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Original filing (PDF)20251010143908NAL0004710147001
ALFRED NICKLES BAKERY, INC.
Form 5500
FILING_RECEIVED
NICKLES BAKERY 401K PLAN FOR BARGAINING EMPLOYEES
401(k) retirement plan
Active participants
656
Accounts w/ balance
221
Plan assets (EOY)
$10.9M
Net assets (EOY)
$10.9M
How this plan invests
This plan
23 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- 63 bps in Schedule C fees — 117% above peer band of 29 bps.
- Only 34% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ALFRED NICKLES BAKERY, INC..
Plan sponsor
Name
ALFRED NICKLES BAKERY, INC.
EIN
34-0428345
Address
26 N. MAIN STREET · NAVARRE, OH · 446621158
Phone
(330) 879-5635
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
MALONEY & NOVOTNY LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUNITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $41K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AMERITAS INVESTMENT CORP | — | LINCOLN, NE | INVESTMENT ADVISOR | $21K | — |
| LEAFHOUSE FINANCIAL ADVOSORS, LLC | — | AUSTIN, TX | INVESTMENT ADVISOR | $5K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ BENEFITS & INS SERVICES INC | — | CHICAGO, IL | CONTRACT ADMIN | $700 | — |
Investments
9 direct securities · 23 pooled funds· $10.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$8.4M
23 holdings
Uncategorized
$1.7M
7 holdings
Guaranteed Income / GIC
$883K
1 holding
Mutual Funds
$6K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PUTNAM LARGE CAP GROWTH CLASS R GREAT GRAY · EIN 86-1876640 / PN 001 | Common Collective Trust | — | — | $1.9M | 17.0% | |
| PUTNAM RETIREMENT ADV 2045 FUND XA PUTNAM INVESTMENTS · EIN 26-1208510 / PN 259 | Common Collective Trust | — | — | $1.3M | 11.6% | |
| s * Empower Guaranteed Portfolio Fund | Guaranteed Income / GIC | — | — | $883K | 8.1% | |
| GREAT GRAY BLENDED RESRCH CORE EQTY GREAT GRAY · EIN 99-3500679 / PN 001 | Common Collective Trust | — | — | $825K | 7.6% | |
| PUTNAM RETIREMENT ADV 2025 FUND XA PUTNAM INVESTMENTS · EIN 26-1384344 / PN 263 | Common Collective Trust | — | — | $743K | 6.8% | |
| ALTA FEDERATED MDT SMALL CAPE CORE ALTA TRUST · EIN 99-2666297 / PN 001 | Common Collective Trust | — | — | $607K | 5.6% | |
| MID CAP GROWTH FUND FEE CLASS R1 GREAT GRAY · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $601K | 5.5% | |
| Fidelity Mid Cap Index | — | — | — | $589K | 5.4% | |
| Fidelity International Index | — | — | — | $393K | 3.6% | |
| LARGE CAP VALUE FUND CLASS R1 AST WILMINGTON TRUST · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $368K | 3.4% | |
| PUTNAM RETIREMENT ADV MATURITY FUND PUTNAM INVESTMENTS · EIN 26-0788428 / PN 268 | Common Collective Trust | — | — | $321K | 2.9% | |
| PUTNAM RETIREMENT ADV 2030 FUND XA PUTNAM INVESTMENTS · EIN 26-0788040 / PN 262 | Common Collective Trust | — | — | $308K | 2.8% | |
| Participant loans Interest at 5.25% to 10.50% due in 2025 to 2047 | — | — | — | $301K | 2.8% | |
| PGIM High-Yield R6 | — | — | — | $284K | 2.6% | |
| PUTNAM RETIREMENT ADV 2040 FUND XA PUTNAM INVESTMENTS · EIN 26-1384398 / PN 260 | Common Collective Trust | — | — | $235K | 2.2% | |
| PUTNAM RETIREMENT ADV 2055 FUND XA PUTNAM INVESTMENTS · EIN 27-3616920 / PN 272 | Common Collective Trust | — | — | $211K | 1.9% | |
| INTERNATIONAL GROWTH FUND II R1 GREAT GRAY · EIN 38-4139842 / PN 000 | Common Collective Trust | — | — | $204K | 1.9% | |
| PUTNAM SMALL CAP GROWTH CL R GREAT GRAY · EIN 86-1846156 / PN 677 | Common Collective Trust | — | — | $200K | 1.8% | |
| MID CAP VALUE FEE CLASS R1 GREAT GRAY · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $170K | 1.6% | |
| PUTNAM RETIREMENT ADV 2035 FUND XA PUTNAM INVESTMENTS · EIN 26-0787945 / PN 261 | Common Collective Trust | — | — | $160K | 1.5% | |
| CORE PLUS BOND FUND FEE CLASS R1 GREAT GRAY · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $91K | 0.8% | |
| PUTNAM RETIREMENT ADV 2060 FUND XA PUTNAM INVESTMENTS · EIN 47-5459433 / PN 273 | Common Collective Trust | — | — | $65K | 0.6% | |
| PUTNAM RETIREMENT ADV 2050 FUND XA PUTNAM INVESTMENTS · EIN 26-0787670 / PN 258 | Common Collective Trust | — | — | $55K | 0.5% | |
| Pimco INT Bond (USD-Hedged) INST | — | — | — | $54K | 0.5% | |
| Fidelity US Bond Index | — | — | — | $33K | 0.3% | |
| PGIM SELECT REAL ESTATE FUND CIT CL GREAT GRAY · EIN 38-7264543 / PN 706 | Common Collective Trust | — | — | $32K | 0.3% | |
| PUTNAM RETIREMENT ADV 2065 FUND XA PUTNAM INVESTMENTS · EIN 85-3582370 / PN 277 | Common Collective Trust | — | — | $31K | 0.3% | |
| FIRST EAGLE SMALL CAP OPP CIT BENEFIT PLANS ADMIN SERVICES COLLECTIVE TRUSTS · EIN 87-6383971 / PN 000 | Common Collective Trust | — | — | $9K | <0.1% | |
| DFA Emerging Markets Core Equity I | Mutual Funds | — | — | $6K | <0.1% | |
| Fidelity Inflation Protected Bond Index | — | — | — | $5K | <0.1% | |
| LORD ABBETT SMALL CAP GROWTH TRUST GREAT GRAY · EIN 38-4139856 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| INTERNATIONAL GROWTH FUND CL R GREAT GRAY · EIN 26-3783561 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% |
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