Original filing (PDF)20251014090421NAL0002464849003

Old National Bank

Name: Old National Bank — Old National Bank Pooled, Form 5500 (2024)
Creator: Old National Bank
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Old National Bank Pooled Employer Plan

401(k) retirement plan · Old National Bank's Old National Bank Pooled Employer Plan held $40.2M in plan assets for 858 participants in 2024, with EPIC Retirement Plan Services as recordkeeper.

Signals · 3

Late participant contributionsCorrective distributions issued~83 bps in Sched C fees

Active participants

858

Accounts w/ balance

611

Plan assets (EOY)

$40.2M

Net assets (EOY)

$40.2M

How this plan invests

This plan

1 pooled trust

Schedule D

41 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 1380K (35% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (8th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (12th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for OLD NATIONAL BANK.

Plan sponsor

Name

OLD NATIONAL BANK

EIN

35-1729164all filings

Address

PO BOX 207 · EVANSVILLE, IN · 47702

Phone

(812) 465-7275

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2W · Pooled employer plan (PEP)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EPIC RETIREMENT PLAN SERVICES	16-1450952	—	NONE	$9K	—

Trustee

Name	EIN	Location	Relation	Direct comp	Indirect comp
OLD NATIONAL BANK	35-1729164	—	TRUSTEE	$323K	—

Other service providers

Investments

41 direct securities · 1 pooled fund· $40.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Other securities

$18.9M

19 holdings

Common Collective Trusts

$10.1M

8 holdings

Mutual Funds

$9.0M

11 holdings

Common Collective Trust

$1.4M

1 holding

Bonds / Notes

$566K

1 holding

Cash / Money Market

$195K

1 holding

OTHER

$129K

1 holding

					% of plan
Fidelity 500 Index Fund	Common Collective Trusts	—	—	$5.8M	14.3%
T. Rowe Price Retirement 2030 I	Other securities	—	—	$3.9M	9.7%
JPMorgan Large Cap Growth Fund Class R6	Other securities	—	—	$3.4M	8.4%
T. Rowe Price Retirement 2040 I	Other securities	—	—	$2.7M	6.8%
MFS Mid Cap Growth Fund Class R6	Mutual Funds	—	—	$2.7M	6.7%
T. Rowe Price Retirement 2050 I	Other securities	—	—	$2.4M	6.0%
MFS Value Fund Class R6	Mutual Funds	—	—	$2.1M	5.3%
CAPITAL PRESERVATION FUND FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 000	Common Collective Trust	—	—	$1.4M	3.5%
T. Rowe Price Retirement 2025 I	Other securities	—	—	$1.3M	3.4%
T. Rowe Price Retirement 2045 I	Other securities	—	—	$1.3M	3.3%
Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$1.3M	3.2%
Vanguard Growth and Income Fund Admiral Shares	Mutual Funds	—	—	$1.2M	3.1%
T. Rowe Price Retirement 2035 I	Other securities	—	—	$1.0M	2.5%
MFS International Growth Fund Class R6	Mutual Funds	—	—	$854K	2.1%
Fidelity Small Cap Index Fund	Common Collective Trusts	—	—	$827K	2.1%
Vanguard Total Bond Market Index Fund Admiral Shares	Common Collective Trusts	—	—	$735K	1.8%
Dodge & Cox Income Fund Class X	Mutual Funds	—	—	$664K	1.6%
T. Rowe Price Retirement 2020 I	Other securities	—	—	$648K	1.6%
T. Rowe Price Spectrum Moderate Allocation Fund I Class	Other securities	—	—	$608K	1.5%
Participants Participant Loans Rates from 5.25% - 10.50% -	Bonds / Notes	—	—	$566K	1.4%
Vanguard Mid Cap Value Index Fund Admiral Shares	Common Collective Trusts	—	—	$504K	1.3%
DFA Global Equity Portfolio Institutional Class	Mutual Funds	—	—	$504K	1.3%
Vanguard Small Cap Growth Index Fund Admiral Shares	Common Collective Trusts	—	—	$458K	1.1%
Vanguard Equity Income Fund Admiral Shares	Mutual Funds	—	—	$371K	0.9%
T. Rowe Price Retirement 2060 I	Other securities	—	—	$364K	0.9%
T. Rowe Price Retirement 2055 I	Other securities	—	—	$342K	0.9%
Fidelity International Index Fund	Common Collective Trusts	—	—	$247K	0.6%
Vanguard Small Cap Value Index Fund Admiral Shares	Common Collective Trusts	—	—	$223K	0.6%
JPMorgan Mid Cap Equity Fund Class R6	Other securities	—	—	$212K	0.5%
Vanguard Short-Term Investment-Grade Fund Admiral Shares	Mutual Funds	—	—	$199K	0.5%
Similar Party Collateral, Par, or Maturity Value Cost** Value Short-Term Cash	Cash / Money Market	—	—	$195K	0.5%
Federated Hermes Institutional High Yield Bond Fund Class R6	Other securities	—	—	$166K	0.4%
Fidelity Emerging Markets Fund - Class K	Mutual Funds	—	—	$151K	0.4%
T. Rowe Price Retirement 2015 I	Other securities	—	—	$142K	0.4%
Assets Peace Route Investment, LLC Peace Route 23 - Real Estate Investment	OTHER	—	—	$129K	0.3%
DFA International Value Portfolio Institutional Class	Mutual Funds	—	—	$90K	0.2%
T. Rowe Price Retirement 2010 I	Other securities	—	—	$81K	0.2%
Vanguard Inflation-Protected Securities Fund Admiral Shares	Mutual Funds	—	—	$73K	0.2%
T. Rowe Price Retirement Balanced Class I	Other securities	—	—	$59K	0.1%
T. Rowe Price Retirement 2065 I	Other securities	—	—	$54K	0.1%
Principal Small Cap Fund Class R6	Other securities	—	—	$41K	0.1%
JPMorgan International Equity Fund Class R6	Other securities	—	—	$33K	<0.1%