Back to filter
Original filing (PDF)20250924144140NAL0003083459001
BRONDES FORD, INC.
Form 5500
FILING_RECEIVED
BRONDES FORD 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
244
Accounts w/ balance
251
Plan assets (EOY)
$14.7M
Net assets (EOY)
$14.7M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 46 bps in Schedule C fees — 57% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BRONDES FORD, INC..
Plan sponsor
Name
BRONDES FORD, INC.
EIN
34-4445614
Address
5545 SECOR ROAD · TOLEDO, OH · 43623
Phone
(419) 473-1411
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
PLANTE & MORAN, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ROYAL ALLIANCE ASSOCIATES INC | 93-0987232 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $61K | — |
| PENSION INNOVATIONS & CONSULTING | 34-1944384 | — | CONTRACT ADMINISTRATOR | $6K | — |
Investments
27 direct securities· $14.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal Life Insurance Company Fully benefit-responsive investment contract - Principal Guaranteed Option | — | — | — | $2.7M | 18.5% | |
| Massachusetts Financial Services Company MFS Intl Intrinsic Value R6 Fd | — | — | — | $1.7M | 11.7% | |
| American Funds American Funds AMCAP R6 | — | — | — | $1.3M | 9.1% | |
| Dimensional Fund Advisors DFA US Large Cap Value Port Instl | — | — | — | $1.3M | 8.8% | |
| Pacific Investment Management Company PIMCO Diversified Income Instl Fund | — | — | — | $956K | 6.5% | |
| PIMCO Income Institutional Fund | — | — | — | $939K | 6.4% | |
| PIMCO Real Return Instl Fund | — | — | — | $925K | 6.3% | |
| Vanguard Funds Vanguard 500 Index Admiral Fund Shares | — | — | — | $773K | 5.3% | |
| DFA US Small Cap Value Port Instl | — | — | — | $604K | 4.1% | |
| JPMorgan Mid Cap Growth R6 Fd | — | — | — | $440K | 3.0% | |
| Vanguard Target Retirement 2055 Fund | — | — | — | $378K | 2.6% | |
| Vanguard Mid Cap Index Adm Fd | — | — | — | $338K | 2.3% | |
| Vanguard Selected Value Inv | — | — | — | $331K | 2.2% | |
| Vanguard Sm Cap Index Adm Fd | — | — | — | $329K | 2.2% | |
| Vanguard Target Retirement 2045 Fund | — | — | — | $300K | 2.0% | |
| Participants Participant notes receivable with interest rates ranging from 4.25 to 9.50 percent - | — | — | — | $289K | 2.0% | |
| Vanguard Explorer Admiral Fd | — | — | — | $246K | 1.7% | |
| Vanguard Target Retirement 2025 Fund | — | — | — | $170K | 1.2% | |
| Vanguard Target Retirement 2050 Fund | — | — | — | $167K | 1.1% | |
| Vanguard Target Retirement 2065 Fund | — | — | — | $133K | 0.9% | |
| Vanguard Target Retirement 2035 Fund | — | — | — | $130K | 0.9% | |
| Vanguard Target Retirement 2060 Fund | — | — | — | $116K | 0.8% | |
| T. Rowe Price Group T. Rowe Price Spm Con All I Fund | — | — | — | $35K | 0.2% | |
| Vanguard Wellington Fund | — | — | — | $25K | 0.2% | |
| Vanguard Target Retirement 2070 Fund | — | — | — | $6K | <0.1% | |
| Vanguard Target Retirement Income | — | — | — | $4K | <0.1% | |
| Vanguard Target Retirement 2040 Fund | — | — | — | $2K | <0.1% |
Related plans
Other plans using PRINCIPAL LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF THE I.A.M. NATIONAL PENSION FUND
IAM NATIONAL PENSION FUND
$15.0B · 102,863 participants
CHEVRON CORPORATION
CHEVRON MASTER PENSION TRUST
$12.2B
AMERICAN EXPRESS COMPANY AND ITS PARTICIPATING SUBSIDIARIES
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
$9.1B · 25,049 participants
LOWE'S COMPANIES, INC.
LOWES 401(K) PLAN
$8.6B · 263,650 participants
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BURNS & MCDONNELL, INC
BURNS & MCDONNELL, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$5.5B · 10,567 participants
Similar-size Retail Trade plans
TC CHEVROLET, INC.
TC CHEVROLET, INC. 401(K) SAVINGS PLAN
$14.7M · 166 participants
R1 MOTORS, INC.
RAFIH USA 401(K) PLAN
$14.8M · 328 participants
ROBERT LOQUERCIO ENTERPRISES DBA ELGIN TOYOTA
BOB LOQUERCIO AUTO GROUP 401(K) PLAN
$14.7M · 779 participants
CAPCO SALES, INC.
MUNGENAST LEXUS OF ST. LOUIS 401(K) RETIREMENT PLAN
$14.8M · 84 participants
ROCHESTER MOTOR COMPANY, INC.
ROCHESTER AUTO GROUP 401(K) PROFIT SHARING PLAN
$14.8M · 516 participants
ROMAIN BUICK, INC.
UNITED COMPANIES 401(K) PLAN
$14.8M · 197 participants
Large plans in Ohio
GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACE
GENERAL ELECTRIC PENSION TRUST
$24.9B
THE PROCTER & GAMBLE COMPANY
PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN
$22.0B · 35,178 participants
GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACE
GE AEROSPACE PENSION TRUST
$19.1B
GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACE
GE AEROSPACE PENSION PLAN
$19.0B · 8,887 participants
GENERAL ELECTRIC COMPANY
GE AEROSPACE RETIREMENT SAVINGS PLAN
$14.7B · 29,163 participants
THE KROGER CO.
THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN
$11.8B · 380,891 participants