Back to filter
Original filing (PDF)20251006091425NAL0001748339001
HARBOR, INC.
Form 5500
FILING_RECEIVED
HARBOR 403(B) PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
504
Accounts w/ balance
345
Plan assets (EOY)
$21.3M
Net assets (EOY)
$21.3M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
80
Knocking points off
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- 68% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HARBOR, INC..
Plan sponsor
Name
HARBOR, INC.
EIN
34-4434924
Address
3909 WOODLEY ROAD · TOLEDO, OH · 43606
Phone
(419) 720-8570
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
GBQ PARTNERS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SAGEVIEW ADVISORY GROUP, LLC | 33-0818667 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $81K | — |
Investments
30 direct securities· $21.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2030 Investor Fund | — | — | — | $4.5M | 21.3% | |
| Vanguard Target Retirement 2035 Investor Fund | — | — | — | $2.7M | 12.9% | |
| Vanguard Target Retirement 2045 Investor Fund | — | — | — | $2.3M | 10.7% | |
| Vanguard Target Retirement 2040 Investor Fund | — | — | — | $2.2M | 10.1% | |
| Vanguard Target Retirement 2025 Investor Fund | — | — | — | $2.1M | 10.1% | |
| Vanguard Target Retirement 2050 Investor Fund | — | — | — | $1.8M | 8.7% | |
| Vanguard Target Retirement 2055 Investor Fund | — | — | — | $1.2M | 5.5% | |
| MassMutual Select Blue Chip Growth I Fund | — | — | — | $776K | 3.6% | |
| Vanguard 500 Index Admiral Fund | — | — | — | $620K | 2.9% | |
| Vanguard Target Retirement Income Investor Fund | — | — | — | $411K | 1.9% | |
| Vanguard Target Retirement 2060 Investor Fund | — | — | — | $376K | 1.8% | |
| due at various maturity dates through December 2034 | — | — | — | $320K | 1.5% | |
| BlackRock BlackRoc k Mid-Cap Growth Equity Portfolio | — | — | — | $308K | 1.4% | |
| Vanguard Target Retirement 2020 Investor Fund | — | — | — | $296K | 1.4% | |
| Cohen & Steers Cohen & Steers Real Estate Sec urities Class Z Fund | — | — | — | $257K | 1.2% | |
| JP Morgan JP Morgan Small Cap Growth Fund | — | — | — | $246K | 1.2% | |
| Vanguard Mid Cap Index Admiral Fund | — | — | — | $111K | 0.5% | |
| Vanguard Short Term Investment Grade | — | — | — | $108K | 0.5% | |
| Vanguard Total International Stoc k Admiral Fund | — | — | — | $76K | 0.4% | |
| Vanguard Mid Cap Value Index Admiral Fund | — | — | — | $76K | 0.4% | |
| Fidelity Advisor Total Bond Z Fund | — | — | — | $65K | 0.3% | |
| Vanguard Small Cap Value Index Admiral Fund | — | — | — | $65K | 0.3% | |
| Vanguard Target Retirement 2065 Investor Fund | — | — | — | $63K | 0.3% | |
| PIMCO Global Bond Opportunities Fund I | — | — | — | $59K | 0.3% | |
| Vanguard Federal Money Market Investor Fund | — | — | — | $57K | 0.3% | |
| Vanguard Equity Income Fund | — | — | — | $53K | 0.2% | |
| Vanguard Small Cap Index Admiral Fund | — | — | — | $53K | 0.2% | |
| JP Morgan JP Morgan Emerging Markets Equity Fund | — | — | — | $17K | <0.1% | |
| JP Morgan JPMorgan International Equity Fund | — | — | — | $11K | <0.1% | |
| Vanguard Target Retirement 2070 Investor Fund | — | — | — | $2K | <0.1% |
Related plans
Other plans using PRINCIPAL LIFE INSURANCE COMPANY
BOARD OF TRUSTEES OF THE I.A.M. NATIONAL PENSION FUND
IAM NATIONAL PENSION FUND
$15.0B · 102,863 participants
CHEVRON CORPORATION
CHEVRON MASTER PENSION TRUST
$12.2B
AMERICAN EXPRESS COMPANY AND ITS PARTICIPATING SUBSIDIARIES
AMERICAN EXPRESS RETIREMENT SAVINGS PLAN
$9.1B · 25,049 participants
LOWE'S COMPANIES, INC.
LOWES 401(K) PLAN
$8.6B · 263,650 participants
HDR, INC.
HDR, INC. BEST PLAN AND ESOP
$7.7B · 12,137 participants
BURNS & MCDONNELL, INC
BURNS & MCDONNELL, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$5.5B · 10,567 participants
Similar-size Health Care & Social Assistance plans
SOUTHWEST COLORADO MENTAL HEALTH CENTER, INC. DBA AXIS HEALTH SYSTEM
AXIS HEALTH SYSTEM 401(K) PLAN
$21.3M · 429 participants
SANITAS USA, INC.
SANITAS USA, INC. 401(K) PLAN
$21.5M · 2,102 participants
HOWARD BROWN HEALTH CENTER
HOWARD BROWN 401(K) PLAN
$20.8M · 489 participants
CONSULTANTS IN CARDIOLOGY & ELECTROPHYSIOLOGY, LLC
CONSULTANTS IN CARDIOLOGY & ELECTROPHYSIOLOGY 401(K) PLAN & TRUST
$20.8M · 57 participants
STAYWELL HEALTH CARE, INC, D/B/A
STAYWELL HEALTH CENTER 401(K) PLAN
$22.0M · 218 participants
U.K.S.M.-W. MEDICAL PRACTICE ASSOCIATION
U.K.S.M.-W., M.P.A. TAX DEFERRED ANNUITY PLAN
$20.3M · 229 participants
Large plans in Ohio
GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACE
GENERAL ELECTRIC PENSION TRUST
$24.9B
THE PROCTER & GAMBLE COMPANY
PROCTER & GAMBLE PROFIT SHARING TRUST & EMPLOYEE STOCK OWNERSHIP PLAN
$22.0B · 35,178 participants
GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACE
GE AEROSPACE PENSION TRUST
$19.1B
GENERAL ELECTRIC COMPANY, OPERATING AS GE AEROSPACE
GE AEROSPACE PENSION PLAN
$19.0B · 8,887 participants
GENERAL ELECTRIC COMPANY
GE AEROSPACE RETIREMENT SAVINGS PLAN
$14.7B · 29,163 participants
THE KROGER CO.
THE KROGER CO. 401(K) RETIREMENT SAVINGS ACCOUNT PLAN
$11.8B · 380,891 participants