Back to filter
Original filing (PDF)20251013110636NAL0001778432001
CULVER TOOL & ENGINEERING, LLC
Form 5500
FILING_RECEIVED
SPITREX ORTHOPEDICS 401(K) PLAN
401(k) retirement plan
Signals · 2
~126 bps in Sched C fees6 service providers
Active participants
202
Accounts w/ balance
180
Plan assets (EOY)
$7.7M
Net assets (EOY)
$7.7M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 126 bps in Schedule C fees — 143% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CULVER TOOL & ENGINEERING, LLC.
Plan sponsor
Name
CULVER TOOL & ENGINEERING, LLC
EIN
35-1753639
Address
1901 WALTER GLAUB DRIVE · P.O. BOX 970 · PLYMOUTH, IN · 46563
Phone
(574) 935-9611
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KRUGGEL, LAWTON & COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
6 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO. | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $37K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| COMMONWEALTH EQUITY SERVICES | — | WALTHAM, MA | INVESTMENT ADVISOR | $38K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| RETIREMENT PLAN CONCEPTS & SERVICES | — | FORT WAYNE, IN | CONTRACT ADMIN | $5K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INSIGHT ACCOUNTING GROUP PC | — | GOSHEN, IN | AUDITOR | $7K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $7K | — |
| KRUGGEL, LAWTON & COMPANY, LLC | — | SOUTH BEND, IN | OTHER | $4K | — |
Investments
29 direct securities· $7.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2035 # | — | — | — | $1.9M | 24.8% | |
| Vanguard Target Retirement 2055 # | — | — | — | $991K | 12.8% | |
| Vanguard Target Retirement 2045 # | — | — | — | $696K | 9.0% | |
| Vanguard 500 Index Admiral # | — | — | — | $689K | 8.9% | |
| JPMorgan Large Cap Growth R6 # | — | — | — | $460K | 5.9% | |
| Vanguard Target Retirement 2025 # | — | — | — | $392K | 5.1% | |
| Vanguard Target Retirement 2030 # | — | — | — | $371K | 4.8% | |
| American Funds Euro Pacific Gr R6 # | — | — | — | $345K | 4.4% | |
| Empower (Great-West) Guaranteed Portfolio Fund # | — | — | — | $317K | 4.1% | |
| Vanguard Mid Cap Index Fund - Admiral # | — | — | — | $246K | 3.2% | |
| Columbia Small Cap Index # | — | — | — | $166K | 2.1% | |
| Carillon Eagle Mid Cap Growth R6 # | — | — | — | $147K | 1.9% | |
| American Funds Corporate Bond R6 # | — | — | — | $146K | 1.9% | |
| American Funds American Balanced R6 # | — | — | — | $101K | 1.3% | |
| Macquarie Emerging Markets R6 # | — | — | — | $89K | 1.1% | |
| T Rowe Price Small Cap Growth Equity # | — | — | — | $80K | 1.0% | |
| Columbia Overseas Value # | — | — | — | $73K | 0.9% | |
| Nuveen Real Estate Securities Select R6 # | — | — | — | $65K | 0.8% | |
| American Funds US Government SEC R6 # | — | — | — | $62K | 0.8% | |
| Brandy Wine Global Opps Bond IS # | — | — | — | $59K | 0.8% | |
| Invesco Comstock R6 # | — | — | — | $58K | 0.7% | |
| Fidelity Advisor Value Z # | — | — | — | $57K | 0.7% | |
| Vanguard Target Retirement 2060 # | — | — | — | $55K | 0.7% | |
| Vanguard Retirement Income # | — | — | — | $48K | 0.6% | |
| Vanguard Target Retirement 2065 # | — | — | — | $36K | 0.5% | |
| Vanguard Target Retirement 2040 # | — | — | — | $23K | 0.3% | |
| Vanguard Target Retirement 2020 # | — | — | — | $19K | 0.2% | |
| Columbia Small Cap Value I # | — | — | — | $18K | 0.2% | |
| Vanguard Target Retirement 2050 # | — | — | — | $15K | 0.2% |
Related plans
Other plans using COMMONWEALTH EQUITY SERVICES
SANSUM SANTA BARBARA MEDICAL CLINIC, INC.
SANSUM SANTA BARBARA MEDICAL CLINIC, INC. PROFIT SHARING PLAN
$235.8M · 241 participants
MAVIS TIRE SUPPLY LLC
MAVIS TIRE SUPPLY LLC 401(K) PLAN
$202.0M · 10,033 participants
BERRY DUNN MCNEIL & PARKER, LLC
BERRYDUNN 401(K) PROFIT SHARING PLAN
$139.5M · 826 participants
COOPER HATCHERY, INC.
COOPER FARMS RETIREMENT PLAN
$130.0M · 1,692 participants
FAMILYCARE MEDICAL GROUP, P.C.
FAMILYCARE MEDICAL GROUP, P.C. 401(K) PLAN
$109.9M · 684 participants
BOSTON CHILDREN'S HEALTH PHYSICIANS, LLP
BOSTON CHILDREN'S HEALTH PHYSICIANS, LLP 401(K) RETIREMENT PLAN
$98.4M · 854 participants
Similar-size Manufacturing plans
FORTNER ACCESSORY SERVICE CORPORATION
F. E. & M., INC. EMPLOYEES' DEFINED CONTRIBUTION PLAN
$7.7M · 29 participants
HOMEYER PRECISION MANUFACTURING COMPANY
HOMEYER PRECISION MANUFACTURING 401(K) PLAN
$7.7M · 36 participants
TRESKE PRECISION MACHINING, INC.
TRESKE PRECISION MACHINING, INC. 401(K) EMPLOYEE SAVINGS PLAN
$7.8M · 156 participants
PENTAGON EMS, INC.
PENTAGON EMS, INC. 401(K) PROFIT SHARING PLAN
$7.8M · 72 participants
ATLANTIC CULINARY ENVIRONMENTS, INC
ATLANTIC CULINARY ENVIRONMENTS, INC. 401(K) PLAN
$7.8M · 59 participants
MICROPRECISION, LLC
MICROPRECISION, LLC 401(K) PROFIT SHARING PLAN
$7.8M · 96 participants
Large plans in Indiana
ELI LILLY AND COMPANY
LILLY SAVINGS PLAN MASTER TRUST FUND B
$13.5B
ELI LILLY AND COMPANY
THE LILLY EMPLOYEE 401(K) PLAN
$13.1B · 21,803 participants
ELI LILLY AND COMPANY
THE LILLY RETIREMENT PLAN MASTER TRUST
$12.1B
ATH HOLDING COMPANY, LLC
ELEVANCE HEALTH 401(K) PLAN
$12.1B · 71,880 participants
ATH HOLDING COMPANY, LLC
ELEVANCE HEALTH DEFINED CONTRIBUTION MASTER TRUST
$11.9B
ELI LILLY AND COMPANY
THE LILLY RETIREMENT PLAN
$11.8B · 21,629 participants