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Original filing (PDF)20251015092536NAL0002166131001
GUARANTEE TRUST LIFE INSURANCE COMPANY
Form 5500
FILING_RECEIVED
GUARANTEE TRUST LIFE INSURANCE COMPANY AND SELECT AFFILIATES 401(K) AND PROFIT SHARING PLAN
401(k) retirement plan
Active participants
296
Accounts w/ balance
395
Plan assets (EOY)
$57.0M
Net assets (EOY)
$57.0M
How this plan invests
This plan
40 pooled trusts
Schedule D
113 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 21 bps in Schedule C fees — modestly above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GUARANTEE TRUST LIFE INSURANCE COMPANY.
Plan sponsor
Name
GUARANTEE TRUST LIFE INSURANCE COMPANY
EIN
36-1174500
Address
1275 MILWAUKEE AVE · GLENVIEW, IL · 60025
Phone
(847) 699-0600
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BRONSWICK BENJAMIN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK LIFE INSURANCE COMPANY | 01-0233346 | — | RECORDKEEPER | $57K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH FINANCIAL NETWORK | 04-2675571 | — | INVESTMENT ADVISOR | $61K | — |
Investments
66 direct securities · 40 pooled funds· $59.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$35.7M
40 holdings
Uncategorized
$23.6M
66 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JH MULTIMANAGER BALANCED LS JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | — | $3.9M | 6.8% | |
| Total Fixed‐Rate Capital Securities ‐ Nonparticipant Directed | — | — | $3.8M | $3.8M | 6.7% | |
| CAPITAL APPRECIATION FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $2.1M | $3.5M | 6.2% | |
| 500 INDEX FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $2.4M | $3.5M | 6.1% | |
| MONEY MARKET FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | — | $2.5M | 4.4% | |
| AF THE GROWTH FUND OF AMERICA JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $988K | $2.3M | 4.0% | |
| T. ROWE PRICE SCI & TECH JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $1.3M | $2.2M | 3.9% | |
| Subtotal Forward | — | — | $1.9M | $1.9M | 3.3% | |
| T. ROWE PRICE EQUITY INC JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $758K | $1.1M | 2.0% | |
| JH MULTIMANAGER GROWTH LS JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $895K | $1.1M | 1.9% | |
| JOHN HANCOCK DISCIPLINED VALUE JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $649K | $1.0M | 1.8% | |
| AMERICAN FUNDS EUROPAC GROWTH JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $779K | $1.0M | 1.8% | |
| 5,250 VANGUARD INDEX FDS VANGUARD VALUE ETF | — | — | $462K | $889K | 1.6% | |
| FIDELITY ADVISOR TOTAL BOND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $873K | $888K | 1.6% | |
| FRANKLIN SMALL-MID GROWTH JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $524K | $868K | 1.5% | |
| JH MULTIMANAGER AGGRESSIVE LS JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $658K | $858K | 1.5% | |
| AMERICAN FUNDS 2025 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $661K | $854K | 1.5% | |
| VANGUARD SHORT-TERM FEDERAL JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $800K | $821K | 1.4% | |
| AMERICAN FUNDS 2010 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $687K | $816K | 1.4% | |
| MID CAP INDEX FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $500K | $779K | 1.4% | |
| 58,841 OFA INTERNATIONAL SUSTAIN CORE 1 PORT | — | — | $551K | $734K | 1.3% | |
| INVESTMENT COMPANY OF AMERICA JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $334K | $706K | 1.2% | |
| 18,984 T ROWE PRICE CAPITAL APPRECIATION I | — | — | $490K | $657K | 1.2% | |
| Face Value or Party‐in‐ Number of Fair Value Interest Shares Description Cost 12/31/24 Exchange Traded Funds ‐ Nonparticipant Directed 15,000 INVESCO EX‐CHANGE TRADED FD TR HSE RAFI | — | — | $461K | $605K | 1.1% | |
| JH MULTIMANAGER MODERATE LS JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $560K | $586K | 1.0% | |
| JPMORGAN MIDCAP VALUE FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $429K | $583K | 1.0% | |
| AMERICAN FUNDS 2060 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $447K | $571K | 1.0% | |
| Face Value or Party‐in‐ Number of Fair Value Interest Shares Description Cost 12/31/24 Mutual Funds ‐ Nonparticipant Directed 11,590 COHEN & STEERS INSTL REAL TY SHARES | — | — | $534K | $555K | 1.0% | |
| FRANKLIN MUTUAL BEACON FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $452K | $549K | 1.0% | |
| AMERICAN FUNDS 2035 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $450K | $529K | 0.9% | |
| 16,012 MFS MID CAP VALUE FUND CL R6 | — | — | $408K | $509K | 0.9% | |
| 550 COSTCO WHOLESALE CORP COM | — | — | $32K | $504K | 0.9% | |
| AMERICAN FUNDS 2030 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $406K | $471K | 0.8% | |
| 1,850 APPLE INC | — | — | $69K | $463K | 0.8% | |
| 2,000 AMAZON.COM Inc | — | — | $60K | $439K | 0.8% | |
| Face Value or Party‐in‐ Number of Fair Value Interest Shares Description Cost 12/31/24 Common Stocks ‐ Nonparticipant Directed 2,250 ALPHABET INC CAP STK CL A | — | — | $60K | $426K | 0.7% | |
| AMERICAN FUNDS 2050 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $337K | $417K | 0.7% | |
| AMERICAN FUNDS 2040 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $308K | $412K | 0.7% | |
| 2,000 FISERV INC COM STK | — | — | $199K | $411K | 0.7% | |
| 700 META PLATFORMS INC CLASS A COMMON STOCK | — | — | $221K | $410K | 0.7% | |
| AMERICAN CENTURY HERITAGE JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $261K | $383K | 0.7% | |
| JH MULTIMANAGER CONSERV LS JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $362K | $363K | 0.6% | |
| 17,561 DFA INTERNATIONAL VALUE PRTF INSTL | — | — | $368K | $362K | 0.6% | |
| 1,500 JPMORGAN CHASE &CO. COM | — | — | $165K | $360K | 0.6% | |
| VANGUARD EXPLORER FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $269K | $352K | 0.6% | |
| 2,500 NVIDIA CORPORATION COM | — | — | $94K | $336K | 0.6% | |
| 1,000 SALESFORCE INC COM | — | — | $26K | $334K | 0.6% | |
| 1,000 CYBERARK SOFTWARE LTD COM | — | — | $265K | $333K | 0.6% | |
| 700 MOTOROLA SOLUTIONS INC | — | — | $208K | $324K | 0.6% | |
| AMERICAN FUNDS NEW WORLD FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $281K | $322K | 0.6% | |
| 300 SERVICENOW INC COM | — | — | $135K | $318K | 0.6% | |
| 750 MICROSOFT CORP | — | — | $145K | $316K | 0.6% | |
| 1,000 VISA INC | — | — | $23K | $316K | 0.6% | |
| 600 MASTERCARD INCORPORATED CL A | — | — | $62K | $316K | 0.6% | |
| AMERICAN FUNDS 2045 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $235K | $300K | 0.5% | |
| AMERICAN FUNDS 2055 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $252K | $300K | 0.5% | |
| Total Fixed‐Rate Bonds ‐ Nonparticipant Directed | — | — | $306K | $299K | 0.5% | |
| 4,575 T ROWE PRICE INTNATL DISCOVERY FUND I CL | — | — | $230K | $288K | 0.5% | |
| 1,000 VERISK ANALYTICS INC COM | — | — | $88K | $275K | 0.5% | |
| 300 NETFLIX INC | — | — | $194K | $267K | 0.5% | |
| 1,000 WORKDAY INC COM | — | — | $114K | $258K | 0.5% | |
| 2,800 COOPER COS INC COM | — | — | $181K | $257K | 0.5% | |
| 2,000 BOOZ ALLEN HAMILTON HLDG CORP CL A | — | — | $225K | $257K | 0.5% | |
| 400 INTUIT INC | — | — | $103K | $251K | 0.4% | |
| 250,000 UNITED STATES TREAS SER AM‐2026 3.75000% | — | — | $249K | $248K | 0.4% | |
| 1,500 ZOETIS INC | — | — | $80K | $244K | 0.4% | |
| 4,000 CHIPOTLE MEXICAN GRILL INC | — | — | $238K | $241K | 0.4% | |
| 8,440 DFA EMERGrNG MARKETS PORTFOLIO | — | — | $286K | $241K | 0.4% | |
| 1,000 DANAHER CORPORATION COM | — | — | $94K | $230K | 0.4% | |
| 400 GOLDMAN SACHS GROUP INC COM | — | — | $238K | $229K | 0.4% | |
| 1,250 PALO ALTO NETWORKS INC COM | — | — | $165K | $227K | 0.4% | |
| 1,000 INTERNATIONAL BUS MACH CORP COM | — | — | $192K | $220K | 0.4% | |
| 4,850 VANGUARD INTL EQUITY INDEX FDS TTSE EMR | — | — | $201K | $214K | 0.4% | |
| AMERICAN FUNDS 2065 TD JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $183K | $206K | 0.4% | |
| 200,000 UNITED STATES TREAS SER AP‐2027 4.62500% | — | — | $202K | $202K | 0.4% | |
| 200,000 UNITED STATES TREAS SER AU‐2026 4.62500% | — | — | $200K | $201K | 0.4% | |
| 200,000 UNITED STATES TREAS SER AN‐2027 4.50000% | — | — | $202K | $201K | 0.4% | |
| 200,000 UNITED STATES TREAS SER AL‐2027 4.25000% | — | — | $201K | $200K | 0.4% | |
| 200,000 UNITED STATES TREAS SER AK‐2027 4.12500% | — | — | $198K | $199K | 0.4% | |
| Participant Notes Receivable 4.25% ‐ 10.50% ‐ | — | — | — | $199K | 0.3% | |
| 200,000 UNITED STATES TREAS SER AF‐201.7 4.12500% | — | — | $199K | $199K | 0.3% | |
| 200,000 UNITED STATES TREAS SER AN‐2025 2.75000% | — | — | $192K | $199K | 0.3% | |
| 1,000 VANGUARD SMALL CAP VALUE ETF | — | — | $110K | $198K | 0.3% | |
| 200,000 UNITED STATES TREAS SER AR‐2027 3.75000% | — | — | $199K | $197K | 0.3% | |
| 250 ELI LILLY &CO COM | — | — | $198K | $193K | 0.3% | |
| 500 AON PLC SHS CL A COM | — | — | $43K | $180K | 0.3% | |
| NUVEEN SOCIAL CHOICE EQUITY JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $102K | $153K | 0.3% | |
| 150,000 UNITED STATES TREAS SER AR‐2026 4.37500% | — | — | $150K | $150K | 0.3% | |
| 150,000 UNITED STATES TREAS SER AP‐2026 4.12500% | — | — | $148K | $150K | 0.3% | |
| 150,000 UNITED STATES TREAS SER AM‐2025 2.62500% | — | — | $149K | $149K | 0.3% | |
| 150,000 UNITED STATES TREAS SER AP‐2025 2.87500% | — | — | $149K | $149K | 0.3% | |
| 150,000 UNITED STATES TREAS SER fi‐2025 3.00000% | — | — | $148K | $149K | 0.3% | |
| 150,000 UNITED STATES TREAS SER S‐2025 2.87500% | — | — | $150K | $148K | 0.3% | |
| DFA U.S. SMALL CAP FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $119K | $144K | 0.3% | |
| STRATEGIC INCOME OPP FUND JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $113K | $125K | 0.2% | |
| ROYCE SMALL-CAP OPPORTUNITY JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $104K | $123K | 0.2% | |
| 100,000 UNITED STATES TREAS SER AT‐2026 4.62500% | — | — | $99K | $101K | 0.2% | |
| 100,000 UNITED STATES TREAS SER AL‐2026 4.62500% | — | — | $101K | $100K | 0.2% | |
| 100,000 HUNTSVILLE ALA PUB BLDG AUTH LEASE REV | — | — | $101K | $100K | 0.2% | |
| 100,000 GRAINGER WW INC NOTE CALL MAKE WHOLE | — | — | $103K | $100K | 0.2% | |
| FIDELITY ADV LEVERAGED CO STK JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $23K | $40K | <0.1% | |
| PIMCO INTL BOND USD-HEDGED JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $30K | $34K | <0.1% | |
| DODGE & COX INTERNATIONAL ST JOHN HANCOCK USA · EIN 01-0233346 / PN 000 | Pooled Separate Account | — | $21K | $24K | <0.1% | |
| NOTE: Labor regulations Section 2520.103‐11 (b)(2)(vi) excludes participation in Pooled | — | — | — | $3K | <0.1% | |
| Profitby 2024 4j excluded (d) No Therefore, and Year SellingPrice excludesare Insurance31, line H, Life401(k)Required 6(c)(3) ‐ December (c) Trust Price transactions. Schedule Purchase AffiliatesSchedules | — | — | — | $3K | <0.1% | |
| Forfeitures | — | — | $1K | $1K | <0.1% |