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Original filing (PDF)20251015142716NAL0009727362001
MMS USA HOLDINGS, INC.
Form 5500
FILING_RECEIVED
BCOM3 CASH BALANCE PLAN
Defined-benefit pension plan
Signals · 3
~90 bps in Sched C feesNo recordkeeper disclosed7 service providers
Active participants
360
Accounts w/ balance
—
Plan assets (EOY)
$136.3M
Net assets (EOY)
$134.5M
How this plan invests
This plan
9 pooled trusts
Schedule D
9 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- 90 bps in Schedule C fees — 799% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MMS USA HOLDINGS, INC..
Plan sponsor
Name
MMS USA HOLDINGS, INC.
EIN
36-2677628
Address
35 WEST WACKER DRIVE · CHICAGO, IL · 60601
Phone
(800) 933-3622
Industry
Professional & Technical Servicessee all
Plan administrator
Name
ADMINISTRATIVE COMMITTEE
EIN
36-2677628
City
CHICAGO, IL
Phone
(800) 933-3622
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1A · Pay-related DB formula
1C · Cash balance or similar hybrid DB
1I · Frozen plan — no new benefit accrual
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MITCHELL & TITUS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NORTHERN TRUST COMPANY | 36-1561860 | — | TRUSTEE | $155K | — |
Other
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TELUS HEALTH (US) LTD | 52-1883918 | — | NONE | $578K | — |
| AON INVESTMENTS USA INC. | 36-3109431 | — | NONE | $249K | — |
| AON CONSULTING, INC. (NJ) | 22-2232264 | — | NONE | $157K | — |
| WILLIS TOWERS WATSON US LLC | 53-0181291 | — | NONE | $35K | — |
| MITCHELL & TITUS, LLP | 13-2781641 | — | NONE | $29K | — |
| MARATHAS BARROW WEATHERHEAD | 47-3430297 | — | NONE | $23K | — |
Investments
9 pooled funds· $134.8M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LONG CREDIT BOND FUND AON HEWITT INVESTMENT CONSULTING, INC. · EIN 27-2436452 / PN 007 | Common Collective Trust | — | $28.3M | $27.7M | 20.3% | |
| AON MID DURATION LONG CREDIT BD FND AON TRUST COMPANY LLC · EIN 37-6543784 / PN 039 | Common Collective Trust | — | $24.7M | $25.0M | 18.3% | |
| INTERMEDIATE GOVERNMENT BOND FUND AON HEWITT INVESTMENT CONSULTING, INC. · EIN 37-6543784 / PN 043 | Common Collective Trust | — | $20.0M | $20.5M | 15.1% | |
| ENHANCED LIABILITY DRIVEN INVESTING AON HEWITT INVESTMENT CONSULTING, INC. · EIN 37-6543784 / PN 048 | Common Collective Trust | — | $18.1M | $19.9M | 14.6% | |
| RUSSELL ALL CAP INDEX FUND STATE STREET BANK · EIN 36-2677628 / PN 232 | Common Collective Trust | — | $13.9M | $17.3M | 12.7% | |
| AON HEWITT INTER CREDIT BOND FUND AON HEWITT GROUP TRUST · EIN 27-2436452 / PN 008 | Common Collective Trust | — | $8.9M | $9.3M | 6.8% | |
| AON COLLECTIVE INVESTMENT FUND AON HEWITT INVESTMENT CONSULTING, INC. · EIN 37-6543784 / PN 044 | Common Collective Trust | — | $7.4M | $7.8M | 5.7% | |
| COLLECTIVE SHORT-TERM INVESTMENT FD NORTHERN TRUST · EIN 45-6138589 / PN 084 | Common Collective Trust | — | $3.9M | $3.9M | 2.9% | |
| LONG GOVERNMENT BOND FUND AON HEWITT INVESTMENT CONSULTING, INC. · EIN 37-6543784 / PN 042 | Common Collective Trust | — | $3.7M | $3.4M | 2.5% |