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Original filing (PDF)20250701162222NAL0012309345001
IH MISSISSIPPI VALLEY CREDIT UNION
Form 5500
FILING_RECEIVED
IH MISSISSIPPI VALLEY CREDIT UNION 401(K) PLAN & TRUST
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
401
Accounts w/ balance
505
Plan assets (EOY)
$41.1M
Net assets (EOY)
$41.1M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 43 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for IH MISSISSIPPI VALLEY CREDIT UNION.
Plan sponsor
Name
IH MISSISSIPPI VALLEY CREDIT UNION
EIN
36-2523206
Address
2500 RIVER DRIVE · MOLINE, IL · 61265
Phone
(309) 793-6200
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-01
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EPIC RETIREMENT PLAN SERVICES | 16-1450952 | — | NONE | $95K | — |
| FIRST COMMUNITY TRUST N.A. | 42-1512084 | — | NONE | $81K | — |
| CHARLES SCHWAB TRUST BANK | 82-3967259 | — | NONE | $0 | — |
| CHARLES SCHWAB & CO, INC. | 94-1737782 | — | NONE | $0 | — |
Investments
23 direct securities · 1 pooled fund· $40.4M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$39.5M
23 holdings
Common Collective Trust
$903K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Index Trust S&P 500 Portfolio Adm Mutual Fund | — | — | — | $7.8M | 19.0% | |
| T. Rowe Price Growth Stock Mutual Fund | — | — | — | $6.0M | 14.5% | |
| Artisan International Institutional Mutual Fund | — | — | — | $3.4M | 8.2% | |
| JP Morgan Value Advantage Mutual Fund | — | — | — | $3.3M | 8.0% | |
| T. Rowe Price Retirement 2040 Fund Mutual Fund | — | — | — | $2.8M | 6.7% | |
| American Century Mid Cap Value Mutual Fund | — | — | — | $2.7M | 6.5% | |
| T. Rowe Price Retirement 2050 Fund Mutual Fund | — | — | — | $2.4M | 5.9% | |
| AMG/DoubleLine Core Plus Fixed Income Mutual Fund | — | — | — | $2.1M | 5.1% | |
| T. Rowe Price Retirement 2060 Fund Mutual Fund | — | — | — | $1.7M | 4.2% | |
| Undiscovered Managers Behavioral Value Mutual Fund | — | — | — | $1.6M | 3.9% | |
| Vanguard GNMA Fund Admiral Shares Mutual Fund | — | — | — | $1.4M | 3.5% | |
| T. Rowe Price Retirement 2030 Fund Mutual Fund | — | — | — | $1.4M | 3.5% | |
| STABLE VALUE FUND CIT, SERIES 25053 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $903K | 2.2% | |
| Federated Hermes MDT Mid Cap Growth Mutual Fund | — | — | — | $868K | 2.1% | |
| Fidelity Real Estate Income Mutual Fund | — | — | — | $570K | 1.4% | |
| Fidelity Advisor International Small Cap Mutual Fund | — | — | — | $360K | 0.9% | |
| Delaware Ivy Systematic Emerging Markets Mutual Fund | — | — | — | $301K | 0.7% | |
| Blackrock High Yield Bond Mutual Fund | — | — | — | $251K | 0.6% | |
| Vanguard Total INTL Stock Index Fund Adm Mutual Fund | — | — | — | $162K | 0.4% | |
| Vanguard Mid Cap Index Fund Admiral Mutual Fund | — | — | — | $145K | 0.4% | |
| Vanguard Total Bond Market Index Fund Adm Mutual Fund | — | — | — | $113K | 0.3% | |
| T. Rowe Price Retirement 2020 Fund Mutual Fund | — | — | — | $53K | 0.1% | |
| Vanguard Small Cap Mutual Fund | — | — | — | $28K | <0.1% | |
| Vanguard Explorer Fund Admiral Shares Mutual Fund | — | — | — | $12K | <0.1% |