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Original filing (PDF)20251010052842NAL0004003699001
RUSSO HARDWARE INC
Form 5500
FILING_RECEIVED
RUSSO HARDWARE INC 401(K) PLAN
401(k) retirement plan
Active participants
181
Accounts w/ balance
220
Plan assets (EOY)
$15.5M
Net assets (EOY)
$15.5M
How this plan invests
This plan
1 pooled trust
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 36 bps in Schedule C fees — modestly above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RUSSO HARDWARE INC.
Plan sponsor
Name
RUSSO HARDWARE INC
EIN
36-3003620
Address
9525 IRVING PARK ROAD · SCHILLER PARK, IL · 60176
Phone
(847) 233-7807
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MILLER COOPER & CO. LTD.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $10K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH PIERCE FENNER & SMITH | 13-5674085 | — | INVESTMENT ADVISOR | $46K | — |
Investments
22 direct securities · 1 pooled fund· $15.0M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$14.6M
22 holdings
Common Collective Trust
$425K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| ALGER CAPITAL APPR INSTL Y | Registered Investment Companies | — | — | $2.2M | 14.5% | |
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $1.6M | 10.6% | |
| JPMORGAN SMARTRET 2040 I | Registered Investment Companies | — | — | $1.4M | 8.9% | |
| JPMORGAN SMARTRET 2050 I | Registered Investment Companies | — | — | $1.3M | 8.2% | |
| JPMORGAN SMARTRET 2045 I | Registered Investment Companies | — | — | $1.3M | 8.1% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $1.1M | 7.1% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $942K | 6.1% | |
| AMERICAN FUNDS EUROPAC GRO- R6 | Registered Investment Companies | — | — | $857K | 5.5% | |
| JPM SMARTRET 2030 I | Registered Investment Companies | — | — | $704K | 4.6% | |
| JPMORGAN SMARTRET 2055 I | Registered Investment Companies | — | — | $699K | 4.5% | |
| JPMORGAN SMARTRET 2035 I | Registered Investment Companies | — | — | $627K | 4.1% | |
| INVESCO STABLE ASSET INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $425K | 2.7% | |
| PGIM TOTAL RETURN BOND - Z | Registered Investment Companies | — | — | $359K | 2.3% | |
| INVESCO DIVERSIFIED DIV Y | Registered Investment Companies | — | — | $321K | 2.1% | |
| JPM SMARTRET 2025 I | Registered Investment Companies | — | — | $236K | 1.5% | |
| JPM SMARTRET INC I | Registered Investment Companies | — | — | $194K | 1.3% | |
| T. ROWE PRICE NEW ERA | Registered Investment Companies | — | — | $169K | 1.1% | |
| PGIM GLOBAL REAL ESTATE A | Registered Investment Companies | — | — | $167K | 1.1% | |
| AB GLOBAL BOND A | Registered Investment Companies | — | — | $124K | 0.8% | |
| EATON VANCE INCOME BOSTON - I | Registered Investment Companies | — | — | $123K | 0.8% | |
| AMERFUNDS AMER BALANCED - R6 | Registered Investment Companies | — | — | $109K | 0.7% | |
| AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $57K | 0.4% | |
| JPMORGAN SMARTRET 2020 I | Registered Investment Companies | — | — | $25K | 0.2% |
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