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Original filing (PDF)20250728135701NAL0003084208001
CNO SERVICES, LLC
Form 5500
FILING_RECEIVED
CNO 401K PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
3,430
Accounts w/ balance
5,120
Plan assets (EOY)
$597.0M
Net assets (EOY)
$597.0M
How this plan invests
This plan
16 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 11 bps in Schedule C fees — 88% above peer band of 6 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CNO SERVICES, LLC.
Plan sponsor
Name
CNO SERVICES, LLC
EIN
35-1965822
Address
11299 ILLINOIS ST. · SUITE 200 · CARMEL, IN · 46032
Phone
(317) 817-6100
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-28
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2H · Partial participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $364K | — |
| VANGUARD ADVISERS INC. | 23-2811930 | — | NONE | $215K | — |
| FIDUCIENT ADVISORS LLC | 36-4001764 | — | NONE | $94K | — |
Investments
13 direct securities · 16 pooled funds· $596.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$361.2M
12 holdings
Common Collective Trust
$225.7M
16 holdings
Mutual Funds
$9.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Index Fund Institutional Plus Shares 244,628 shares | — | — | $245K | $117.1M | 19.6% | |
| Group Annuity Contract Empower Guaranteed Income Fund 2.15%-2.20% | — | — | — | $53.9M | 9.0% | |
| Vanguard Mid-Cap Index Fund Institutional Shares Fund 686,245 shares | — | — | $686K | $49.6M | 8.3% | |
| T. Rowe Price Blue Chip Growth Fund; Retail Class 258,339 shares | — | — | $258K | $48.1M | 8.1% | |
| VFTC TARGET RET 2035 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083976 / PN 001 | Common Collective Trust | — | $730K | $39.4M | 6.6% | |
| VFTC TARGET RET 2040 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083974 / PN 001 | Common Collective Trust | — | $577K | $33.4M | 5.6% | |
| VFTC TARGET RET 2030 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083978 / PN 001 | Common Collective Trust | — | $594K | $30.4M | 5.1% | |
| VFTC TARGET RET 2045 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083972 / PN 001 | Common Collective Trust | — | $463K | $28.0M | 4.7% | |
| Vanguard Total International Stock Index Fund Admiral Shares Fund 208,316 shares | — | — | $208K | $26.4M | 4.4% | |
| VFTC TARGET RET 2025 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083980 / PN 001 | Common Collective Trust | — | $411K | $20.3M | 3.4% | |
| VFTC TARGET RET 2050 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083970 / PN 001 | Common Collective Trust | — | $314K | $19.3M | 3.2% | |
| Macquarie Small Cap Value Fund; Class R6 214,515 shares | — | — | $215K | $15.0M | 2.5% | |
| Vanguard Small-Cap Index Fund Institutional Shares Fund 124,083 shares | — | — | $124K | $14.3M | 2.4% | |
| VFTC TARGET RET 2055 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 27-6715091 / PN 001 | Common Collective Trust | — | $163K | $13.4M | 2.2% | |
| Vanguard Total Bond Market Index Fund Institutional Shares Fund 1,412,477 shares | — | — | $1.4M | $13.4M | 2.2% | |
| D&C Income Fund Class X 1,037,516 shares | — | — | $1.0M | $12.9M | 2.2% | |
| VFTC TARGET RET 2020 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083982 / PN 001 | Common Collective Trust | — | $228K | $10.7M | 1.8% | |
| PIMCO RAE US SMALL CIT; CLASS S GREAT GRAY TRUST COMPANY, LLC · EIN 88-2858456 / PN 798 | Common Collective Trust | — | $828K | $10.0M | 1.7% | |
| American Funds EuroPacific Growth Fund; Class R-6 174,018 shares | Mutual Funds | — | $174K | $9.3M | 1.6% | |
| VFTC TARGET RET 2060 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 45-3799419 / PN 001 | Common Collective Trust | — | $87K | $5.6M | 0.9% | |
| Maturing January 2025 to September 2044 | — | — | — | $5.5M | 0.9% | |
| CLEARBRIDGE SMALL CAP GROWTH CIT; C LEGG MASON · EIN 38-4065336 / PN 434 | Common Collective Trust | — | $355K | $5.3M | 0.9% | |
| Federated Institutional High Yield Bond Fund; Institutional Class 569,947 shares | — | — | $570K | $5.0M | 0.8% | |
| VFTC TARGET RET INCOME TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 90-6083967 / PN 001 | Common Collective Trust | — | $101K | $4.6M | 0.8% | |
| VFTC TARGET RET 2065 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 82-6194314 / PN 001 | Common Collective Trust | — | $79K | $3.2M | 0.5% | |
| COHEN & STEERS U.S. REALTY FUND; CL SEI TRUST COMPANY · EIN 47-1211722 / PN 003 | Common Collective Trust | — | $92K | $2.0M | 0.3% | |
| VFTC TARGET RET 2070 TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-7039453 / PN 001 | Common Collective Trust | — | $8K | $186K | <0.1% | |
| Vanguard Institutional Target Retirement Income and Growth Trust II 1,488 units | — | — | $1K | $33K | <0.1% | |
| VFTC TARGET RET INC & GRTH TR II VANGUARD FIDUCIARY TRUST COMPANY · EIN 87-6420194 / PN 001 | Common Collective Trust | — | — | $33K | <0.1% |