Original filing (PDF)20251010112725NAL0004556163001

THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND

Name: THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND — THIRD FEDERAL SAVINGS RETIREMENT PLAN, Form 5500 (2024)
Creator: THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND

Form 5500

FILING_RECEIVED

THIRD FEDERAL SAVINGS RETIREMENT PLAN

Defined-benefit pension plan

Signals · 1

28% employer stock

Active participants

205

Accounts w/ balance

Plan assets (EOY)

$77.1M

Net assets (EOY)

$77.1M

How this plan invests

This plan

204 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade D

Below-average — multiple flags

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND.

Plan sponsor

Name

THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND

EIN

34-0573493

Address

7007 BROADWAY AVE · CLEVELAND, OH · 441051441

Phone

(216) 441-6000

Industry

Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

003

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

1A · Pay-related DB formula

1I · Frozen plan — no new benefit accrual

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

MEADEN & MOORE, LTD.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Custodian

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL CUSTODY SOLUTIONS	51-0099493	—	CUSTODIAN	$130K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL GLOBAL INVESTORS LLC	42-1479618	—	INVESTMENT ADVISORY	$149K	—

Investments

204 direct securities· $69.5M(90% of reported assets)

Other securities

$28.6M

48 holdings

Common Stock

$18.8M

68 holdings

Bonds / Notes

$16.4M

81 holdings

U.S. Treasuries

$5.6M

6 holdings

Cash / Money Market

$146K

1 holding

					% of plan
Fidelity 500 INDEX FUND	Other securities	—	$5.5M	$7.2M	9.3%
Fidelity MID CAP INDEX FUND	Other securities	—	$1.8M	$2.0M	2.6%
Goldman Sachs GOLDMAN SACHS SMALL CAP VALUE	Other securities	—	$1.9M	$1.9M	2.5%
Loomis Sayles LOOMIS SAYLES SMALL CAP GROWTH FUND	Other securities	—	$1.8M	$1.9M	2.4%
Vanguard INTERNATIONAL GROWTH FUND	Other securities	—	$2.1M	$1.8M	2.4%
Transamerica INTL EQUITY CLASS R6	Other securities	—	$1.8M	$1.8M	2.3%
U.S. Treasury BOND/NOTE STRIPPED ZERO DTD 08/15/07 05/15/2034 - 2,750,000	U.S. Treasuries	—	$1.8M	$1.8M	2.3%
U.S. Treasury BOND/NOTE STRIPPED ZERO DTD 08/15/08 05/15/2038 - 3,000,000	U.S. Treasuries	—	$1.7M	$1.6M	2.0%
U.S. Treasury SEC STRIPPED DTD 02/15/08 \| 02/15/2038 - 1,700,000	Other securities	—	$956K	$894K	1.2%
U.S. Treasury SEC STRIPPED DTD 02/17/09 \| 08/15/2038 - 1,650,000	Other securities	—	$751K	$844K	1.1%
Corporate Debt AMGEN INC DTD 03/02/2023 5.600% 03/02/2043 - 750,000	Bonds / Notes	—	$744K	$729K	0.9%
Corporate Debt ANHEUSER-BUSCH COS LLC / ANHEUSER-BUSCH INBEV - 787,000	Other securities	—	$752K	$716K	0.9%
Corporate Debt ORACLE CORP DTD 07/07/16 4.000 07/15/2046 - 925,000	Common Stock	—	$715K	$712K	0.9%
U.S. Treasury SEC STRIPPED DTD 02/15/06 02/15/2034 - 1,085,000	Other securities	—	$748K	$704K	0.9%
U.S. Treasury BOND ZERO CPN DTD 08/15/13 \| 08/15/2043 - 1,700,000	U.S. Treasuries	—	$668K	$693K	0.9%
Corporate Debt AT&T INC DTD 05/28/20 3.500 06/01/2041 - 895,000	Common Stock	—	$690K	$686K	0.9%
Corporate Debt CREDIT SUISSE GROUP AG 144A PRIV PLCMT 06/05/2026 - 650,000	Common Stock	—	$592K	$642K	0.8%
Corporate Debt JPMORGAN CHASE & CO DTD 04/22/20 04/22/2041 - 850,000	Common Stock	—	$651K	$630K	0.8%
Corporate Debt COMCAST CORP DTD 10/19/17 3.969 11/01/2047 - 775,000	Common Stock	—	$613K	$587K	0.8%
Corporate Debt BAT CAPITAL CORP DTD 08/15/18 4.540 08/15/2047 - 725,000	Common Stock	—	$568K	$572K	0.7%
Corporate Debt VERIZON COMMUNICATIONS DTD 03/15/2022 2.355% 03/15/2032 - 675,000	Bonds / Notes	—	$546K	$560K	0.7%
Corporate Debt CVS HEALTH CORP DTD 07/20/15 5.125 07/20/2045 - 660,000	Common Stock	—	$621K	$555K	0.7%
U.S. Treasury BOND DTD 02/16/21 \| 02/15/2051 - 1,950,000	U.S. Treasuries	—	$679K	$553K	0.7%
U.S. Treasury BOND DTD 11/15/21 \| 11/15/2051 - 2,000,000	U.S. Treasuries	—	$683K	$550K	0.7%
Corporate Debt VMWARE INC DTD 08/02/21 1.800 08/15/2028 - 600,000	Common Stock	—	$507K	$538K	0.7%
Corporate Debt TAKE-TWO INTERACTIVE SOFTWARE DTD 04/14/2023 4.95% 03/28/2028 - 500,000	Bonds / Notes	—	$499K	$500K	0.6%
Corporate Debt BANK OF AMERICA CORP MED TERM NOTE - 675,000	Common Stock	—	$468K	$469K	0.6%
Corporate Debt VODAFONE GROUP PLC DTD 06/28/2024 5.750% 06/28/2054 - 485,000	Bonds / Notes	—	$480K	$468K	0.6%
Corporate Debt WARNERMEDIA HOLDINGS INC DTD 03/15/2023 5.050% 03/15/2042 - 575,000	Bonds / Notes	—	$472K	$462K	0.6%
Corporate Debt MORGAN STANLEY BK DTD 01/18/2024 VAR CPN 01/18/2035 - 450,000	U.S. Treasuries	—	$455K	$447K	0.6%
Corporate Debt AT&T INC DTD 03/15/21 3.500 09/15/2053 - 635,000	Common Stock	—	$425K	$428K	0.6%
Corporate Debt APPLE INC DTD 02/08/21 2.375 02/08/2041 - 600,000	Common Stock	—	$444K	$413K	0.5%
Corporate Debt FLORIDA POWER & LIGHT CO DTD 09/10/14 4.050 10/01/2044 - 500,000	Common Stock	—	$430K	$407K	0.5%
Corporate Debt CHARTER COMM OPT LLC/CAP DTD 07/06/17 3.750 02/15/2028 - 425,000	Other securities	—	$391K	$405K	0.5%
Corporate Debt GILEAD SCIENCES INC DTD 11/17/14 4.500 02/01/2045 - 470,000	Common Stock	—	$411K	$403K	0.5%
Corporate Debt DUKE ENERGY OHIO INC DTD 01/08/19 4.300 02/01/2049 - 500,000	Common Stock	—	$419K	$402K	0.5%
Corporate Debt SMURFIT KAPPA TREASURY DTD 04/03/2024 5.777% 04/03/2054 - 400,000	Bonds / Notes	—	$400K	$396K	0.5%
Corporate Debt MID-AMERICA APARTMENTS DTD 03/07/19 3.950 03/15/2029 - 400,000	Other securities	—	$385K	$385K	0.5%
U.S. Treasury SEC STRIPPED DTD 05/15/20 \| 05/15/2050 - 1,300,000	Other securities	—	$463K	$383K	0.5%
Corporate Debt PUBLIC SERVICE COLORADO DTD 09/11/12 3.600 09/15/2042 - 500,000	Other securities	—	$393K	$382K	0.5%
Corporate Debt ENERGY TRANSFER LP DTD 12/14/2022 5.550% 02/15/2028 - 375,000	Bonds / Notes	—	$378K	$381K	0.5%
Corporate Debt T-MOBILE USA INC DTD 02/15/21 3.000 02/15/2041 - 525,000	Common Stock	—	$383K	$374K	0.5%
Corporate Debt ENERGY TRANSFER PARTNERS DTD 03/12/15 5.150 03/15/2045 - 425,000	Other securities	—	$359K	$372K	0.5%
Corporate Debt AT&T INC DTD 03/15/21 3.550 09/15/2055 - 550,000	Common Stock	—	$379K	$370K	0.5%
Corporate Debt INDIANAPOLIS PWR & LIGHT DTD 03/18/2024 5.700% 04/01/2054 - 375,000	Bonds / Notes	—	$381K	$368K	0.5%
Corporate Debt GALLAGHER ARTHUR J & CO DTD 11/02/2023 6.750% 02/15/2054 - 330,000	Bonds / Notes	—	$355K	$365K	0.5%
Corporate Debt INTL FLAVOR & FRAGRANCES DTD 09/26/18 5.000 09/26/2048 - 425,000	Other securities	—	$373K	$365K	0.5%
Corporate Debt ALTRIA GROUP INC DTD 09/16/16 3.875 09/16/2046 - 500,000	Common Stock	—	$373K	$362K	0.5%
Corporate Debt SOUTHWESTERN PUB SVC CO DTD 06/06/2024 6.000% 06/01/2054 - 355,000	Bonds / Notes	—	$358K	$359K	0.5%
Corporate Debt ORACLE CORP DTD 02/06/2023 5.550% 02/06/2053 - 375,000	Bonds / Notes	—	$358K	$354K	0.5%