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Original filing (PDF)20250822160805NAL0010628690001
J.F. EDWARDS CONSTRUCTION
Form 5500
FILING_RECEIVED
J.F. EDWARDS CONSTRUCTION CO. 401(K) P/S PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed6 service providers
Active participants
134
Accounts w/ balance
170
Plan assets (EOY)
$15.6M
Net assets (EOY)
$15.6M
How this plan invests
This plan
6 pooled trusts
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 73 bps in Schedule C fees — 153% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for J.F. EDWARDS CONSTRUCTION.
Plan sponsor
Name
J.F. EDWARDS CONSTRUCTION
EIN
36-2483432
Address
220 CHICAGO ST · GENESEO, IL · 61254
Phone
(309) 944-4681
Industry
Electrical Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-22
Pension benefit codes
2A · Age/service weighted or new comparability
2S · Automatic enrollment
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
ANDERSON LOWER WHITLOW PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsOther
6| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GOLDMAN SACHS | — | NEW YORK, NY | NONE | $43K | — |
| GOLDMAN SACHS. | — | PASADENA, CA | NONE | $21K | — |
| ASCENSUS LLC | 11-3665754 | — | NONE | $17K | — |
| ANDERSON, LOWER, WHITLOW, PC | — | BETTENDORF, IA | NONE | $14K | — |
| UNITED CAPITAL FINANCIAL ADVS LLC | 27-0493248 | — | NONE | $11K | — |
| UNITED CAPITAL FINANCIAL. | — | PASADENA, CA | NONE | $9K | — |
Investments
7 direct securities · 6 pooled funds· $15.1M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$8.3M
6 holdings
Uncategorized
$6.7M
7 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| STATE STREET S&P 500 INDEX N/L K STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 388 | Common Collective Trust | — | — | $3.3M | 20.9% | |
| Fidelity International Index Fidelity 0 | — | — | — | $2.1M | 13.1% | |
| MFS Value R6 MFS 0 | — | — | — | $1.9M | 12.1% | |
| T. ROWE PRICE LARGE CAP GROWTH TR-E T. ROWE PRICE · EIN 32-6528532 / PN 001 | Common Collective Trust | — | — | $1.6M | 10.3% | |
| STATE STREET US BOND INDEX N/L M STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 495 | Common Collective Trust | — | — | $1.3M | 8.2% | |
| American Eupac R6 American Funds 0 | — | — | — | $1.3M | 8.1% | |
| PRUDENTIAL CORE BOND 7 PGIM INVESTMENTS · EIN 23-6994310 / PN 125 | Common Collective Trust | — | — | $1.2M | 7.8% | |
| Fidelity Inflation-Protected Bond Ind Fidelity 0 | — | — | — | $696K | 4.5% | |
| Fidelity Emerging Markets Index Fidelity 0 | — | — | — | $635K | 4.1% | |
| INVESCO STABLE VALUE TRUST A1 INVESCO · EIN 84-1142974 / PN 001 | Common Collective Trust | — | — | $578K | 3.7% | |
| STATE STREET RUSSELL S/M CAP IDX N/ STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 461 | Common Collective Trust | — | — | $350K | 2.2% | |
| PIMCO Income Instl PIMCO 0 | — | — | — | $165K | 1.1% | |
| BlackRock Advantage SMID Cap K BlackRock 0 | — | — | — | $38K | 0.2% |
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