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Original filing (PDF)20251009095027NAL0003473891001
SPIRE HOSPITALITY, LLC
Form 5500
FILING_RECEIVED
SPIRE HOSPITALITY, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
~86 bps in Sched C fees
Active participants
1,905
Accounts w/ balance
717
Plan assets (EOY)
$22.0M
Net assets (EOY)
$22.0M
How this plan invests
This plan
6 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 86 bps in Schedule C fees — 197% above peer band of 29 bps.
- Only 38% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPIRE HOSPITALITY, LLC.
Plan sponsor
Name
SPIRE HOSPITALITY, LLC
EIN
36-3087906
Address
122 W. JOHN CARPENTER FREEWAY · SUITE 110 · IRVING, TX · 75039
Phone
(469) 788-8727
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CITRIN COOPERMAN AND CO.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $85K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FLAGSTAR ADVISORS INC | — | NEW YORK, NY | INVESTMENT ADVISOR | $55K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CITRIN COOPERMAN & COMPANY LLP | — | NEW YORK, NY | AUDITOR | $46K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NUKK-FREEMAN & CERRA PC | — | RIDGEWOOD, NJ | ATTORNEY | $3K | — |
Investments
28 direct securities · 6 pooled funds· $22.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$19.6M
28 holdings
Common Collective Trust
$1.9M
4 holdings
Pooled Separate Account
$467K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2035 Trust I Mutual Fund | — | — | — | $3.2M | 14.7% | |
| T. Rowe Price Retirement 2030 Trust I Mutual Fund | — | — | — | $2.5M | 11.5% | |
| Class Z Fidelity 500 Index Fund Mutual Fund | — | — | — | $2.3M | 10.6% | |
| Guaranteed Income Fund Guaranteed Income Fund | — | — | — | $1.8M | 8.0% | |
| T. Rowe Price Retirement 2020 Trust I Mutual Fund | — | — | — | $1.6M | 7.5% | |
| T. Rowe Price Retirement 2045 Trust I Mutual Fund | — | — | — | $1.2M | 5.4% | |
| LARGE CAP GROWTH FUND CLASS R1 GREAT GRAY TRUST · EIN 82-4435820 / PN 375 | Common Collective Trust | — | — | $1.2M | 5.3% | |
| T. Rowe Price Retirement 2040 Trust I Mutual Fund | — | — | — | $1.1M | 4.9% | |
| T. Rowe Price Retirement 2050 Trust I Mutual Fund | — | — | — | $862K | 3.9% | |
| T. Rowe Price Retirement 2055 Trust I Mutual Fund | — | — | — | $641K | 2.9% | |
| LARGE CAP VALUE FUND CLASS R1 GREAT GRAY TRUST · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $627K | 2.8% | |
| T. Rowe Price Retirement 2025 Trust I Mutual Fund | — | — | — | $563K | 2.6% | |
| Fidelity Small Cap Index Fund Mutual Fund | — | — | — | $537K | 2.4% | |
| Notes receivables from participants Rates range between 4.25% $- | — | — | — | $492K | 2.2% | |
| Fidelity International Index Fund Mutual Fund | — | — | — | $488K | 2.2% | |
| JPMorgan Mid Cap Growth R6 Mutual Fund | — | — | — | $484K | 2.2% | |
| Invesco Core Bond Fund Class R6 Mutual Fund | — | — | — | $431K | 2.0% | |
| T. Rowe Price Retirement 2015 Trust I Mutual Fund | — | — | — | $386K | 1.7% | |
| T. Rowe Price Retirement 2060 Trust I Mutual Fund | — | — | — | $326K | 1.5% | |
| AMERICAN CENTURY MID CAP VAL (IS PL EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 850 | Pooled Separate Account | — | — | $282K | 1.3% | |
| AMCENTURY SMALL CAP VALUE (IS PLATF EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 849 | Pooled Separate Account | — | — | $184K | 0.8% | |
| Cohen & Steers Global Realty Shares, Inc. Mutual Fund | — | — | — | $180K | 0.8% | |
| SMALL CAP GROWTH FUND II FEE CLASS GREAT GRAY TRUST · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $140K | 0.6% | |
| T. Rowe Price Retirement 2065 Trust I Mutual Fund | — | — | — | $86K | 0.4% | |
| Fidelity Mid Cap Index Fund Mutual Fund | — | — | — | $79K | 0.4% | |
| Nuveen Winslow LCG ESG R6 Mutual Fund | — | — | — | $79K | 0.4% | |
| Franklin High Income R6 Mutual Fund | — | — | — | $71K | 0.3% | |
| Lord Abbett Bond-Debenture I Mutual Fund | — | — | — | $70K | 0.3% | |
| T. Rowe Price Retirement 2010 Trust I Mutual Fund | — | — | — | $36K | 0.2% | |
| American Funds EuroPacific Gr R6 Mutual Fund | — | — | — | $27K | 0.1% | |
| PGIM Global Total Return R6 Mutual Fund | — | — | — | $12K | <0.1% | |
| Nuveen Core Impact Bond R6 Mutual Fund | — | — | — | $11K | <0.1% | |
| Calvert Small Cap R6 Mutual Fund | — | — | — | $10K | <0.1% | |
| MID CAP GROWTH FUND FEE CLASS R1 GREAT GRAY TRUST · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $0 | <0.1% |