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Original filing (PDF)20260115143531NAL0006850083001
SOUTH CENTRAL ANNUITY FUND
Form 5500
FILING_RECEIVED
SOUTH CENTRAL ANNUITY FUND
Defined-contribution retirement plan
Signals · 2
100% in single holdingNo recordkeeper disclosed
Active participants
9,320
Accounts w/ balance
9,320
Plan assets (EOY)
$141.5M
Net assets (EOY)
$141.5M
How this plan invests
This plan
1 pooled trust
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: RELIANCE TRUST STABLE VALUE FUND (no filing on disk)]" is 100% of plan.
- 60 bps in Schedule C fees — 502% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOUTH CENTRAL ANNUITY FUND.
Plan sponsor
Name
SOUTH CENTRAL ANNUITY FUND
EIN
35-2409603
Address
8441 GULF FREEWAY #304 · HOUSTON, TX · 770175066
Phone
(972) 943-1923
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-04-01
Tax period
2025-03-31
Filed
2026-01-15
Pension benefit codes
2C · Money purchase (other than target benefit)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
HARPER & PEARSON COMPANY P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RBC CAPITAL MARKETS | 41-1416330 | MINNEAPOLIS, MN | INVESTMENT ADVISOR | $133K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BENEFIT RESOURCES INC | 76-0560949 | HOUOSTON, TX | CONTRACT ADMINISTRATOR | $134K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HARPER AND PEARSON | 74-1695589 | HOUSTON, TX | ACCOUNTANTS | $168K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CONNER & WINTERS | 73-1388566 | TULSA, OK | LEGAL | $68K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STEVENS VALUATION SERVICES | 75-1761182 | DALLAS, TX | NONE | $349K | — |
Investments
1 pooled fund· $1.3M(1% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| RELIANCE TRUST STABLE VALUE FUND MET LIFE · EIN 06-0974129 / PN 001 | Common Collective Trust | — | — | $1.3M | 0.9% |
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