Original filing (PDF)20240916095156NAL0001372385001

FIRELANDS REGIONAL HEALTH SYSTEM

Name: FIRELANDS REGIONAL HEALTH SYSTEM — FIRELANDS REGIONAL HEALTH SYSTEM 401(K) PLAN, Form 5500 (2023)
Creator: FIRELANDS REGIONAL HEALTH SYSTEM

Form 5500

FILING_RECEIVED

FIRELANDS REGIONAL HEALTH SYSTEM 401(K) PLAN

Defined-contribution retirement plan

Signals · 2

Non-clean audit opinion43% in single holding

Active participants

1,762

Accounts w/ balance

2,029

Plan assets (EOY)

$59.6M

Net assets (EOY)

$59.6M

How this plan invests

This plan

22 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Auditor issued a qualified / adverse / disclaimer opinion.
Total administrative cost in the bottom quartile of peers (15th percentile).
Bottom-decile employer contributions per participant (9th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FIRELANDS REGIONAL HEALTH SYSTEM.

Plan sponsor

Name

FIRELANDS REGIONAL HEALTH SYSTEM

EIN

34-4428218all filings

Address

C/O JODY MCKILLIPS · 1111 HAYES AVE. · SANDUSKY, OH · 44870

Phone

(419) 557-6267

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2024-09-16

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
STANCORP FINANCIAL GROUP	93-1253576	—	NONE	$239K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
SANTORI & PETERS, INC.	25-1519434	—	NONE	$50K	—
CHARLES SCHWAB BANK	42-1558009	—

Investments

22 direct securities· $58.2M(98% of reported assets)

Mutual Funds

$36.4M

9 holdings

Common Collective Trusts

$11.9M

4 holdings

Stable Value

$6.5M

1 holding

Other securities

$3.4M

8 holdings

					% of plan
Charles Schwab** Schwab Total Stk Mkt Index	Mutual Funds	—	—	$25.2M	42.3%
Vanguard Total Bonf Mkt Index Adm	Mutual Funds	—	—	$9.6M	16.0%
Fidelity Intl Index Fund	Common Collective Trusts	—	—	$7.6M	12.7%
Standard Insurance Company** Guaranteed investment contract - Standard Stable Asset A	Stable Value	—	—	$6.5M	10.9%
Charles Schwab** Schwab S&P 500 Index Fund Select S	Common Collective Trusts	—	—	$3.1M	5.3%
JPMorgan Large Cap Growth R6	Other securities	—	—	$1.2M	2.0%
Vanguard Emrg Mkts Stk Index Fund Adm	Common Collective Trusts	—	—	$942K	1.6%
Alliance Bernstein AB Large Cap Growth I	Other securities	—	—	$935K	1.6%
American Funds American Funds American Balanced R6	Mutual Funds	—	—	$424K	0.7%
T. Rowe Price T. Rowe Price Health Sciences Fund I	Other securities	—	—	$395K	0.7%
Columbia Small Cap I Fund CL Inst 2	Other securities	—	—	$389K	0.7%
Vanguard Equity Inc Fund Admiral Shs	Mutual Funds	—	—	$365K	0.6%
American Funds American Funds Europacific Growth R6	Mutual Funds	—	—	$258K	0.4%
JPMorgan Small Cap Growth R6	Other securities	—	—	$247K	0.4%
Vanguard FTSE Social Index Fund Inv	Common Collective Trusts	—	—	$238K	0.4%
Vanguard Mid Cap Value Index Admiral	Mutual Funds	—	—	$225K	0.4%
PIMCO Incm Fund Inst CL	Mutual Funds	—	—	$189K	0.3%
Neuberger Berman Neuberger Berman Md Cp Gr R6	Other securities	—	—	$121K	0.2%
Carillon Tower Carillon Scout Mid Cap	Other securities	—	—	$104K	0.2%
Vanguard Inflation Prot SEC ADM	Mutual Funds	—	—	$91K	0.2%
Vanguard Wellesley Income Admiral	Mutual Funds	—	—	$73K	0.1%
Allspring Global Allspring Specl SmCp Val Ins	Other securities	—	—	$45K	<0.1%