Original filing (PDF)20251015095312NAL0005875376001

ECHO, INC.

Name: ECHO, INC. — ECHO, INC. DEFERRED SAVINGS PLAN, Form 5500 (2024)
Creator: ECHO, INC.

Form 5500

FILING_RECEIVED

ECHO, INC. DEFERRED SAVINGS PLAN

401(k) retirement plan

Signals · 1

54% in single holding

Active participants

1,001

Accounts w/ balance

1,412

Plan assets (EOY)

$101.8M

Net assets (EOY)

$101.8M

How this plan invests

This plan

2 pooled trusts

Schedule D

2 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

100

Vendor stack

100

Participation health

100

Knocking points off

Top holding "[DFE: RELIANCE TRUST COMPANY STABLE VALUE FUND COLLECTIVE INVESTMENT TRUST, SERIES 25053 (extraction pending)]" is 54% of plan.

Helping the score

Below-peer total fees (5 bps vs 10 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ECHO, INC..

Plan sponsor

Name

ECHO, INC.

EIN

36-2754021

Address

400 OAKWOOD ROAD · LAKE ZURICH, IL · 60047

Phone

(847) 540-8400

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

WIPFLI LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Custodian

Name	EIN	Location	Relation	Direct comp	Indirect comp
CHARLES SCHWAB TRUST BANK	82-3967259	—	CUSTODIAN	$0	—
CHARLES SCHWAB & CO., INC.	94-1737782	—	CUSTODIAN	$0	—

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ALLIANCE PENSION CONSULTANTS, LLC	36-4389114	—	RECORDKEEPER	$46K	—

Investments

1 direct security · 2 pooled funds· $27.6M(27% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Common Collective Trust

$17.9M

2 holdings

Uncategorized

$9.7M

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
[DFE: RELIANCE TRUST COMPANY STABLE VALUE FUND COLLECTIVE INVESTMENT TRUST, SERIES 25053 (extraction pending)]	—	—	—	$9.7M	9.5%
RELIANCE TRUST CO STABLEVAL METLIFE RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001	Common Collective Trust	—	—	$9.7M	9.5%
SCHWAB INST LARGE CAP VALUE TRUST THE CHARLES SCHWAB TRUST COMPANY · EIN 81-0625170 / PN 001	Common Collective Trust	—	—	$8.2M	8.1%