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Original filing (PDF)20251013114638NAL0002641154001
OIL-DRI CORPORATION OF AMERICA
Form 5500
FILING_RECEIVED
OIL-DRI CORPORATION OF AMERICA 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
893
Accounts w/ balance
1,114
Plan assets (EOY)
$138.0M
Net assets (EOY)
$138.0M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 20 bps in Schedule C fees — 98% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OIL-DRI CORPORATION OF AMERICA.
Plan sponsor
Name
OIL-DRI CORPORATION OF AMERICA
EIN
36-2048898
Address
410 NORTH MICHIGAN AVENUE · CHICAGO, IL · 60611
Phone
(312) 724-7601
Industry
Manufacturingsee all
Plan administrator
Name
ADMIN COMMITTEE OIL-DRI CORP OF AMERICA 401K RETIREMENT SAVINGS PLAN
EIN
36-2961695
City
CHICAGO, IL
Phone
(312) 321-1515
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
SIKICH CPA LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEAMERICA RETIREMENT SERVICES, LLC | 46-5378846 | — | NONE | $176K | — |
| FIDUCIENT ADVISORS LLC | — | CHICAGO, IL | NONE | $75K | — |
| SIKICH LLP | 36-3168081 | — | NONE | $23K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $0 | — |
Investments
24 direct securities · 1 pooled fund· $137.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$123.5M
23 holdings
Common Collective Trust
$10.9M
1 holding
Mutual Funds
$3.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2025 Inv | — | — | — | $18.2M | 13.2% | |
| Vanguard Small-Cap Index Fund -Ins | — | — | — | $13.6M | 9.9% | |
| Vanguard Institutional Index I | — | — | — | $12.1M | 8.8% | |
| T. Rowe Price T Rowe Price Inst L/C Core | — | — | — | $12.1M | 8.7% | |
| GOLDMAN SACHS STABLE VALUE INSTL CL GOLDMAN SACHS TRUST COMPANY, NA · EIN 13-4166989 / PN 025 | Common Collective Trust | — | — | $10.9M | 7.9% | |
| Vanguard Balanced Index I | — | — | — | $10.7M | 7.7% | |
| Vanguard Target Retirement 2030 Inv | — | — | — | $9.3M | 6.7% | |
| American Funds American Funds Europacific Growth R6 | — | — | — | $6.3M | 4.6% | |
| Vanguard Target Retirement 2035 Inv | — | — | — | $4.6M | 3.3% | |
| Vanguard Target Retirement 2040 Inv | — | — | — | $4.1M | 3.0% | |
| Vanguard Inflation-Protected Secs Adm | — | — | — | $4.1M | 3.0% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $4.1M | 3.0% | |
| Dodge & Cox Dodge & Cox Stock Fund X | — | — | — | $4.1M | 2.9% | |
| Vanguard Federal Money Market Investor | Mutual Funds | — | — | $3.5M | 2.5% | |
| Vanguard Target Retirement 2050 Inv | — | — | — | $3.3M | 2.4% | |
| Vanguard Target Retirement 2045 Inv | — | — | — | $3.0M | 2.2% | |
| Vanguard Target Retirement 2055 Inv | — | — | — | $2.3M | 1.7% | |
| Vanguard Target Retirement 2060 Inv | — | — | — | $2.1M | 1.5% | |
| Vanguard Target Retirement 2020 Inv | — | — | — | $2.0M | 1.4% | |
| Fidelity Global ex US Index Instl Prem | — | — | — | $1.7M | 1.3% | |
| Vanguard Target Retirement 2065 Inv | — | — | — | $1.6M | 1.2% | |
| Participant loans Interest rates from 4.25% to 9.50% -0- | — | — | — | $1.6M | 1.1% | |
| Vanguard Target Retirement Income Inv | — | — | — | $1.3M | 1.0% | |
| Baird Aggregate Bond Inst | — | — | — | $1.2M | 0.9% | |
| Vanguard Target Retirement 2070 Inv | — | — | — | $297K | 0.2% |