SE, SUITE 500 · CEDAR RAPIDS, IA · 52401
Phone
(319) 298-5402
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORGE FINANCIAL AND MANAGEMENT CONS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $41K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS LLC DBA CAPTR | — | RALEIGH, NC | INVESTMENT ADVISOR | $63K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $14K | — |
Investments
18 direct securities · 8 pooled funds· $30.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$20.0M
18 holdings
Common Collective Trust
$10.0M
8 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2040 Inv - | — | — | — | $3.5M | 11.7% | |
| NT COL SANDP 500 IDX FD DC NL 4 NORTHERN TRUST GLOBAL INVESTMENTS CITS · EIN 45-6138589 / PN 002 | Common Collective Trust | — | — | $3.4M | 11.4% | |
| Vanguard Target Retirement 2030 Inv - | — | — | — | $2.8M | 9.3% | |
| Vanguard Target Retirement 2045 Inv - | — | — | — | $2.8M | 9.2% | |
| Goldman Sachs Goldman Sachs Large Cap Gr Insights R6 - | — | — | — | $2.4M | 8.1% | |
| Vanguard Target Retirement 2050 Inv - | — | — | — | $2.1M | 6.9% | |
| NT ACWI EX US IMI FD DC NL TIER 4 NORTHERN TRUST GLOBAL INVESTMENTS CITS · EIN 45-6138589 / PN 103 | Common Collective Trust | — | — | $1.5M | 4.9% | |
| NT AGG BOND INDEX FUND NL T4 NORTHERN TRUST GLOBAL INVESTMENTS CITS · EIN 46-6138589 / PN 088 | Common Collective Trust | — | — | $1.4M | 4.7% | |
| Vanguard Target Retirement 2035 Inv - | — | — | — | $1.1M | 3.7% | |
| Great-West Guaranteed Interest Fund - | — | — | — | $1.0M | 3.5% | |
| NT EXT EQUITY MKT IDX FD DC NL T4 NORTHERN TRUST GLOBAL INVESTMENTS CITS · EIN 45-6138589 / PN 100 | Common Collective Trust | — | — | $1.0M | 3.4% | |
| MFS MID CAP GROWTH FUND CT GREAT GRAY · EIN 38-4126294 / PN 597 | Common Collective Trust | — | — | $869K | 2.9% | |
| MASSMUTUAL SMALL CAP GR EQ CIT FEE GREAT GRAY · EIN 38-7271375 / PN 756 | Common Collective Trust | — | — | $739K | 2.5% | |
| Empower Loans receivable from participants - 4.25% - 9.50% - | — | — | — | $687K | 2.3% | |
| Vanguard Target Retirement 2055 Inv - | — | — | — | $658K | 2.2% | |
| MFS MID CAP VALUE FUND CT GREAT GRAY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $594K | 2.0% | |
| Vanguard Equity Income Adm - | — | — | — | $528K | 1.8% | |
| BlackRock Total Return K - | — | — | — | $492K | 1.6% | |
| Vanguard Target Retirement 2060 Inv - | — | — | — | $471K | 1.6% | |
| GREAT GRAY TRUST EUROPACIFIC GROWTH GREAT GRAY · EIN 38-7289843 / PN 001 | Common Collective Trust | — | — | $469K | 1.6% | |
| Vanguard Target Retirement 2025 Inv - | — | — | — | $352K | 1.2% | |
| MFS New Discovery Value R6 - | — | — | — | $305K | 1.0% | |
| Vanguard Target Retirement 2065 Inv - | — | — | — | $289K | 1.0% | |
| Vanguard Target Retirement Income Inv - $ | — | — | — | $228K | 0.8% | |
| Vanguard Target Retirement 2020 Inv - | — | — | — | $224K | 0.7% | |
| Vanguard Target Retirement 2070 Inv - | — | — | — | $37K | 0.1% |
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