Original filing (PDF)20250828093412NAL0005455491001

SMITH BROTHERS OF BERNE, INC.

Name: SMITH BROTHERS OF BERNE, INC. — SMITH BROTHERS OF BERNE RETIREMENT PLAN, Form 5500 (2024)
Creator: SMITH BROTHERS OF BERNE, INC.

Form 5500

FILING_RECEIVED

SMITH BROTHERS OF BERNE RETIREMENT PLAN

401(k) retirement plan

Active participants

448

Accounts w/ balance

464

Plan assets (EOY)

$22.5M

Net assets (EOY)

$22.5M

How this plan invests

This plan

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Total administrative cost in the bottom quartile of peers (20th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for SMITH BROTHERS OF BERNE, INC..

Plan sponsor

Name

SMITH BROTHERS OF BERNE, INC.

EIN

35-0663407

Address

356 MONROE STREET · BERNE, IN · 46711

Phone

(260) 589-4222

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-08-28

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$72K	—
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$6K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH PIERCE FENNER & SMITH

Investments

34 direct securities· $22.5M(100% of reported assets)

Other securities

$21.8M

31 holdings

Bonds / Notes

$595K

1 holding

U.S. Treasuries

$113K

2 holdings

					% of plan
American Funds Target Date Retirement 2030 Fund R6 220,272	Other securities	—	—	$3.8M	16.9%
American Funds Target Date Retirement 2025 Fund R6 250,141	Other securities	—	—	$3.8M	16.9%
American Funds Target Date Retirement 2040 Fund R6 117,346	Other securities	—	—	$2.4M	10.7%
American Funds Target Date Retirement 2045 Fund R6 98,222	Other securities	—	—	$2.1M	9.2%
American Funds Target Date Retirement 2035 Fund R6 101,032	Other securities	—	—	$1.9M	8.5%
American Funds Target Date Retirement 2060 Fund R6 80,917	Other securities	—	—	$1.5M	6.4%
American Funds Target Date Retirement 2020 Fund R6 102,473	Other securities	—	—	$1.4M	6.1%
American Funds Target Date Retirement 2050 Fund R6 62,922	Other securities	—	—	$1.3M	5.8%
American Funds Target Date Retirement 2055 Fund R6 38,372	Other securities	—	—	$1.0M	4.5%
Key Guaranteed Portfolio Fund	Other securities	—	—	$854K	3.8%
NOTES RECEIVABLE FROM PARTICIPANTS, bearing interest at 4.25% to 9.50%, with maturities through May 2033 0	Bonds / Notes	—	—	$595K	2.6%
Vanguard 500 Index Fund Admiral 877	Other securities	—	—	$476K	2.1%
REGISTERED INVESTMENT COMPANIES AB Large Cap Growth Fund Z 2,115	Other securities	—	—	$231K	1.0%
Franklin DynaTech Fund Advisor Class 827	Other securities	—	—	$151K	0.7%
Vanguard Total Intl Stock Index Fund Admiral 4,570	Other securities	—	—	$145K	0.6%
Vanguard Small Cap Index Fund Admiral 1,142	Other securities	—	—	$132K	0.6%
Vanguard Mid Cap Index Fund Admiral 297	Other securities	—	—	$97K	0.4%
Columbia Dividend Income Fund I 2,616	Other securities	—	—	$88K	0.4%
JPMorgan Government Bond Fund R6 8,658	U.S. Treasuries	—	—	$81K	0.4%
MFS Intl Diversification Fund R6 3,304	Other securities	—	—	$76K	0.3%
PGIM Total Return Bond Fund R6 4,183	Other securities	—	—	$50K	0.2%
MFS Mid Cap Growth Fund R6 1,564	Other securities	—	—	$49K	0.2%
Vanguard High Dividend Yield Index Fund Admiral 1,200	Other securities	—	—	$46K	0.2%
T. Rowe Price Mid-Cap Value Fund 1,313	Other securities	—	—	$42K	0.2%
PGIM High-Yield Fund R6 8,239	Other securities	—	—	$39K	0.2%
Invesco Small Cap Value Fund Class R6 1,486	Other securities	—	—	$39K	0.2%
BlackRock Health Sciences Opps Inv Fund A 534	Other securities	—	—	$33K	0.1%
Lord Abbett Bond Debenture Fund Class R6 4,499	U.S. Treasuries	—	—	$32K	0.1%
American Funds American Balance Fund R6 734	Other securities	—	—	$25K	0.1%
Invesco Oppenheimer Gold & Special Minerals Fund A 873	Other securities	—	—	$22K	<0.1%
BlackRock Emerging Markets Fund I 928	Other securities	—	—	$22K	<0.1%
BNY Mellon Natural Resources Fund A 312	Other securities	—	—	$13K	<0.1%
DWS REEF Real Estate Securities Fund A 538	Other securities	—	—	$12K	<0.1%
AB Small Cap Growth Fund Z 87	Other securities	—	—	$6K	<0.1%