How big is KSM Business Services, Inc.'s plan?

KSM Business Services, Inc.'s plan reported $105.5M in assets and 728 participants for 2024.

Original filing (PDF)20250918084614NAL0001141425001

KSM Business Services, Inc.

Name: KSM Business Services, Inc. — KSM Business Services, Form 5500 (2024)
Creator: KSM Business Services, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

KSM Business Services, Inc. 401(k) Plan

401(k) retirement plan · KSM Business Services, Inc.'s KSM Business Services, Inc. 401(k) Plan held $105.5M in plan assets for 728 participants in 2024, with Fidelity as recordkeeper.

Signals · 3

28% in single holdingCorrective distributions issuedSelf-directed brokerage offered

Active participants

728

Accounts w/ balance

745

Plan assets (EOY)

$105.5M

Net assets (EOY)

$105.5M

People on this filing

Kerry DUNN signed KSM Business Services, Inc.'s 2024 Form 5500 as plan administrator.

Kerry DUNN — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

KSM Business Services, Inc.'s EIN is 35-2123203.

EIN 35-2123203

Plan number 002

Plan year 2024

ACK ID 20250918084614NAL0001141425001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for KSM Business Services, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

KSM Business Services, Inc.'s plan includes ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA), a self-directed brokerage window.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for KSM BUSINESS SERVICES, INC..

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How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (17th percentile).
Bottom-decile employer contributions per participant (2nd percentile).

Helping the score

Below-peer total plan cost (90th percentile).

Plan sponsor

Name

KSM BUSINESS SERVICES, INC.

EIN

all filings

Address

800 E. 96TH ST. SUITE 500 · INDIANAPOLIS, IN · 46240

Phone

(317) 580-2000

Industry

CPA Offices· Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-18

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2S · Automatic enrollment

2T · Default investment account (QDIA)

3H · Sponsor in controlled / affiliated group

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$9K	—

Investments

30 direct securities· $105.5M(100% of reported assets)

Mutual Funds

$46.4M

17 holdings

Self-Directed Brokerage

$29.5M

1 holding

Common Collective Trusts

$16.9M

4 holdings

Other securities

$12.4M

7 holdings

Bonds / Notes

$420K

1 holding

					% of plan
Brokeragelink - Self-Directed Various	Self-Directed Brokerage	—	—	$29.5M	28.0%
Fidelity 500 Index Fund Mutual Fund	Common Collective Trusts	—	—	$11.6M	11.0%
Fidelity Freedom 2045 Fund Mutual Fund	Mutual Funds	—	—	$6.6M	6.3%
Fidelity Freedom 2055 Fund Mutual Fund	Mutual Funds	—	—	$6.2M	5.9%
Fidelity Freedom 2030 Fund Mutual Fund	Mutual Funds	—	—	$5.9M	5.5%
JPM LG Cap Growth Mutual Fund	Other securities	—	—	$5.3M	5.1%
Fidelity Freedom 2040 Fund Mutual Fund	Mutual Funds	—	—	$5.2M	5.0%
Fidelity Freedom 2050 Fund Mutual Fund	Mutual Funds	—	—	$3.5M	3.4%
Fidelity Freedom 2035 Fund Mutual Fund	Mutual Funds	—	—	$3.5M	3.3%
Fidelity Freedom 2060 Fund Mutual Fund	Mutual Funds	—	—	$3.2M	3.1%
Dodge & Cox Mutual Fund	Mutual Funds	—	—	$3.1M	2.9%
Fidelity Government Money Market Fund Mutual Fund	Mutual Funds	—	—	$2.9M	2.7%
Fidelity Extended Market Index fund Mutual Fund	Common Collective Trusts	—	—	$2.7M	2.5%
Fidelity Total Bond Fund Mutual Fund	Mutual Funds	—	—	$2.0M	1.9%
Wasatch Core Growth Institutional Mutual Fund	Other securities	—	—	$2.0M	1.9%
Fidelity Freedom 2025 Fund Mutual Fund	Mutual Funds	—	—	$1.9M	1.8%
Fidelity Small Cap Index Fund Mutual Fund	Common Collective Trusts	—	—	$1.6M	1.5%
Columbia Small Cap Value II Fund Class Z Mutual Fund	Other securities	—	—	$1.4M	1.4%
Causeway International Value Instl. Mutual Fund	Other securities	—	—	$1.3M	1.2%
Fidelity Freedom 2065 Fund Mutual Fund	Mutual Funds	—	—	$1.1M	1.0%
Fidelity International Index Fund Mutual Fund	Common Collective Trusts	—	—	$1.0M	1.0%
BG Emerging Markets Mutual Fund	Other securities	—	—	$1.0M	1.0%
AF Europac Growth Mutual Fund	Other securities	—	—	$819K	0.8%
Vanguard Infl Prot Adm Mutual Fund	Mutual Funds	—	—	$598K	0.6%
Principal Diversified Real Asset Fund MMutual Fund	Other securities	—	—	$498K	0.5%
Notes receivable from participants Rate of 4.25% - 9.50% -	Bonds / Notes	—	—	$420K	0.4%
Fidelity Freedom 2020 Fund Mutual Fund	Mutual Funds	—	—	$374K	0.4%
Fidelity Freedom Income Fund Mutual Fund	Mutual Funds	—	—	$113K	0.1%
Fidelity Freedom 2015 Fund Mutual Fund	Mutual Funds	—	—	$29K	<0.1%
Fidelity Freedom 2010 Fund Mutual Fund	Mutual Funds	—	—	$19K	<0.1%