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Original filing (PDF)20250820152034NAL0006288418001
OSMOSE UTILITIES SERVICES, INC.
Form 5500
FILING_RECEIVED
OSMOSE 401(K) PLAN
401(k) retirement plan
Signals · 1
25% in single holding
Active participants
3,530
Accounts w/ balance
3,300
Plan assets (EOY)
$202.1M
Net assets (EOY)
$202.1M
How this plan invests
This plan
2 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Fidelity Growth Company Comingled Pool Common Collective Trust" is 25% of plan.
- 18 bps in Schedule C fees — 76% above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OSMOSE UTILITIES SERVICES, INC..
Plan sponsor
Name
OSMOSE UTILITIES SERVICES, INC.
EIN
35-2175310
Address
635 HWY 74 S · PEACHTREE CITY, GA · 30269
Phone
(770) 632-6788
Industry
Management of Companies / Holdingssee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-20
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BONADIO & CO., LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $234K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $49K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING | 43-1270780 | — | BROKER | $73K | — |
Investments
23 direct securities · 2 pooled funds· $202.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$142.9M
23 holdings
Common Collective Trust
$59.2M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID GROWTH CO POOL A FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 135 | Common Collective Trust | — | — | $51.4M | 25.4% | |
| Fidelity 500 Index Fund Mutual Fund | — | — | — | $16.4M | 8.1% | |
| American Funds 2045 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $12.5M | 6.2% | |
| American Funds 2040 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $12.1M | 6.0% | |
| American Funds 2055 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $12.0M | 5.9% | |
| American Funds 2050 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $11.1M | 5.5% | |
| Fidelity Extended Market Index Mutual Fund | — | — | — | $9.9M | 4.9% | |
| American Funds 2030 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $9.1M | 4.5% | |
| JPMorgan Equity Income Fund Class R6 Mutual Fund | — | — | — | $9.0M | 4.4% | |
| American Funds 2035 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $8.9M | 4.4% | |
| Fidelity Puritan Mutual Fund | — | — | — | $8.1M | 4.0% | |
| American Funds 2060 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $7.9M | 3.9% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $7.8M | 3.8% | |
| JPMorgan Core Plus Bond Fund Class L Mutual Fund | — | — | — | $5.1M | 2.5% | |
| American Funds Europac Growth R6 Mutual Fund | — | — | — | $4.6M | 2.3% | |
| Notes receivable from participants Interest rates ranging from 4.25% - 10.50% and various maturity dates through 2034. | — | — | — | $3.7M | 1.8% | |
| Fidelity Total International Index Fund Mutual Fund | — | — | — | $2.7M | 1.4% | |
| Fidelity US Bond Index Mutual Fund | — | — | — | $2.3M | 1.2% | |
| American Funds 2025 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $2.2M | 1.1% | |
| American Funds 2065 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $1.9M | 1.0% | |
| Janus Triton Fund Class N Mutual Fund | — | — | — | $1.5M | 0.7% | |
| American Funds 2020 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $1.0M | 0.5% | |
| American Beacon Small Cap Value Fund Class Institutional Mutual Fund | — | — | — | $538K | 0.3% | |
| American Funds 2010 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $121K | <0.1% | |
| American Funds 2015 Target Date Retirement Fund Class R-6 Mutual Fund | — | — | — | $82K | <0.1% |
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