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Original filing (PDF)20251014143354NAL0001511027001
HYDRO, INC.
Form 5500
FILING_RECEIVED
HYDRO, INC. 401(K) SALARY REDUCTION PLAN AND TRUST
401(k) retirement plan
Active participants
354
Accounts w/ balance
410
Plan assets (EOY)
$49.0M
Net assets (EOY)
$49.0M
How this plan invests
This plan
2 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HYDRO, INC..
Plan sponsor
Name
HYDRO, INC.
EIN
36-2995778
Address
834 WEST MADISON · CHICAGO, IL · 60607
Phone
(312) 738-3000
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
ADDUCCI VEGA FINANCIAL GROUP LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $65K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OLD NATIONAL BANK | 36-1495255 | — | ADVISOR | $60K | — |
Accountant / Auditor
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KLESMAN & COMPANY, P.C. | 36-3606968 | — | ACCOUNTANT/AUDITOR | $14K | — |
| ADDUCCI VEGA FINANCIAL GROUP LLC | 85-2567804 | — | ACCOUNTANT/AUDITOR | $14K | — |
Investments
31 direct securities · 2 pooled funds· $53.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$44.4M
31 holdings
Common Collective Trust
$9.4M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2040 Fd IPR | — | — | — | $5.5M | 11.1% | |
| Galliard Stable Return Fd C | — | — | — | $4.7M | 9.7% | |
| GALLIARD STBLE RTN C WELLS FARGO BANK, N.A. · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $4.7M | 9.7% | |
| LARGE CAP GRTH II R1 GREAT GRAY TRUST COMPANY · EIN 38-4139848 / PN 626 | Common Collective Trust | — | — | $4.7M | 9.5% | |
| Hydro, Inc. 6,159.000 shares | — | — | $6K | $4.5M | 9.3% | |
| Fidelity Freedom Index 2030 Fd IPR | — | — | — | $4.2M | 8.6% | |
| Fidelity 500 Index Fd | — | — | — | $3.9M | 8.0% | |
| Fidelity Freedom Index 2035 Fd IPR | — | — | — | $3.3M | 6.7% | |
| Fidelity Freedom Index 2050 Fd IPR | — | — | — | $2.2M | 4.4% | |
| Fidelity Freedom Index 2025 Fd IPR | — | — | — | $1.9M | 3.9% | |
| MFS Mid Cap Growth Fd R6 | — | — | — | $1.8M | 3.8% | |
| Fidelity Freedom Index 2020 Fd IPR | — | — | — | $1.8M | 3.7% | |
| Columbia Dividend Income Fd I3 | — | — | — | $1.6M | 3.3% | |
| Fidelity Global Ex U.S. Index Fd | — | — | — | $1.5M | 3.0% | |
| Fidelity Total Bond K6 Fd | — | — | — | $1.4M | 2.9% | |
| Fidelity Freedom Index 2055 Fd IPR | — | — | — | $1.2M | 2.5% | |
| dates through February 2033 - 0 - | — | — | — | $978K | 2.0% | |
| Fidelity Freedom Index 2045 Fd IPR | — | — | — | $748K | 1.5% | |
| Fidelity Freedom Index 2060 Fd IPR | — | — | — | $682K | 1.4% | |
| Fidelity Small Cap Value Fd | — | — | — | $520K | 1.1% | |
| American Funds High-Income Trust R6 | — | — | — | $308K | 0.6% | |
| Cohen & Steers Real Estate Securities Fd Z | — | — | — | $300K | 0.6% | |
| Fidelity Mid Cap Index Fd | — | — | — | $298K | 0.6% | |
| Fidelity Freedom Index 2015 Fd IPR | — | — | — | $275K | 0.6% | |
| Fidelity Small Cap Index Fd | — | — | — | $241K | 0.5% | |
| Fidelity Freedom Index 2065 Fd IPR | — | — | — | $109K | 0.2% | |
| MFS Value Fd R6 | — | — | — | $99K | 0.2% | |
| Fidelity Freedom Index Income Fd IPR | — | — | — | $42K | <0.1% | |
| Fidelity Emerging Markets Fd K | — | — | — | $41K | <0.1% | |
| MFS Mid Cap Value Fd R6 | — | — | — | $24K | <0.1% | |
| Fidelity Freedom Index 2010 Fd IPR | — | — | — | $13K | <0.1% | |
| Fidelity Limited Term Bond Fd | — | — | — | $11K | <0.1% | |
| Fidelity Freedom Index 2070 Fd IPR | — | — | — | $2K | <0.1% |
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