Original filing (PDF)20251015152921NAL0004992657001

ICBD HOLDINGS, LLC

Name: ICBD HOLDINGS, LLC — ICBD HOLDINGS, LLC 401(K) PLAN, Form 5500 (2024)
Creator: ICBD HOLDINGS, LLC

Form 5500

FILING_RECEIVED

ICBD HOLDINGS, LLC 401(K) PLAN

401(k) retirement plan

Signals · 2

~79 bps in Sched C feesNo recordkeeper disclosed

Active participants

1,484

Accounts w/ balance

1,258

Plan assets (EOY)

$11.8M

Net assets (EOY)

$11.8M

How this plan invests

This plan

16 pooled trusts

Schedule D

39 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

79 bps in Schedule C fees — 171% above peer band of 29 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ICBD HOLDINGS, LLC.

Plan sponsor

Name

ICBD HOLDINGS, LLC

EIN

35-2649565

Address

110 EAST BROWARD BOULEVARD, · SUITE 2400 · FT LAUDERDALE, FL · 333013569

Phone

(561) 917-2993

Industry

Management of Companies / Holdingssee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CBIZ CPAS P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
UBS FINANCIAL SERVICES INC	13-2638166	—	INVESTMENT ADVISORY	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$93K	—

Investments

28 direct securities · 16 pooled funds· $11.3M(96% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Pooled Separate Account

$10.1M

16 holdings

Uncategorized

$1.2M

28 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
PRIN LIFETIME 2060 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 130	Pooled Separate Account	—	—	$2.6M	21.9%
PRIN LIFETIME 2055 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 114	Pooled Separate Account	—	—	$1.6M	13.8%
PRIN LIFETIME 2065 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 173	Pooled Separate Account	—	—	$1.4M	11.9%
PRIN LIFETIME 2050 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 079	Pooled Separate Account	—	—	$1.1M	9.1%
PRIN LIFETIME 2045 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 113	Pooled Separate Account	—	—	$915K	7.7%
PRIN LIFETIME 2040 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 078	Pooled Separate Account	—	—	$848K	7.2%
PRIN LIFETIME 2030 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 077	Pooled Separate Account	—	—	$585K	4.9%
PRIN LIFETIME 2035 SEP ACT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 112	Pooled Separate Account	—	—	$571K	4.8%
Vanguard Sm Cap Val Idx Adm Fd	—	—	—	$199K	1.7%
Lord Abbett Dev Growth R6 Fund	—	—	—	$191K	1.6%
Vanguard Value Index Adm Fund	—	—	—	$178K	1.5%
PRIN LIFETIME 2020 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 076	Pooled Separate Account	—	—	$137K	1.2%
PRIN LIFETIME 2025 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 111	Pooled Separate Account	—	—	$104K	0.9%
PRIN BLUE CHIP SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 133	Pooled Separate Account	—	—	$81K	0.7%
JP MORGAN US EQUITY R6 FUND	—	—	—	$81K	0.7%
Prin Core Fix Inc Sep Acct-Z	—	—	—	$59K	0.5%
The American Funds	—	—	—	$57K	0.5%
BlackRock Global Alloc K Fd	—	—	—	$44K	0.4%
Fidelity 500 Index Fund	—	—	—	$44K	0.4%
PRIN EQUITY INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 120	Pooled Separate Account	—	—	$40K	0.3%
Principal Life Insurance Company	—	—	—	$40K	0.3%
Fidelity International Idx Fd	—	—	—	$38K	0.3%
Prin Blue Chip SA-Z	—	—	—	$34K	0.3%
PRIN LIFETIME 2015 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 110	Pooled Separate Account	—	—	$34K	0.3%
Principal Guaranteed Option	—	—	—	$34K	0.3%
Fidelity Sm Cap Index Fund	—	—	—	$34K	0.3%
PRIN LIFETIME STRAT INC SA-Z	—	—	—	$32K	0.3%
PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118	Pooled Separate Account	—	—	$30K	0.2%
MFS INTL DIVERSIFICATION R6 FD	—	—	—	$30K	0.2%
BlackRock Md-Cp Gr Eq K Fd	—	—	—	$26K	0.2%
Vanguard Intl Growth Adm Fd	—	—	—	$22K	0.2%
PRIN LIFETM 2070 SEP ACCT-Z	—	—	—	$21K	0.2%
FID ADV HIGH INC ADVANT Z FUND	—	—	—	$21K	0.2%
PRIN LIFETM 2070 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 179	Pooled Separate Account	—	—	$20K	0.2%
Vanguard Growth Index Adm Fund	—	—	—	$17K	0.1%
Fidelity Mid Cp Index Fund	—	—	—	$16K	0.1%
Vanguard RE Index Adm Fund	—	—	—	$6K	<0.1%
Fidelity US Bond Index Fund	—	—	—	$5K	<0.1%
JP MORGAN GOVT BOND R6 FUND	—	—	—	$4K	<0.1%
PRIN LIFETIME STRAT INC SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 080	Pooled Separate Account	—	—	$4K	<0.1%
Prin Equity Income SA-Z	—	—	—	$4K	<0.1%
Vanguard MidCap Val Idx Adm Fd	—	—	—	$1K	<0.1%
AMERICAN FUNDS NEWWORLD R6	—	—	—	$525	<0.1%
American Funds NewPrsp R6 Fnd	—	—	—	$312	<0.1%