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Original filing (PDF)20250731151124NAL0003188851001
OVERDRIVE, INC.
Form 5500
FILING_RECEIVED
OVERDRIVE, INC. 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
538
Accounts w/ balance
615
Plan assets (EOY)
$60.8M
Net assets (EOY)
$60.8M
How this plan invests
This plan
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OVERDRIVE, INC..
Plan sponsor
Name
OVERDRIVE, INC.
EIN
34-1522786
Address
ONE OVERDRIVE WAY · CLEVELAND, OH · 44125
Phone
(216) 573-6886
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-31
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MEADEN & MOORE, LTD
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$5K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SERVICES | 81-3968784 | — | ADVISOR | $77K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
30 direct securities· $60.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom Index 2050 Fund Mutual Fund N/A | — | — | — | $9.2M | 15.1% | |
| Fidelity Freedom Index 2055 Fund Mutual Fund N/A | — | — | — | $7.9M | 13.1% | |
| Fidelity 500 Index Fund Mutual Fund N/A | — | — | — | $7.8M | 12.9% | |
| Fidelity Freedom Index 2045 Fund Mutual Fund N/A | — | — | — | $6.5M | 10.6% | |
| Fidelity Freedom Index 2040 Fund Mutual Fund N/A | — | — | — | $5.3M | 8.8% | |
| Fidelity Freedom Index 2035 Fund Mutual Fund N/A | — | — | — | $5.3M | 8.7% | |
| Fidelity Growth Discovery Fund Mutual Fund N/A | — | — | — | $3.2M | 5.3% | |
| Fidelity Freedom Index 2060 Fund Mutual Fund N/A | — | — | — | $2.8M | 4.5% | |
| Fidelity Freedom Index 2030 Fund Mutual Fund N/A | — | — | — | $2.7M | 4.5% | |
| Fidelity Extended Market Index Fund Mutual Fund N/A | — | — | — | $1.3M | 2.1% | |
| Fidelity Freedom Index 2015 Fund Mutual Fund N/A | — | — | — | $1.3M | 2.1% | |
| Fidelity International Index Fund Mutual Fund N/A | — | — | — | $1.2M | 2.0% | |
| JPMorgan Mid Cap Growth Fund Mutual Fund N/A | — | — | — | $1.1M | 1.8% | |
| Fidelity Freedom Index 2025 Fund Mutual Fund N/A | — | — | — | $841K | 1.4% | |
| MFS Mid Cap Value Fund Mutual Fund N/A | — | — | — | $690K | 1.1% | |
| American Funds American Mutual Fund Mutual Fund N/A | — | — | — | $687K | 1.1% | |
| Fidelity Strategic Income Fund Mutual Fund N/A | — | — | — | $562K | 0.9% | |
| Fidelity Freedom Index 2065 Fund Mutual Fund N/A | — | — | — | $432K | 0.7% | |
| Fidelity Government Money Market Fund Money Market N/A | — | — | — | $427K | 0.7% | |
| American Funds New World Fund Mutual Fund N/A | — | — | — | $259K | 0.4% | |
| Invesco International Small-Mid Company Fund Mutual Fund N/A | — | — | — | $238K | 0.4% | |
| Participant loans (interest at 4.25% to 9.50%) N/A | — | — | — | $227K | 0.4% | |
| American Funds EuroPacific Growth Fund Mutual Fund N/A | — | — | — | $227K | 0.4% | |
| TCW MetWest Total Return Bond Fund Mutual Fund N/A | — | — | — | $204K | 0.3% | |
| Baird Aggregate Bond Fund Institutional Mutual Fund N/A | — | — | — | $176K | 0.3% | |
| DFA U.S. Targeted Value Portfolio Institutional Mutual Fund N/A | — | — | — | $66K | 0.1% | |
| Fidelity Small Cap Fund Mutual Fund N/A | — | — | — | $40K | <0.1% | |
| Putnam Small Cap Growth Fund Mutual Fund N/A | — | — | — | $27K | <0.1% | |
| Fidelity Freedom Index 2020 Fund Mutual Fund N/A | — | — | — | $22K | <0.1% | |
| Fidelity FDM Index Inc IPR Mutual Fund N/A | — | — | — | $5K | <0.1% |