Original filing (PDF)20260323135436NAL0002060579001

CAMPBELL & FETTER BANK

Name: CAMPBELL & FETTER BANK — CAMPBELL & FETTER BANK EMPLOYEES' PENSION PLAN, Form 5500 (2024)
Creator: CAMPBELL & FETTER BANK

Form 5500

FILING_RECEIVED

CAMPBELL & FETTER BANK EMPLOYEES' PENSION PLAN

Defined-benefit pension plan

Signals · 1

~109 bps in Sched C fees

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$27.5M

Net assets (EOY)

$27.5M

How this plan invests

This plan

209 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

109 bps in Schedule C fees — 275% above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CAMPBELL & FETTER BANK.

Plan sponsor

Name

CAMPBELL & FETTER BANK

EIN

35-0843168

Address

126 SOUTH ORCHARD STREET · KENDALLVILLE, IN · 467551731

Phone

(260) 347-1500

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-07-01

Tax period

2025-06-30

Filed

2026-03-23

Pension benefit codes

1A · Pay-related DB formula

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

CROWE LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MONARCH CAPITAL MANAGEMENT, INC.	—	FORT WAYNE, IN	NONE	$166K	—
STURGIS BANK AND TRUST COMPANY	—	STURGIS, MI	NONE	$57K	—
ASCENSUS	82-3719843	—	NONE	$49K	—
CROWE LLP	35-0921680	—	NONE	$27K	—

Investments

207 direct securities· $29.2M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
QUANTA SERVICES, INC.	—	—	—	$1.0M	3.8%
ABBOTT LABS	—	—	—	$703K	2.6%
JP Morgan Chase Bank CD 1.000% 4/06/29	—	—	—	$691K	2.5%
HOME DEPOT INC	—	—	—	$667K	2.4%
GE VERNOVA INC CORP COMMON	—	—	—	$642K	2.3%
Accenture PLC Ireland SHS Class A	—	—	—	$618K	2.2%
AUTOMATIC DATA PROCESSING	—	—	—	$611K	2.2%
AFLAC INC	—	—	—	$585K	2.1%
FRANKLIN ELECTRIC CO INC	—	—	—	$577K	2.1%
JP Morgan Chase Bank CD 0.900% 7/21/28	—	—	—	$572K	2.1%
OTIS WORLDWIDE CORP	—	—	—	$548K	2.0%
3M COMPANY COMMON	—	—	—	$538K	2.0%
REGENERON PHARMACEUTICALS, INC.	—	—	—	$491K	1.8%
KROGER CO	—	—	—	$475K	1.7%
JP Morgan Chase Bank CD 1.250% 12/27/30	—	—	—	$435K	1.6%
STEEL DYNAMICS INC	—	—	—	$430K	1.6%
DISNEY WALT CO COM DISNEY	—	—	—	$418K	1.5%
GILEAD SCIENCES INC	—	—	—	$412K	1.5%
WALMART INC	—	—	—	$402K	1.5%
ZIMVIE INC	—	—	—	$402K	1.5%
COCA COLA CO	—	—	—	$400K	1.5%
VERIZON COMMUNICATIONS INC. USD	—	—	—	$396K	1.4%
WALGREENS BOOTS ALLIANCE INC NPV	—	—	—	$396K	1.4%
Vanguard Emerging Markets ETF	—	—	—	$389K	1.4%
CORECARD CORPORATION	—	—	—	$388K	1.4%
TARGET CORPORATION	—	—	—	$386K	1.4%
NEXTERA ENERGY INC	—	—	—	$366K	1.3%
DOLLAR GENERAL CORP.	—	—	—	$345K	1.3%
ALPHABET INC CLASS C	—	—	—	$344K	1.2%
PROCTER & GAMBLE CO	—	—	—	$320K	1.2%
EXXON MOBIL CORP	—	—	—	$314K	1.1%
LOCKHEED MARTIN	—	—	—	$312K	1.1%
ABBVIE INC	—	—	—	$301K	1.1%
FISERV INC	—	—	—	$290K	1.1%
JP Morgan Chase Bank CD 1.000% 5/10/29	—	—	—	$289K	1.0%
JOHNSON & JOHNSON	—	—	—	$279K	1.0%
JACOBS SOLUTIONS INC	—	—	—	$275K	1.0%
CARRIER GLOBAL CORP	—	—	—	$269K	1.0%
ROGERS COMMUNICATIONS CL B	—	—	—	$265K	1.0%
EMERSON ELECTRIC CO	—	—	—	$241K	0.9%
CHEVRONTEXACO CORP.	—	—	—	$238K	0.9%
PLAINFIELD IND REDEV AUTH 3.50% 8/1/26	—	—	—	$237K	0.9%
PPL	—	—	—	$234K	0.8%
Vanguard Malvern Funds	—	—	—	$230K	0.8%
US BANCORP DEL COM NEW	—	—	—	$219K	0.8%
FLOWSERVE CORP	—	—	—	$212K	0.8%
PEPSICO INC	—	—	—	$210K	0.8%
INTEL CORP	—	—	—	$204K	0.7%
MCDONALDS CORP	—	—	—	$203K	0.7%
AIR PRODS & CHEMS INC	—	—	—	$198K	0.7%
SYSCO CORP.	—	—	—	$191K	0.7%
STRYKER CORP.	—	—	—	$182K	0.7%
MERCK & CO INC NEW	—	—	—	$177K	0.6%
CINCINNATI FINANCIAL CORP.	—	—	—	$174K	0.6%
SCOTTS MIRACLE GRO	—	—	—	$173K	0.6%
MICROSOFT CORP	—	—	—	$162K	0.6%
JP Morgan Chase Bank CD 1.000% 1/10/29	—	—	—	$154K	0.6%
FISHERS IND ECONOMIC DEV REVENUE TAX SPF15 SERIES B	—	—	—	$152K	0.6%
GENUINE PARTS CO	—	—	—	$151K	0.5%
PFIZER INC	—	—	—	$148K	0.5%
F5 NETWORKS, INC	—	—	—	$146K	0.5%
CISCO SYS INC	—	—	—	$137K	0.5%
HSBC Bank USA 2.760% 10/23/28	—	—	—	$137K	0.5%
PINAL & MARICOPA CNTYZ ARIZ	—	—	—	$135K	0.5%
PINAL & MARICOPA CNTYS AZ SUPERSTITION FIRE & MEDDIST CERT	—	—	—	$133K	0.5%
MEDTRONIC PLC	—	—	—	$132K	0.5%
PLEXUS CORP	—	—	—	$132K	0.5%
GLENDALE AZ MUN PPTY CORP EX 6.077% 7/1/25	—	—	—	$131K	0.5%
JP Morgan Chase Bank CD 3.500% 1/31/30	—	—	—	$131K	0.5%
AES CORPORATION	—	—	—	$127K	0.5%
FLORENCE CNTY SC PUC FACS 2.33% 10/01/30	—	—	—	$125K	0.5%
Linde PLC COM	—	—	—	$123K	0.4%
BUNCOMBE CNTY NC LTD 4.800% 06/01/31	—	—	—	$123K	0.4%
The Home Depot, Inc. 12/24/25 Flt USD Corporate	—	—	—	$120K	0.4%
UNITED PARCEL SERVICE	—	—	—	$114K	0.4%
001	—	—	—	$110K	0.4%
GENERAL ELEC CO	—	—	—	$105K	0.4%
APPLE INC	—	—	—	$104K	0.4%
Federated Gov Obligations Tax MDG FD PRIN	—	—	—	$102K	0.4%
TUCSON AZ 6.049% 1/1/2027	—	—	—	$101K	0.4%
MEMPHIS TENN 6.145% 5/1/30	—	—	—	$101K	0.4%
MONTGOMERY CNTY IND ECONOMIC DEV 2.2% 7/15/30	—	—	—	$97K	0.4%
Federal Home Loan Bank 1.000% 2/19/2036	—	—	—	$97K	0.4%
American Mun Pwr Ohio Inc Rev 7.734% 2/15/33	—	—	—	$96K	0.3%
Federal Home Loan Bank 0.500% 2/12/2027	—	—	—	$96K	0.3%
WISCONSIN ST GEN FD ANN APP 5.70% 5/1/26	—	—	—	$91K	0.3%
BUNCOMBE COUNTY LTD. OBLIG 4.5% 06/01/28	—	—	—	$90K	0.3%
ELKHART CNTY IN REDEV CORR PROJ 4.50% 7/15/25	—	—	—	$90K	0.3%
SOUTH BEND IND ECONOMIC DEV TAX 2.00% 2/1/29	—	—	—	$88K	0.3%
NEW YORK NY GO TAXABLE BABS 5.646% 6/1/27	—	—	—	$85K	0.3%
Federal Home Loan Bank 1.000% 3/29/2029	—	—	—	$82K	0.3%
OAKLAND UNIVERSITY MICH 3.770% 5/15/26	—	—	—	$80K	0.3%
STATE PUB SCHOOL BLDG AUTH PA REV TAX 5.138% 9/15/29	—	—	—	$77K	0.3%
JOBSOHIO BEVERAGE SYS OHIO 3.985% 1/1/29	—	—	—	$76K	0.3%
DENVER COLO PUB SCHS CTFS PARTN CO 6.220% 12/15/26	—	—	—	$75K	0.3%
DENVER COLO CITY & CNTY HSG AUTH MULTIFAM 5.25% 7/1/27	—	—	—	$75K	0.3%
AMENTUM HOLDINGS INC.	—	—	—	$75K	0.3%
COLLEGE PARK GA BUS DEV AUTH 4.20% 9/1/30	—	—	—	$69K	0.2%
ONEOK INC	—	—	—	$69K	0.2%
ARCHER DANIELS MIDLAND CO.	—	—	—	$68K	0.2%
NORTH DAKOTA ST BLDG AUTH REV 5.750% 12/1/25	—	—	—	$66K	0.2%
BEECH GROVE IND SCH BLDG CORP 3.95% 7/5/34	—	—	—	$64K	0.2%
RIVER CITY INC KY PKG AUTH 3.0% 6/1/30	—	—	—	$63K	0.2%
STATE PUBLIC SCHOOL BLDG AUTHORITY 5% 9/15/27	—	—	—	$61K	0.2%
EVANSVILLE IND 5.9% 7/15/26	—	—	—	$60K	0.2%
RAYTHEON TECHNOLOGIES CORP	—	—	—	$59K	0.2%
UNIVERSITY NORTHN IOWA UNIV REVS 2.0% 7/1/32	—	—	—	$59K	0.2%
UCF STAD CORP FL REV 4.7% DUE 3/1/30	—	—	—	$59K	0.2%
MORGAN CNTY KY PUB PPTYS CORP 1.70% 6/1/30	—	—	—	$57K	0.2%
NEW YORK NY 5.206% 10/1/31	—	—	—	$56K	0.2%
SARANAC MICH COMNTY SCH DIST	—	—	—	$54K	0.2%
MISSOURI ST HWYS & TRANSN COMMN RD REV 5.445% 5/1/33	—	—	—	$53K	0.2%
METROPOLITAN GOVT NASHVILLE 6.393% 7/1/30	—	—	—	$51K	0.2%
BULLHEAD CITY ARIZ FIRE DIST 2.482% 7/1/32	—	—	—	$50K	0.2%
INDIANA ST FIN AUTH REV EDL 3.30% 2/1/26	—	—	—	$50K	0.2%
ALLEN TEX COMNTY DEV CORP 2.803% 9/1/28	—	—	—	$50K	0.2%
INTERNATIONAL FALLS MINNESOTA ECONOMIC DEVELOPMENTAUTHORITY LEASE REVENUE REFUNDING VOYAGERS N.PFACILITY	—	—	—	$50K	0.2%
UNIVERSITY WASHINGTON UNV 1.524% 4/1/30	—	—	—	$49K	0.2%
ALABAMA INCENTIVES FING AUTH SPL OBLIG 6.042% 9/1/29	—	—	—	$48K	0.2%
TUCSON AZ CTFS PARTN 6.75% 7/1/30	—	—	—	$48K	0.2%
MEMPHIS TENN 5.442% 7/1/26	—	—	—	$47K	0.2%
PLAINFIELD IND REDEV AUTHORITY 8/1/28	—	—	—	$46K	0.2%
American Mun Power Ohio Inc Rev 7.20% 2/15/29	—	—	—	$46K	0.2%
OREGON COMNTY COLLEGE DST 5.6% 6/30/28	—	—	—	$46K	0.2%
BEECH GROVE IND SCH BLDG CORP 3.05% 7/5/26	—	—	—	$46K	0.2%
DUBLIN OHIO SPL OBLIG NON TX REV 3.30% 12/1/26	—	—	—	$45K	0.2%
BOSSIER CITY LA UTIL REV 2.00% 10/01/2029	—	—	—	$45K	0.2%
NEENAH WIS 1.600% DUE 9/1/23 REF TAXABLE SER B	—	—	—	$45K	0.2%
PHARMACIA CORP 6.6% 12/1/28	—	—	—	$43K	0.2%
TIPPECANOE VY SCH BLDG CORP IND 5.35% 1/15/26	—	—	—	$41K	0.1%
PIKE CNTY KY PUB PPTYS CORP 2.0% DUE 8/1/28	—	—	—	$41K	0.1%
ANDERSON IND SCH BLDG CORP RFDG TSBL PEN 7/5/26	—	—	—	$40K	0.1%
INDEPENDENCE HILL CONSERV DIST IND 7% 1/15/26	—	—	—	$40K	0.1%
OGDEN CITY UTAH MUN BLDG AUTH 5.506% 1/15/33	—	—	—	$40K	0.1%
SAN ANTONIO TEX 08/01/23 5.635% 02/01/26	—	—	—	$40K	0.1%
ARIZONA PUB SVC CO 5.625% 5/15/33	—	—	—	$40K	0.1%
ATHENS TEX INDPT SCH DIST 4.55% 8/15/25	—	—	—	$40K	0.1%
PENNSYLVANIA ST PA 5.45% 2/15/30	—	—	—	$37K	0.1%
HOUSTON TEX INDPT SCH DIST 6.068% 5/15/29	—	—	—	$36K	0.1%
Federal Home Loan Bank 0.500% 1/29/2027	—	—	—	$36K	0.1%
SHELDON TEX INDPT SCH DIST 5.632% 2/15/27	—	—	—	$36K	0.1%
MARICOPA CNTY AZ SCH DIST 6.243% 7/1/26	—	—	—	$35K	0.1%
SOUTH BEND IND ECONOMIC DEV 3.0% DUE 2/1/26	—	—	—	$35K	0.1%
LOCAL ORE CAP ASSETS PROGRAM 4.50% 6/1/27	—	—	—	$35K	0.1%
ELKHART IND CMNTY SCHS 3.20% 7/20/25	—	—	—	$35K	0.1%
CORBIN KY INDPT SCH DIST 4.35% 9/1/29	—	—	—	$34K	0.1%
American Mun Power Ohio Inc Rev 7.334% 2/15/28	—	—	—	$33K	0.1%
SO CAROLINA ST PUB SVCS 3.606% 12/1/27	—	—	—	$32K	0.1%
WESTERN VA REGL JAIL AUTH 2.84% DUE 12/1/30	—	—	—	$31K	0.1%
SUMMIT CNTY OHIO DEV FIN AUTH 4.26% 11/15/28	—	—	—	$31K	0.1%
TOOLE CITY UTAH SALES TAX REV 2.86% 12/1/28	—	—	—	$30K	0.1%
CLARKSVILLE IND ECONOMIC DEV 2.30% 8/1/2029	—	—	—	$30K	0.1%
CLARK CNTY KY SCH DIST 5.20% 6/1/26	—	—	—	$30K	0.1%
EDGEWOOD OH SCH DIST 3.051% 12/1/28	—	—	—	$30K	0.1%
MASSACHUSETTS ST COLLEGE BLD 2.499% 5/1/29	—	—	—	$29K	0.1%
CREEK CNTY OKLA PUB GACS AUTH 2.013% DUE 4/1/28	—	—	—	$29K	0.1%
ALBUQUERQUE N MEX GROSS RCPT 3.10% 7/1/28	—	—	—	$29K	0.1%
FINDLEY OHIO CITY SCH DIST 6.00% 12/1/29	—	—	—	$29K	0.1%
Toronto Dominion BK SR Medium Tranche #TR 001	—	—	—	$28K	0.1%
OKLAHOMA DEV FIN AUTH LEASE RE 2.748% 6/1/30	—	—	—	$26K	<0.1%
COLUMBUS-FRANKLIN CNTY OH FIN AUT 3.30% 8/15/27	—	—	—	$26K	<0.1%
CLARK CNTY WASH SCH DIST 5.52% 6/1/27	—	—	—	$25K	<0.1%
CHEROKEE CNTY GA SCH SYS 5.87% 8/1/28	—	—	—	$25K	<0.1%
HUNTINGTON IND 3.250% 8/1/29	—	—	—	$25K	<0.1%
ARGOS IND CMNTY SCHS BLDG CORP 3% 1/15/2026	—	—	—	$25K	<0.1%
COLWITZ CONTY WASH PUT UTIL 6.884% DUE 3/1/32	—	—	—	$25K	<0.1%
AKRON OHIO ECONOMIC DEV REV OH 3.625% 12/1/26	—	—	—	$25K	<0.1%
BRISTOL TOWNSHIP PA 4.329% 9/15/30	—	—	—	$24K	<0.1%
PAPIO-MISSOURI RIV NAT RES DIST NEB 2.602% 12/15/28	—	—	—	$24K	<0.1%
WICHITA FALLS TX 4 B SALES TAX CORP SALES TAX REV	—	—	—	$24K	<0.1%
WARSAW IND REDV RX INC REV 4.50% 2/1/30	—	—	—	$24K	<0.1%
INDIANA BOND BANK REVENUE TAXABLE SCHOOL PROJ	—	—	—	$24K	<0.1%
PENNSYLVANIA ECONOMIC DEV FING 2.152% 6/15/29	—	—	—	$24K	<0.1%
SEDGWICK CNTY KANS UNI SCH DIST 6.22% 10/1/28	—	—	—	$23K	<0.1%
MARYLAND ST HEALTH & HIGH ED AUTH 2.590% 10/1/26	—	—	—	$21K	<0.1%
HUNTINGTON IND REDEV AUTH 3.500% 8/1/30	—	—	—	$20K	<0.1%
CLEVELAND OHIO ECONOMIC 2.39% 12/1/31	—	—	—	$20K	<0.1%
WORCESTER MASS PENSION FDG LN 6.25% 1/1/28	—	—	—	$20K	<0.1%
EVANSVILLE IN. E/D SCH PROJ 3.78% DUE 2/15/26	—	—	—	$20K	<0.1%
SALT LAKE CTNY MUN BLDG AUTH 3.078% 12/1/29	—	—	—	$20K	<0.1%
TACOMA WASH TAXABLE-LTD TAX-SER D 5.398% 12/1/30	—	—	—	$20K	<0.1%
OHIO STATE SPL OBLIG 1.535% 10/1/29	—	—	—	$20K	<0.1%
UTAH ST BRD HIGHER ED 4/1/29	—	—	—	$20K	<0.1%
AKRON OHIO CTRS PARTN 2.70% 12/1/26	—	—	—	$20K	<0.1%
MONROE CNTY NY WATER AUTHORITY 6.259% 8/1/30	—	—	—	$19K	<0.1%
SOUTHWEST DUBOIS CNTY IND 5.43% 7/10/27	—	—	—	$18K	<0.1%
American Mun Power Ohio Inc Rev Taxable Prairie St Series B	—	—	—	$17K	<0.1%
BROWNSBURG IND REDEV 3% 8/1/27	—	—	—	$17K	<0.1%
MISSISSIPPI DEV BK SPL OBLIG 3.75% 7/1/29	—	—	—	$16K	<0.1%
OWENSBORO KY 3.25% 5/1/28	—	—	—	$15K	<0.1%
MARICOPA CNTY AZ SCH DIST 6.40% 7/1/30	—	—	—	$15K	<0.1%
NORTH MANCHESTER IND REDV DI 4.25% 7/1/2030	—	—	—	$15K	<0.1%
SOUTH CAROLINA ST PUB SVC AUTH REV 5.74% 1/1/30	—	—	—	$15K	<0.1%
LICKING HEIGHTS OH LOC SCH 5.55% 9/1/27	—	—	—	$15K	<0.1%
WOODBURY CNTY IOWA 2.535% 6/1/33	—	—	—	$15K	<0.1%
INDIANA BD. BANK REV. 4.339% DUE 1/15/26	—	—	—	$15K	<0.1%
TRI-CNTY MET TRANSN DIST ORE REV 5.73% 9/1/33	—	—	—	$14K	<0.1%
OKMULGEE CNTY OKLA GVMT 2.050% 12/1/28	—	—	—	$14K	<0.1%
FRANKLIN CNTY OHIO CONVENTION FAC AUTH OH 1.922%	—	—	—	$13K	<0.1%
DISTRICT COLUMBIA WTR AND SWR 5.422 10/1/28	—	—	—	$10K	<0.1%

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