Original filing (PDF)20250527094236NAL0010943296001

RONALD Z. HOWARD, D.D.S. KRIS NICHO

Name: RONALD Z. HOWARD, D.D.S. KRIS NICHO — HNB 401(K)/PROFIT SHARING PLAN, Form 5500 (2023)
Creator: RONALD Z. HOWARD, D.D.S. KRIS NICHO

Form 5500-SF

FILING_RECEIVED

HNB 401(K)/PROFIT SHARING PLAN

401(k) retirement plan

Active participants

Accounts w/ balance

Plan assets (EOY)

$13.8M

Net assets (EOY)

$13.8M

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RONALD Z. HOWARD, D.D.S. KRIS NICHO.

Plan sponsor

Name

RONALD Z. HOWARD, D.D.S. KRIS NICHO

EIN

34-1320365

Address

4154 SECOR ROAD · TOLEDO, OH · 43623

Phone

(419) 509-4923

Industry

Offices of Dentists· Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2023

Plan year begin

2023-11-01

Tax period

2024-10-31

Filed

2025-05-27

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Service providers (Schedule C)

Small plans don't disclose service providers

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