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Original filing (PDF)20251011214928NAL0009125729001
GADS HILL CENTER
Form 5500
FILING_RECEIVED
GADS HILL CENTER 403(B) PLAN
401(k) retirement plan
Signals · 1
30% in single holding
Active participants
146
Accounts w/ balance
121
Plan assets (EOY)
$3.3M
Net assets (EOY)
$3.3M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "TIAA-CREF Lifecycle Index 2040 Fund Institutional Class" is 30% of plan.
- 74 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GADS HILL CENTER.
Plan sponsor
Name
GADS HILL CENTER
EIN
36-2167082
Address
1919 W. CULLERTON ST. · CHICAGO, IL · 60608
Phone
(312) 226-0963
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-11
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SASSETTI, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JULY BUSINESS SERVICES LLC | 74-2715820 | WACO, TX | RECORDKEEPER | $10K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FARO ADVISORY | — | CHICAGO, IL | INVESTMENT ADVISORY | $15K | — |
Investments
30 direct securities· $3.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TIAA-CREF Lifecycle Index 2040 Fund Institutional Class | — | — | — | $1.0M | 30.3% | |
| TIAA-CREF Lifecycle Index 2025 Fund Institutional Class | — | — | — | $657K | 19.7% | |
| TIAA-CREF Lifecycle Index 2030 Fund Institutional Class | — | — | — | $408K | 12.2% | |
| TIAA-CREF Lifecycle Index 2050 Fund Institutional Class | — | — | — | $389K | 11.7% | |
| TIAA-CREF Lifecycle Index 2020 Fund Institutional Class | — | — | — | $319K | 9.6% | |
| TIAA-CREF Lifecycle Index 2055 Fund Institutional Class | — | — | — | $89K | 2.7% | |
| Participant Loans Interest rates range from 5.25% to 10.50% -0- | — | — | — | $85K | 2.6% | |
| TIAA-CREF Lifecycle Index 2060 Fund Institutional Class | — | — | — | $84K | 2.5% | |
| TIAA-CREF Lifecycle Index 2035 Fund Institutional Class | — | — | — | $64K | 1.9% | |
| TIAA-CREF Lifecycle Index 2045 Fund Institutional Class | — | — | — | $61K | 1.8% | |
| TIAA-CREF Lifecycle Index 2010 Fund Institutional Class | — | — | — | $33K | 1.0% | |
| Vanguard Balanced Index Fund Admiral | — | — | — | $22K | 0.7% | |
| TIAA-CREF Lifecycle Index 2065 Fund Institutional Class | — | — | — | $21K | 0.6% | |
| TIAA-CREF Lifecycle Index 2015 Fund Institutional Class | — | — | — | $15K | 0.4% | |
| Fidelity Advisor Multi-Asset Income Fund ** 823 JPMorgan Investor Growth Fund Class | — | — | — | $10K | 0.3% | |
| Invesco Short-Term Investments Trust | — | — | — | $9K | 0.3% | |
| Fidelity Advisor Investment Gr Bd Z | — | — | — | $9K | 0.3% | |
| Fidelity 500 Index | — | — | — | $7K | 0.2% | |
| MFS Growth Fund Class R6 | — | — | — | $6K | 0.2% | |
| Vanguard Wellesley Income Admiral | — | — | — | $5K | 0.2% | |
| MFS Value Fund Class R6 | — | — | — | $4K | 0.1% | |
| BlackRock Mid-Cap Growth Equity Portfolio Class K | — | — | — | $4K | 0.1% | |
| JPMorgan Emerging Markets Equity Fund Class R6 | — | — | — | $3K | <0.1% | |
| Vanguard Inflation-Protected Secs Adm | — | — | — | $3K | <0.1% | |
| Victory Cornerstone Conservative Fund | — | — | — | $3K | <0.1% | |
| TIAA-CREFF Real Estate Securities Fund Inst. Class | — | — | — | $3K | <0.1% | |
| Vanguard Wellington Fund Admiral | — | — | — | $2K | <0.1% | |
| Parametric Commodity Strategy Fund Class I | — | — | — | $2K | <0.1% | |
| Vanguard Mid-Cap Index Fund Admiral | — | — | — | $1K | <0.1% | |
| John Hancock Funds Disciplined Value Mid Cap Funds Class R6 | — | — | — | $1K | <0.1% |
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