Original filing (PDF)20251013151116NAL0002268592001

RETINA ASSOCIATES OF CLEVELAND, INC

Name: RETINA ASSOCIATES OF CLEVELAND, INC — RACI 401K PLAN, Form 5500 (2024)
Creator: RETINA ASSOCIATES OF CLEVELAND, INC

Form 5500

FILING_RECEIVED

RACI 401K PLAN

401(k) retirement plan

Active participants

248

Accounts w/ balance

220

Plan assets (EOY)

$18.3M

Net assets (EOY)

$18.3M

How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RETINA ASSOCIATES OF CLEVELAND, INC.

Plan sponsor

Name

RETINA ASSOCIATES OF CLEVELAND, INC

EIN

34-1411937

Address

24075 COMMERCE PARK · BEACHWOOD, OH · 44122

Phone

(216) 831-5700

Industry

Offices of Physicians· Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

BARNES WENDLING CPAS, INC.

Trustee / custodian

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE COMPANY	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$23K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
NFP RETIREMENT INC	—	ALISO VIEJO, CA	INVESTMENT ADVISOR	$50K	—

Investments

30 direct securities· $17.3M(94% of reported assets)

Other securities

$16.5M

27 holdings

Stable Value

$557K

1 holding

Mutual Funds

$149K

1 holding

Bonds / Notes

$78K

1 holding

					% of plan
Vanguard Target Retirement 2040 Fund Mutual Fund	Other securities	—	—	$2.1M	11.6%
Vanguard Target Retirement 2030 Fund Mutual Fund	Other securities	—	—	$2.0M	10.8%
Vanguard 500 Index Admiral Mutual Fund	Other securities	—	—	$1.9M	10.5%
Vanguard Target Retirement 2035 Fund Mutual Fund	Other securities	—	—	$1.7M	9.4%
Fidelity Blue Chip Growth K6 Mutual Fund	Other securities	—	—	$1.2M	6.6%
Vanguard Target Retirement 2050 Fund Mutual Fund	Other securities	—	—	$1.1M	6.3%
Vanguard Target Retirement 2045 Fund Mutual Fund	Other securities	—	—	$1.1M	6.2%
Vanguard Target Retirement 2025 Fund Mutual Fund	Other securities	—	—	$969K	5.3%
party maturity value Cost Current value Guaranteed Investment Contract * Key Guaranteed Portfolio Fund Guaranteed Investment Contract	Stable Value	—	—	$557K	3.0%
Vanguard Target Retirement Income Fund Mutual Fund	Other securities	—	—	$447K	2.4%
Vanguard Target Retirement 2020 Fund Mutual Fund	Other securities	—	—	$430K	2.3%
Vanguard Target Retirement 2055 Fund Mutual Fund	Other securities	—	—	$394K	2.1%
Fidelity Advisor International Capital Appreciation Z Mutual Fund	Other securities	—	—	$358K	2.0%
Fidelity Total Bond K6 Mutual Fund	Other securities	—	—	$289K	1.6%
Vanguard Value Index Admiral Mutual Fund	Other securities	—	—	$271K	1.5%
Vanguard Target Retirement 2060 Fund Mutual Fund	Other securities	—	—	$269K	1.5%
Blackrock Mid-Cap Growth Equity K Mutual Fund	Other securities	—	—	$255K	1.4%
Fidelity Mid Cap Index Mutual Fund	Other securities	—	—	$248K	1.4%
Fidelity Small Cap Index Mutual Fund	Other securities	—	—	$236K	1.3%
Cohen & Steers Real Estate Securities Z Mutual Fund	Other securities	—	—	$176K	1.0%
Vanguard Small Cap Growth Index Admiral Mutual Fund	Other securities	—	—	$168K	0.9%
Vanguard Small Cap Value Index Admiral Mutual Fund	Other securities	—	—	$153K	0.8%
American Funds New Perspective R5 Mutual Fund	Mutual Funds	—	—	$149K	0.8%
Blackrock High Yield Institutional Mutual Fund	Other securities	—	—	$146K	0.8%
Vanguard Target Retirement 2065 Fund Mutual Fund	Other securities	—	—	$134K	0.7%
Vanguard Emerging Markets Stock Index Admiral Mutual Fund	Other securities	—	—	$97K	0.5%
PIMCO International Bond (USD-Hedged) Institutional Mutual Fund	Other securities	—	—	$89K	0.5%
Vanguard Mid-Cap Value Index Admiral Mutual Fund	Other securities	—	—	$80K	0.4%
Participant Loans 7.25% - 9.50% -0-	Bonds / Notes	—	—	$78K	0.4%
PIMCO Income Institutional Mutual Fund	Other securities	—	—	$60K	0.3%