Original filing (PDF)20251006085521NAL0005717792001

NOVASPECT, INC.

Name: NOVASPECT, INC. — NOVASPECT, INC. 401(K) PLAN, Form 5500 (2024)
Creator: NOVASPECT, INC.

Form 5500

FILING_RECEIVED

NOVASPECT, INC. 401(K) PLAN

401(k) retirement plan

Active participants

496

Accounts w/ balance

605

Plan assets (EOY)

$112.1M

Net assets (EOY)

$112.1M

How this plan invests

This plan

1 pooled trust

Schedule D

41 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Helping the score

No Schedule C compensation disclosed — likely a small plan or unbundled.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NOVASPECT, INC..

Plan sponsor

Name

NOVASPECT, INC.

EIN

36-2585273

Address

1124 TOWER ROAD · SCHAUMBURG, IL · 60173

Phone

(847) 956-8020

Industry

Wholesale Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-06

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

Audit & trust (Schedule H)

Auditor

DIGIOVINE HNILO JORDAN JOHNSON, LTD

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	-$64K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$9K	—

Investments

40 direct securities · 1 pooled fund· $111.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$111.3M

40 holdings

Common Collective Trust

$612K

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Management Trust Company Fidelity 500 Index Fund	—	—	—	$16.7M	14.9%
Fidelity Management Trust Company Fidelity Contrafund K Fund	—	—	—	$12.7M	11.4%
Fidelity Management Trust Company Fidelity Freedom 2040 K Fund	—	—	—	$8.0M	7.2%
Fidelity Management Trust Company Fidelity Freedom 2030 K Fund	—	—	—	$7.7M	6.9%
Fidelity Management Trust Company Fidelity Freedom 2050 K Fund	—	—	—	$7.2M	6.5%
The Vanguard Group, Inc Vanguard Treasury Money Market Fund	—	—	—	$5.3M	4.7%
Fidelity Management Trust Company Fidelity Freedom 2045 K Fund	—	—	—	$5.1M	4.5%
Fidelity Management Trust Company Fidelity Freedom 2025 K Fund	—	—	—	$3.9M	3.5%
Fidelity Management Trust Company Fidelity Freedom 2055 K Fund	—	—	—	$3.9M	3.5%
Fidelity Management Trust Company Fidelity Freedom 2035 K Fund	—	—	—	$3.6M	3.2%
Fidelity Management Trust Company Fidelity Mid-Cap K Fund	—	—	—	$3.3M	3.0%
Fidelity Management Trust Company Fidelity International Discovery K Fund	—	—	—	$2.8M	2.5%
Fidelity Management Trust Company Fidelity Extended Market Index Premium Fund	—	—	—	$2.8M	2.5%
Columbia Threadneedle Investments Columbia Dividend Income Fund Institutional 3 Class	—	—	—	$2.7M	2.4%
Fidelity Management Trust Company Fidelity Puritan K Fund	—	—	—	$2.6M	2.3%
Fidelity Management Trust Company Fidelity Small Cap Index Fund	—	—	—	$2.5M	2.3%
The Vanguard Group, Inc Vanguard Selected Value Fund Investor Shares	—	—	—	$2.4M	2.2%
Fidelity Management Trust Company Fidelity International Index Premium Fund	—	—	—	$2.3M	2.0%
Fidelity Management Trust Company Fidelity Freedom 2060 K Fund	—	—	—	$2.0M	1.8%
Fidelity Management Trust Company Fidelity US Bond Index Fund	—	—	—	$1.7M	1.6%
Dodge & Cox Funds Dodge & Cox Income Fund Class X	—	—	—	$1.6M	1.4%
PIMCO Investments LLC PIMCO Income Fund Institutional Class	—	—	—	$1.5M	1.4%
Fidelity Management Trust Company Fidelity Freedom 2020 K Fund	—	—	—	$1.3M	1.2%
Fidelity Management Trust Company Fidelity BrokerageLink Cash Fund	—	—	—	$1.2M	1.1%
Fidelity Management Trust Company Fidelity BrokerageLink Unit Fund	—	—	—	$1.0M	0.9%
Fidelity Management Trust Company Fidelity Freedom 2065 K Fund	—	—	—	$731K	0.7%
Participant loans Interest rates from 4.25% - 9.50% -0-	—	—	—	$688K	0.6%
Invesco, LTD Invesco EQV Emerging Markets All Cap R6	—	—	—	$688K	0.6%
Janus Henderson Group Janus Henderson Triton Fund Class I	—	—	—	$625K	0.6%
JP Morgan Undiscovered Managers Behavioral Val R6	—	—	—	$612K	0.5%
PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202	Common Collective Trust	—	—	$612K	0.5%
New York Life Investment Management LLC NYLI MacKay High Yield Corp Bond CI R6	—	—	—	$543K	0.5%
Fidelity Management Trust Company Fidelity BrokerageLink Common Stock Fund	—	—	—	$501K	0.4%
Fidelity Management Trust Company Fidelity BrokerageLink Fidelity Fund	—	—	—	$297K	0.3%
The Vanguard Group, Inc Vanguard Inflation-Protected Securities Fund Admiral Shares	—	—	—	$194K	0.2%
Fidelity Management Trust Company Fidelity BrokerageLink Option Fund	—	—	—	$116K	0.1%
Fidelity Management Trust Company Fidelity BrokerageLink Rights/Warrants ** 513 * Fidelity Management Trust Company Fidelity BrokerageLink Government Bond Fund	—	—	—	$106K	<0.1%
Fidelity Management Trust Company Fidelity Freedom Income K Fund	—	—	—	$97K	<0.1%
U.S Government Securities American Funds U.S. Government Securities Fund Class R-6	—	—	—	$82K	<0.1%
Fidelity Management Trust Company Fidelity Freedom 2010 K Fund	—	—	—	$4K	<0.1%
Fidelity Management Trust Company Fidelity Freedom 2070 K Fund	—	—	—	$2K	<0.1%