Original filing (PDF)20260216103009NAL0004516161001

TRUSTEES OF PLUMBERS/STEAMFITTERS LOCAL 440 HEALTH & WELFARE PLAN

Name: TRUSTEES OF PLUMBERS/STEAMFITTERS LOCAL 440 HEALTH & WELFARE PLAN — PLUMBERS & STEAMFITTERS LOCAL 440 H&W PLAN, Form 5500 (2024)
Creator: TRUSTEES OF PLUMBERS/STEAMFITTERS LOCAL 440 HEALTH & WELFARE PLAN

Form 5500

FILING_RECEIVED

PLUMBERS & STEAMFITTERS LOCAL 440 H&W PLAN

Health & welfare plan

Signals · 3

~756 bps in Sched C feesNo recordkeeper disclosed17 service providers

Active participants

2,383

Accounts w/ balance

—

Plan assets (EOY)

$61.6M

Net assets (EOY)

$29.7M

How this plan invests

This plan

175 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

100

Knocking points off

756 bps in Schedule C fees — 4626% above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRUSTEES OF PLUMBERS/STEAMFITTERS LOCAL 440 HEALTH & WELFARE PLAN.

Plan sponsor

Name

TRUSTEES OF PLUMBERS/STEAMFITTERS LOCAL 440 HEALTH & WELFARE PLAN

EIN

35-1899607

Address

3440 KOSSUTH STREET · P.O. BOX 5769 · LAFAYETTE, IN · 479035769

Phone

(765) 447-8803

Industry

Plumbing, Heating, AC Contractors· Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

502

Plan year

2024

Plan year begin

2024-06-01

Tax period

2025-05-31

Filed

2026-02-16

Welfare benefit codes

4A · Health (other than dental or vision)

4D · Dental

4E · Vision

4F · Temporary Disability (accident and sickness)

4L · Death Benefits (other than life insurance)

Audit & trust (Schedule H)

Auditor

L.M. HENDERSON & COMPANY, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

17 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MARATHON HEALTH, LLC	84-3269071	—	NONE	$1.7M	—
ANTHEM INSURANCE COMPANIES	35-0781558	—	NONE	$1.2M	—
S.C. MILLER & COMPANY	35-1820020	—	NONE	$712K	—
LABOR FIRST	06-1750191	—	NONE	$333K	—
HINES & ASSOCIATES	36-3545085	—	NONE	$181K	—
SWORD HEALTH, INC	37-1849452	—	NONE	$83K	—
RED-CARD SYSTEMS, LLC	—	CREVE COEUR, MO	NONE	$68K	—
UNITED ACTUARIAL SERVICES, INC.	35-2156428	—	NONE	$64K	—
JOHNSON & KROL, LLC	36-4342024	—	NONE	$52K	—
PNC BANK	25-1211909	—	NONE	$41K	—
BLACKHORSE	59-3676225	—	NONE	$40K	—
REGIONS BANK	63-0371391	—	NONE	$38K	—
THE MAIL GROUP	35-1835135	—	NONE	$32K	—
SAVE-RX	86-1323040	—	NONE	$31K	—
MARINER INSTITUTIONAL, FKA ANDCO	59-3676225	—	NONE	$20K	—
FORMS TECH	—	WEST CHICAGO, IL	NONE	$17K	—
L.M. HENDERSON & COMPANY, LLP	20-5520612	—	NONE	$16K	—

Investments

173 direct securities· $39.4M(64% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity 500 Index	—	—	$4.2M	$5.9M	9.6%
Balances carried forward	—	—	$4.1M	$4.1M	6.7%
FMI Large Cap Fund	—	—	$2.9M	$2.6M	4.3%
Balances carried forward	—	—	$2.0M	$2.0M	3.3%
Federated Hermes Government Obligations Prem SHS #117 Various On Demand	—	—	$1.9M	$1.9M	3.0%
Balances carried forward	—	—	$1.7M	$1.6M	2.5%
BlackRock Multi-Asset Income	—	—	$1.5M	$1.4M	2.3%
Pimco All Asset Fund	—	—	$1.5M	$1.4M	2.2%
Vanguard Mid Cap Growth Index	—	—	$700K	$1.2M	1.9%
USA Treasury Notes 2.375% 05/15/27	—	—	$1.1M	$1.1M	1.8%
Vanguard Mid Cap Value Fund	—	—	$733K	$1.1M	1.8%
USA Treasury Notes 2.875% 08/15/28	—	—	$1.0M	$1.0M	1.7%
DFA International Value	—	—	$451K	$782K	1.3%
USA Treasury Notes 1.875% 02/15/32	—	—	$670K	$685K	1.1%
USA Treasury NTS 2.375% 05/15/29	—	—	$626K	$642K	1.0%
American Europacific Growth Fund	—	—	$493K	$604K	1.0%
USA Treasury Notes 1.125% 02/15/31	—	—	$505K	$513K	0.8%
USA Treasury Notes 3.875% 08/15/33	—	—	$460K	$457K	0.7%
USA Treasury Notes 1.500% 01/31/27	—	—	$351K	$355K	0.6%
USA Treasury Notes 1.625% 08/15/29	—	—	$329K	$338K	0.5%
USA Treasury Notes 0.625% 05/15/30	—	—	$303K	$310K	0.5%
USA Treasury Notes 1.500% 02/15/30	—	—	$299K	$300K	0.5%
USA Treasury Notes 4.375% 05/15/34	—	—	$298K	$296K	0.5%
Balances carried forward	—	—	$281K	$287K	0.5%
USA Treasury Notes 2.875% 05/15/28	—	—	$271K	$277K	0.5%
USA Treasury Notes 1.625% 11/30/26	—	—	$261K	$266K	0.4%
USA Treasury Notes 1.750% 11/15/29	—	—	$183K	$187K	0.3%
Federal National Mtg Assg 4.500% 08/01/52	—	—	$151K	$146K	0.2%
USA Treasury Notes 4.625% 02/15/35	—	—	$144K	$143K	0.2%
USA Treasury Notes 4.125% 07/31/28	—	—	$142K	$141K	0.2%
Goldman Sachs Group Inc Var 04/23/28	—	—	$120K	$121K	0.2%
Capital One Multi-Asset Execut 4.950% 10/15/27	—	—	$110K	$110K	0.2%
USA Treasury Notes 0.375% 09/30/27	—	—	$104K	$106K	0.2%
HF Sinclair Corp 5.000% 02/01/28	—	—	$104K	$104K	0.2%
USA Treasury Notes 3.375% 05/15/33	—	—	$99K	$99K	0.2%
Morgan Stanley Var 01/24/29	—	—	$112K	$98K	0.2%
USA Treasury Notes 1.125% 02/28/27	—	—	$94K	$95K	0.2%
Federal National Mtg Assg 5.000% 10/01/52	—	—	$95K	$95K	0.2%
Toronto-Dominion Bank 4.574% 06/02/28	—	—	$95K	$95K	0.2%
Westpac Bkg Corp Var 11/23/31	—	—	$85K	$84K	0.1%
Federal National Mtg Assg 5.500% 11/01/52	—	—	$83K	$82K	0.1%
Marathon Petroleum Corp 5.150% 03/01/30	—	—	$79K	$81K	0.1%
Federal National Mtg Assg 2.000% 01/01/36	—	—	$88K	$77K	0.1%
Toyota Motor Credit Corp 5.100% 03/21/31	—	—	$75K	$76K	0.1%
Canadian Imperial Bank Var 03/30/29	—	—	$75K	$75K	0.1%
Global Payments Inc 4.950% 08/15/27	—	—	$75K	$75K	0.1%
Bank of America Corp Var 06/14/29	—	—	$75K	$74K	0.1%
Wells Fargo & Company Var 03/24/28	—	—	$73K	$74K	0.1%
Federal National Mtg Assg 5.000% 10/01/52	—	—	$75K	$74K	0.1%
USA Treasury Notes 2.000% 11/15/26	—	—	$72K	$73K	0.1%
JP Morgan Chase & Co Var 04/22/31	—	—	$77K	$72K	0.1%
Johnson & Johnson 4.700% 03/01/30	—	—	$70K	$71K	0.1%
Federal National Mtg Assg 2.500% 08/01/35	—	—	$71K	$71K	0.1%
American Express Co Var 04/25/31	—	—	$71K	$71K	0.1%
HCA Inc 5.000% 03/01/28	—	—	$70K	$71K	0.1%
General Motors Co 5.350% 04/15/28	—	—	$70K	$71K	0.1%
Federal National Mtg Assg 4.000% 07/01/52	—	—	$70K	$68K	0.1%
CNH Equipment Trust 4.810% 08/15/28	—	—	$67K	$68K	0.1%
Take-Two Interactive SOF 5.400% 06/12/29	—	—	$65K	$66K	0.1%
Verizon Master Trust 5.340% 04/22/30	—	—	$65K	$66K	0.1%
Morgan Stanley Var 01/21/33	—	—	$62K	$66K	0.1%
Federal National Mtg Assg 5.500% 10/01/52	—	—	$66K	$66K	0.1%
Fox Corp 4.709% 01/25/29	—	—	$71K	$65K	0.1%
Discover Card Execution 3.560% 07/15/27	—	—	$65K	$65K	0.1%
Ford Credit Auto Owner Trust 4.760% 07/15/29	—	—	$65K	$65K	0.1%
Realty Income Corp 3.200% 01/15/27	—	—	$63K	$63K	0.1%
Toyota Auto Receivables Owner 4.710% 02/15/28	—	—	$63K	$63K	0.1%
Federal National Mtg Assg 4.000% 05/01/49	—	—	$61K	$62K	0.1%
Federal National Mtg Assg 1.500% 12/01/35	—	—	$71K	$62K	0.1%
Abbvie Inc 4.950% 03/15/31	—	—	$60K	$61K	<0.1%
Energy Transfer Operating 5.250% 04/15/29	—	—	$70K	$61K	<0.1%
Citigroup Inc Var 05/07/28	—	—	$60K	$60K	<0.1%
John Deere Owner Trust 5.090% 06/15/27	—	—	$59K	$60K	<0.1%
HP Enterprise Co 4.550% 10/15/29	—	—	$60K	$59K	<0.1%
Automatic Data Processing 4.450% 09/09/34	—	—	$58K	$58K	<0.1%
Intercontinental Exchange 2.100% 06/15/30	—	—	$52K	$58K	<0.1%
Mercedes-Benz Auto Receivables 4.510% 11/15/27	—	—	$58K	$58K	<0.1%
JP Morgan Chase & Co Var 07/24/29	—	—	$55K	$56K	<0.1%
Nisource Inc 5.200% 07/01/29	—	—	$55K	$56K	<0.1%
DTE Energy Co 5.200% 04/01/30	—	—	$56K	$56K	<0.1%
Cigna Group/The 5.000% 05/15/29	—	—	$55K	$56K	<0.1%
Paychex Inc 5.350% 04/15/32	—	—	$55K	$56K	<0.1%
Diamondback Energy Inc 5.150% 01/30/30	—	—	$54K	$56K	<0.1%
JP Morgan Chase & Co Var 07/22/28	—	—	$55K	$55K	<0.1%
Bank of Nova Scotia Var 02/14/29	—	—	$55K	$55K	<0.1%
Dominion Energy Inc 4.600% 05/15/28	—	—	$55K	$55K	<0.1%
Allstate Corp 1.450% 12/15/30	—	—	$50K	$55K	<0.1%
RTX Corporation 1.900% 09/01/31	—	—	$55K	$55K	<0.1%
Nissan Auto Receivables Owner 5.090% 11/15/27	—	—	$54K	$54K	<0.1%
Bristol-Myers Squibb Co 5.750% 02/01/31	—	—	$50K	$53K	<0.1%
Capital One Financial Co Var 11/02/27	—	—	$52K	$53K	<0.1%
Duke Energy Corp 2.550% 06/15/31	—	—	$52K	$53K	<0.1%
US Bancorp Var 06/12/34	—	—	$49K	$52K	<0.1%
Eastern Energy Gas 5.800% 01/15/35	—	—	$50K	$51K	<0.1%
Bank of Montreal 5.203% 02/01/28	—	—	$50K	$51K	<0.1%
Federal National Mtg Assg 3.500% 01/01/51	—	—	$52K	$51K	<0.1%
Exelon Corp 5.150% 03/15/28	—	—	$50K	$51K	<0.1%
Truist Financial Corporation Var 06/07/29	—	—	$51K	$51K	<0.1%
Federal National Mtg Assg 2.500% 08/01/51	—	—	$64K	$51K	<0.1%
Georgia Power Co 4.850% 03/15/31	—	—	$50K	$51K	<0.1%
Phillips 66 Co 5.250% 06/15/31	—	—	$51K	$51K	<0.1%
Federal National Mtg Assg 5.500% 10/01/52	—	—	$51K	$50K	<0.1%
Constellation Brands Inc 4.800% 05/01/30	—	—	$50K	$50K	<0.1%
Huntington Bancshares Var 08/04/28	—	—	$49K	$50K	<0.1%
Lyb Int Finance III 1.250% 10/01/25	—	—	$50K	$49K	<0.1%
Federal National Mtg Assg 2.000% 02/01/36	—	—	$56K	$49K	<0.1%
USA Treasury Notes 2.750% 02/15/28	—	—	$48K	$49K	<0.1%
Mplx LP 5.000% 03/01/33	—	—	$48K	$49K	<0.1%
Federal National Mtg Assg 2.000% 03/01/31	—	—	$53K	$48K	<0.1%
Federal National Mtg Assg 6.000% 11/01/52	—	—	$48K	$48K	<0.1%
Federal National Mtg Assg 2.500% 09/01/50	—	—	$61K	$48K	<0.1%
T-Mobile USA Inc 3.375% 04/15/29	—	—	$45K	$48K	<0.1%
Ameriprise Financial Inc 5.700% 12/15/28	—	—	$45K	$47K	<0.1%
Florida Power & Light Co 5.300% 06/15/34	—	—	$46K	$46K	<0.1%
Dow Chemical Co/The 4.800% 11/30/28	—	—	$54K	$45K	<0.1%
Govt National Mtg Assg 3.500% 09/15/43	—	—	$50K	$45K	<0.1%
Visa Inc 2.050% 04/15/30	—	—	$51K	$45K	<0.1%
American Honda Finance 4.800% 03/05/30	—	—	$45K	$45K	<0.1%
Federal National Mtg Assg 4.500% 07/01/48	—	—	$44K	$45K	<0.1%
Fiserv Inc 4.200% 10/01/28	—	—	$52K	$45K	<0.1%
CDW LLC / CDW Finance 4.250% 04/01/28	—	—	$44K	$44K	<0.1%
Con Edison Co of NY Inc 2.400% 06/15/31	—	—	$50K	$44K	<0.1%
Citigroup Inc Var 05/24/33	—	—	$44K	$44K	<0.1%
Lyb Int Finance III 5.500% 03/01/34	—	—	$43K	$44K	<0.1%
Federal National Mtg Assg 2.500% 10/01/31	—	—	$47K	$43K	<0.1%
Honda Auto Receivables Owner 4.660% 11/15/27	—	—	$43K	$43K	<0.1%
Southern Co 1.750% 03/15/28	—	—	$45K	$42K	<0.1%
Westpac Bkg Corp 5.050% 04/16/29	—	—	$40K	$41K	<0.1%
Autozone Inc 5.100% 07/15/29	—	—	$41K	$41K	<0.1%
Marriott International 4.875% 05/15/29	—	—	$40K	$40K	<0.1%
Cisco Systems Inc 5.050% 02/26/34	—	—	$40K	$40K	<0.1%
Rio Tinto Fin USA Plc 5.000% 03/14/32	—	—	$40K	$40K	<0.1%
Bank of America Corp Var 07/22/33	—	—	$39K	$40K	<0.1%
Citigroup Inc Var 09/19/30	—	—	$40K	$40K	<0.1%
USA Treasury Notes 1.875% 02/28/27	—	—	$39K	$39K	<0.1%
Duke Energy Progress LLC 2.000% 08/15/31	—	—	$44K	$38K	<0.1%
Verizon Communications 2.355% 03/15/32	—	—	$37K	$38K	<0.1%
Oracle Corp 2.950% 04/01/30	—	—	$33K	$37K	<0.1%
Sysco Corporation 5.950% 04/01/30	—	—	$44K	$37K	<0.1%
US Bancorp Var 06/12/29	—	—	$36K	$36K	<0.1%
Prologis 2.250% 04/15/30	—	—	$37K	$36K	<0.1%
American Electric Power 5.625% 03/01/33	—	—	$35K	$36K	<0.1%
Wells Fargo & Company Var 07/25/34	—	—	$35K	$35K	<0.1%
Commonwealth Edison Co 5.300% 06/01/34	—	—	$35K	$35K	<0.1%
Amazon.com Inc 2.100% 05/12/31	—	—	$32K	$35K	<0.1%
Discover Card Execution 5.030% 10/15/27	—	—	$35K	$35K	<0.1%
United Parcel Service 5.250% 05/14/35	—	—	$35K	$35K	<0.1%
Federal National Mtg Assg 2.000% 02/01/51	—	—	$45K	$34K	<0.1%
Nextera Energy Capital 2.750% 11/01/29	—	—	$36K	$32K	<0.1%
USA Treasury BD 5.250% 02/15/29	—	—	$32K	$31K	<0.1%
Coca-Cola Consolidated 5.250% 06/01/29	—	—	$30K	$31K	<0.1%
Enbridge Inc 5.700% 03/08/33	—	—	$30K	$31K	<0.1%
Kinder Morgan Inc 5.150% 06/01/30	—	—	$30K	$30K	<0.1%
Toronto-Dominion Bank Var 09/10/34	—	—	$30K	$30K	<0.1%
AT&T Inc 4.300% 02/15/30	—	—	$33K	$30K	<0.1%
Kroger Co 5.000% 09/15/34	—	—	$30K	$29K	<0.1%
Federal National Mtg Assg 1.500% 11/01/35	—	—	$34K	$29K	<0.1%
Federal National Mtg Assg 3.000% 02/01/35	—	—	$26K	$24K	<0.1%
Federal National Mtg Assg 1.500% 01/01/31	—	—	$24K	$22K	<0.1%
Federal National Mtg Assg 3.000% 09/01/50	—	—	$27K	$22K	<0.1%
Federal National Mtg Assg 2.500% 12/01/34	—	—	$24K	$21K	<0.1%
CNH Equipment Trust 3.890% 11/15/27	—	—	$18K	$18K	<0.1%
Federal National Mtg Assg 3.500% 07/01/49	—	—	$21K	$18K	<0.1%
Federal National Mtg Assg 3.500% 09/01/34	—	—	$19K	$17K	<0.1%
Federal National Mtg Assg 2.500% 11/01/31	—	—	$16K	$15K	<0.1%
CNH Equipment Trust 2.830% 07/15/27	—	—	$15K	$15K	<0.1%
USA Treasury Notes 3.125% 11/15/28	—	—	$15K	$15K	<0.1%
Federal Home Loan Mtg Corp 3.500% 09/15/46	—	—	$14K	$13K	<0.1%
Federal National Mtg Assg 3.000% 10/01/31	—	—	$14K	$13K	<0.1%
Federal National Mtg Assg 3.000% 09/01/31	—	—	$13K	$12K	<0.1%
Federal National Mtg Assg 3.000% 02/01/47	—	—	$14K	$11K	<0.1%
Federal National Mtg Assg 4.000% 12/01/45	—	—	$12K	$11K	<0.1%
Federal National Mtg Assg 3.000% 01/01/31	—	—	$11K	$11K	<0.1%