Original filing (PDF)20251014140437NAL0002970673001

THE WHITESTONE GROUP, INC.

Name: THE WHITESTONE GROUP, INC. — WHITESTONE GROUP 401K PLAN, Form 5500 (2024)
Creator: THE WHITESTONE GROUP, INC.

Form 5500

FILING_RECEIVED

WHITESTONE GROUP 401K PLAN

401(k) retirement plan

Signals · 1

~106 bps in Sched C fees

Active participants

418

Accounts w/ balance

314

Plan assets (EOY)

$5.5M

Net assets (EOY)

$5.5M

How this plan invests

This plan

26 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

106 bps in Schedule C fees — 104% above peer band of 52 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE WHITESTONE GROUP, INC..

Plan sponsor

Name

THE WHITESTONE GROUP, INC.

EIN

34-1941099

Address

6422 EAST MAIN STREET · SUITE 100 · REYNOLDSBURG, OH · 43068

Phone

(614) 501-7007

Industry

Constructionsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2H · Partial participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

CLARK SCHAEFFER HACKETT

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY O	84-0467907	—	RECORDKEEPER	$27K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH	13-2808480	—	BROKER	$22K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MCGREGOR & ASSOCIATES, INC.	61-1211399	—	CONTRAC ADMIN	$9K	—
EMPOWER ADVISORY GROUP, LLC	84-0467907	—	INVESTMENT MGMT	$361	—

Investments

26 direct securities· $5.0M(92% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Blackrock Lifepath Index 2035 K Mutual fund ** $	—	—	—	$681K	12.4%
Blackrock Lifepath Index 2055 K Mutual fund	—	—	—	$674K	12.3%
Blackrock Lifepath Index 2045 K Mutual fund	—	—	—	$630K	11.5%
Blackrock Lifepath Index 2050 K Mutual fund	—	—	—	$616K	11.2%
Blackrock Lifepath Index Retirement K Mutual fund	—	—	—	$529K	9.6%
Blackrock Lifepath Index 2060 K Mutual fund	—	—	—	$491K	8.9%
Blackrock Lifepath Index 2030 K Mutual fund	—	—	—	$384K	7.0%
Blackrock Lifepath Index 2040 K Mutual fund	—	—	—	$369K	6.7%
Loomis Sayles Small Cap Growth N Mutual fund	—	—	—	$114K	2.1%
Clearbridge Large Cap Growth Is Mutual fund	—	—	—	$106K	1.9%
American Funds Intl Gr And Inc R6 Mutual fund	—	—	—	$84K	1.5%
Primecap Odyssey Stock Mutual fund	—	—	—	$75K	1.4%
Columbia Dividend Income Instl3 Mutual fund	—	—	—	$61K	1.1%
PIMCO Total Return Instl Mutual fund	—	—	—	$33K	0.6%
Federated Hermes Mdt Mid Cp Growth R6 Mutual fund	—	—	—	$31K	0.6%
Principal Real Estate Securities Inst Mutual fund ** 736 * Key Guaranteed Portfolio Fund Group annuity contract	—	—	—	$30K	0.5%
Janus Henderson Small Cap Value N Mutual fund	—	—	—	$23K	0.4%
PIMCO Investment Grade Credit Bond Inst Mutual fund	—	—	—	$22K	0.4%
Ishares S&P 500 Index K Mutual fund	—	—	—	$21K	0.4%
Fullerthaler Behavioral Smallcap Eq R6 Mutual fund	—	—	—	$21K	0.4%
PGIM High-Yield R6 Mutual fund	—	—	—	$11K	0.2%
Allspring Government Securities Inst Mutual fund	—	—	—	$10K	0.2%
Ishares MSCI EAFE International Index K Mutual fund	—	—	—	$8K	0.1%
Jhancock Disciplined Value Mid Cap R6 Mutual fund	—	—	—	$7K	0.1%
Mfs Global Total Return R6 Mutual fund	—	—	—	$6K	0.1%
Ishares Russell 2000 Small-Cap Index K Mutual fund	—	—	—	$5K	<0.1%