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Original filing (PDF)20251006134745NAL0003488193001
RS UTILITY STRUCTURES INC.
Form 5500
FILING_RECEIVED
RS UTILITY STRUCTURES INC. 401(K) PLAN
401(k) retirement plan
Signals · 3
30% in single holding~163 bps in Sched C feesNo recordkeeper disclosed
Active participants
152
Accounts w/ balance
171
Plan assets (EOY)
$3.7M
Net assets (EOY)
$3.7M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Target Retirement 2030 Fund" is 30% of plan.
- 163 bps in Schedule C fees — 214% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RS UTILITY STRUCTURES INC..
Plan sponsor
Name
RS UTILITY STRUCTURES INC.
EIN
34-1958786
Address
1586 E VENTURE DRIVE · ST. GEORGE, UT · 84790
Phone
(519) 682-5218
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
K FINANCIAL
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $61K | — |
Investments
28 direct securities· $3.7M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Target Retirement 2030 Fund | — | — | — | $1.1M | 30.0% | |
| Target Retirement 2045 Fund | — | — | — | $335K | 8.9% | |
| Target Retirement 2065 Fund | — | — | — | $281K | 7.5% | |
| Target Retirement 2035 Fund | — | — | — | $248K | 6.6% | |
| Target Retirement 2050 Fund | — | — | — | $247K | 6.6% | |
| 500 Index Fund | — | — | — | $239K | 6.4% | |
| Target Retirement 2055 Fund | — | — | — | $219K | 5.9% | |
| Putnam Large Cap Growth Fund | — | — | — | $206K | 5.5% | |
| Target Retirement 2060 Fund | — | — | — | $141K | 3.8% | |
| Target Retirement 2040 Fund | — | — | — | $139K | 3.7% | |
| Participant Loans Note Receivable from Participants (interest rates ranging from 9.75% to 10.50%) | — | — | — | $75K | 2.0% | |
| MFS International Diversification Fund | — | — | — | $67K | 1.8% | |
| Target Retirement 2025 Fund | — | — | — | $57K | 1.5% | |
| Mid Cap Growth Fund | — | — | — | $53K | 1.4% | |
| American Century Small Cap Value Fund | — | — | — | $51K | 1.4% | |
| Fidelity Advisor Balanced Fund | — | — | — | $31K | 0.8% | |
| Vanguard Mid-Cap Index Fund | — | — | — | $30K | 0.8% | |
| Target Retirement 2020 Fund | — | — | — | $30K | 0.8% | |
| PGIM High Yield Fund | — | — | — | $27K | 0.7% | |
| Small-Cap Index Fund | — | — | — | $25K | 0.7% | |
| Large Cap Value Fund | — | — | — | $20K | 0.5% | |
| T. Rowe Price Target Retirement 2005 Fund | — | — | — | $16K | 0.4% | |
| Target Retirement 2010 Fund | — | — | — | $16K | 0.4% | |
| PIMCO Real Return Instl Fund | — | — | — | $13K | 0.4% | |
| Neuberger Berman Core Bond Fund | — | — | — | $13K | 0.4% | |
| Small Cap Growth Fund | — | — | — | $12K | 0.3% | |
| Allspring Special Mid Cap Value Fund | — | — | — | $3K | <0.1% | |
| Principal Life Insurance Fixed Income Guaranteed Option | — | — | — | $2K | <0.1% |
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