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Original filing (PDF)20250730093716NAL0003846737002
CENTRAL STATES JOINT BOARD HEALTH & WELFARE TRUST FUND
Form 5500
FILING_RECEIVED
CENTRAL STATES JOINT BOARD HEALTH AND WELFARE TRUST FUND
Health & welfare plan
Signals · 5
3 failed disclosures100% in single holding~2170 bps in Sched C feesNo recordkeeper disclosed25 service providers
Active participants
4,975
Accounts w/ balance
—
Plan assets (EOY)
$80.8M
Net assets (EOY)
$67.0M
How this plan invests
This plan
1 pooled trust
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
77
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
75
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 3 Schedule C providers failed to disclose compensation.
- Top holding "[DFE: APC HIGH YIELD BOND FUND, LP (extraction pending)]" is 100% of plan.
- 2170 bps in Schedule C fees — 13461% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CENTRAL STATES JOINT BOARD HEALTH & WELFARE TRUST FUND.
Plan sponsor
Name
CENTRAL STATES JOINT BOARD HEALTH & WELFARE TRUST FUND
EIN
36-2376645
Address
245 FENCL LANE · HILLSIDE, IL · 60162
Phone
(312) 738-0822
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Welfare benefit codes
4A · Health (other than dental or vision)
Audit & trust (Schedule H)
Auditor
LEGACY PROFESSIONALS LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
25 rowsOther
25| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OPTUMRX INC. | 33-0441200 | — | NONE | $14.3M | — |
| BLUE CROSS BLUE SHIELD OF IL | 36-1236610 | — | NONE | $1.8M | — |
| VALENZ CARE | 36-4869660 | — | NONE | $205K | — |
| LYNETTE S. ALLEN | 36-2376645 | — | EMPLOYEE | $168K | — |
| ZACKS INVESTMENT MANAGEMENT | 36-3792197 | — | NONE | $126K | — |
| SONIA RIOS | 36-2376645 | — | EMPLOYEE | $126K | — |
| DAISY M. SERRANO CRUZ | 36-2376645 | — | EMPLOYEE | $105K | — |
| BRIDGEWAY BENEFIT TECHNOLOGIES | 52-1796473 | — | NONE | $79K | — |
| ZELIS HEALTHCARE, LLC | 47-4319823 | — | NONE | $77K | — |
| BOYD WATTERSON ASSET MANAGEMENT, LL | 34-1922005 | — | NONE | $76K | — |
| JOHNSON & KROL LLC | 36-4342024 | — | NONE | $72K | — |
| MILLIMAN, INC | 91-0675641 | — | NONE | $71K | — |
| WEAVER AND TIDWELL, LLP | 75-0786316 | — | NONE | $70K | — |
| GABRIELA RAMIREZ | 36-2376645 | — | EMPLOYEE | $50K | — |
| GREEN LIGHT | — | SCOTTSDALE, AZ | NONE | $44K | — |
| M.D. SASS LLC | 13-2703405 | — | NONE | $43K | — |
| MARIA ROSARIO | 36-2376645 | — | EMPLOYEE | $36K | — |
| INVESTMENT PERFORMANCE SERVICES LLC | 58-2432390 | — | NONE | $33K | — |
| LEGACY PROFESSIONALS LLP | 32-0043599 | — | NONE | $29K | — |
| ARISTOTLE CREDIT PARTNERS | 46-4179556 | — | NONE | $27K | — |
| AMALGAMATED BANK OF CHICAGO | 36-0721895 | — | NONE | $24K | — |
| CHARTWELL INVESTMENT PARTNERS, LLC | 36-4776242 | — | NONE | $22K | — |
| BANK OF AMERICA | 94-1687665 | — | NONE | $19K | — |
| EVERACTIVE SOLUTIONS, INC. | 27-0988892 | — | NONE | $16K | — |
| CHANGE HEALTHCARE SOLUTIONS LLC | 20-5716594 | — | NONE | $9K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| CHANGE HEALTHCARE SOLUTIONS LLC | DID NOT RESPOND TO THE PLAN'S MULTIPLE REQUESTS FOR INFORMATION REGARDING INDIRECT COMPENSATION RECEIVED |
| GREEN LIGHT | DID NOT RESPOND TO THE PLAN'S MULTIPLE REQUESTS FOR INFORMATION REGARDING INDIRECT COMPENSATION RECEIVED |
| ZELIS HEALTHCARE, LLC | DID NOT RESPOND TO THE PLAN'S MULTIPLE REQUESTS FOR INFORMATION REGARDING INDIRECT COMPENSATION RECEIVED |
Investments
1 pooled fund· $7.6M(9% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| APC HIGH YIELD BOND FUND, LP APC HY BOND GP, LLC · EIN 99-1332165 / PN 001 | 103-12 Investment Entity | — | — | $7.6M | 9.3% |