Back to filter
Original filing (PDF)20250825082533NAL0007407569001
INTERRA CREDIT UNION
Form 5500
FILING_RECEIVED
INTERRA CREDIT UNION 401(K) PLAN AND TRUST
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
291
Accounts w/ balance
203
Plan assets (EOY)
$38.2M
Net assets (EOY)
$38.2M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
80
Knocking points off
- No recordkeeper disclosed on Schedule C.
- 70% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INTERRA CREDIT UNION.
Plan sponsor
Name
INTERRA CREDIT UNION
EIN
35-1082578
Address
300 WEST LINCOLN AVENUE · GOSHEN, IN · 465263221
Phone
(574) 534-2506
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-25
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MARZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CMFG LIFE INSURANCE COMPANY | 39-0230590 | — | NONE | $71K | — |
| MEMBERS CAPITAL ADVISORS, INC | 42-0388260 | — | NONE | $33K | — |
Investments
23 direct securities· $37.8M(99% of reported assets)
Uncategorized
$36.2M
22 holdings
Mutual Funds
$1.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index 23,954 Shares | — | — | — | $4.9M | 12.8% | |
| Fidelity Large Cap Growth IDX 121,489 Shares | — | — | — | $4.8M | 12.4% | |
| JP Morgan Equity Income R6 153,216 Shares | — | — | — | $3.7M | 9.6% | |
| BlackRock Lifepath 2040 K 166,970 Shares | — | — | — | $3.4M | 8.9% | |
| BlackRock Lifepath 2050 K 131,699 Shares | — | — | — | $3.1M | 8.0% | |
| BlackRock Lifepath 2045 K 124,463 Shares | — | — | — | $2.8M | 7.2% | |
| BlackRock Lifepath 2035 K 125,389 Shares | — | — | — | $2.4M | 6.2% | |
| BlackRock Lifepath 2055 K 87,462 Shares | — | — | — | $2.1M | 5.5% | |
| BlackRock Lifepath Ret K 117,400 Shares | Mutual Funds | — | — | $1.6M | 4.2% | |
| BlackRock Lifepath 2060 K 61,014 Shares | — | — | — | $1.3M | 3.4% | |
| Investment Contract With Insurance CMFG Life Insurance Company Guaranteed Interest Account 104,334 Units | — | — | — | $1.3M | 3.3% | |
| DFA International Core Equity Class I 77,640 Shares | — | — | — | $1.2M | 3.1% | |
| Dodge & Cox Income Fund 75,740 Shares | — | — | — | $938K | 2.5% | |
| Fidelity Mid Cap Index 26,040 Shares | — | — | — | $879K | 2.3% | |
| DFA US Small Cap I 16,537 Shares | — | — | — | $809K | 2.1% | |
| BlackRock Lifepath 2030 K 36,760 Shares | — | — | — | $627K | 1.6% | |
| Fidelity Global EX US Index 37,759 Shares | — | — | — | $544K | 1.4% | |
| BlackRock Lifepath 2065 K 28,122 Shares | — | — | — | $427K | 1.1% | |
| Participant Loans Maturing at various dates through April 2051 with interest rates of 4.25% to 9.5% | — | — | — | $367K | 1.0% | |
| Fidelity US Bond Index 27,186 Shares | — | — | — | $278K | 0.7% | |
| Vanguard REIT Index Fund (Sig) 1,845 Shares | — | — | $2K | $233K | 0.6% | |
| Fidelity Small Cap Index 5,612 Shares | — | — | $6K | $155K | 0.4% | |
| Pimco Real Return Fund (I) 14,671 Shares | — | — | — | $146K | 0.4% |
Related plans
Other plans using CMFG LIFE INSURANCE COMPANY
CREDIT UNION RETIREMENT PLAN ASSOCIATION
CREDIT UNION RETIREMENT PLAN ASSOCIATION 401(K) PLAN
$2.1B · 19,109 participants
MICHIGAN CREDIT UNION LEAGUE
RETIREMENT PLAN FOR MICHIGAN CREDIT UNION EMPLOYEES 401(K) SAVINGS PLAN
$996.3M · 9,626 participants
CONSUMERS CREDIT UNION
CONSUMERS CREDIT UNION DEFINED BENEFIT PLAN AND TRUST
$227.4M · 478 participants
GLOBAL FEDERAL CREDIT UNION
GLOBAL DEFINED BENEFIT RETIREMENT PLAN
$181.8M · 114 participants
MUNICIPAL CREDIT UNION
MUNICIPAL CREDIT UNION DEFINED BENEFIT PLAN
$169.4M · 187 participants
GLOBAL FEDERAL CREDIT UNION
GLOBAL 401(K) RETIREMENT PLAN
$149.6M · 1,963 participants
Similar-size Finance & Insurance plans
JOVIA FINANCIAL CREDIT UNION
JOVIA FINANCIAL CREDIT UNION CAPITAL APPRECIATION PLAN
$38.2M · 490 participants
JEANNE DARC CREDIT UNION
JEANNE D'ARC CREDIT UNION 401(K) PLAN
$38.3M · 287 participants
CHRISTIAN COMMUNITY CREDIT UNION
CHRISTIAN COMMUNITY CREDIT UNION 401(K) PLAN AND TRUST
$38.3M · 118 participants
KEESLER FEDERAL CREDIT UNION
KEESLER FEDERAL CREDIT UNION 401(K) PLAN AND TRUST
$38.4M · 787 participants
FINANCIAL PARTNERS CREDIT UNION
FINANCIAL PARTNERS CREDIT UNION EMPLOYEES' 401(K) SAVINGS PLAN
$38.1M · 294 participants
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 401(K) PLAN
$38.0M · 367 participants
Large plans in Indiana
ELI LILLY AND COMPANY
LILLY SAVINGS PLAN MASTER TRUST FUND B
$13.5B
ELI LILLY AND COMPANY
THE LILLY EMPLOYEE 401(K) PLAN
$13.1B · 21,803 participants
ELI LILLY AND COMPANY
THE LILLY RETIREMENT PLAN MASTER TRUST
$12.1B
ATH HOLDING COMPANY, LLC
ELEVANCE HEALTH 401(K) PLAN
$12.1B · 71,880 participants
ATH HOLDING COMPANY, LLC
ELEVANCE HEALTH DEFINED CONTRIBUTION MASTER TRUST
$11.9B
ELI LILLY AND COMPANY
THE LILLY RETIREMENT PLAN
$11.8B · 21,629 participants