Back to filter
Original filing (PDF)20250905050835NAL0016905697001
THE MIDDLEFIELD BANKING COMPANY
Form 5500
FILING_RECEIVED
THE MIDDLEFIELD BANKING CO. 401(K) PLAN
401(k) retirement plan
Active participants
241
Accounts w/ balance
291
Plan assets (EOY)
$17.7M
Net assets (EOY)
$17.7M
How this plan invests
This plan
1 pooled trust
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 58 bps in Schedule C fees — 100% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE MIDDLEFIELD BANKING COMPANY.
Plan sponsor
Name
THE MIDDLEFIELD BANKING COMPANY
EIN
34-0399850
Address
P O BOX 35 · MIDDLEFIELD, OH · 44062
Phone
(440) 632-3233
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-05
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SR SNODGRASS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $71K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALDEN INVESTMENT ADVISORS, LLC | 87-2722941 | — | INVESTMENT/FINANCIAL ADVI | $26K | — |
| LEAFHOUSE FINANCIAL ADVISORS LLC | 26-4311657 | — | INVESTMENT/FINANCIAL ADVI | $6K | — |
Investments
35 direct securities · 1 pooled fund· $17.4M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$17.0M
35 holdings
Common Collective Trust
$406K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD 500 INDEX FUND - ADM | Registered Investment Companies | — | — | $1.9M | 10.8% | |
| TRP RETIRE BLEND 2030 - I | Registered Investment Companies | — | — | $1.8M | 10.4% | |
| TRP RETIRE BLEND 2040 - I | Registered Investment Companies | — | — | $1.8M | 10.2% | |
| AMERFUNDS AMER BALANCED - R6 | Registered Investment Companies | — | — | $1.4M | 8.1% | |
| TRP RETIRE BLEND 2045 - I | Registered Investment Companies | — | — | $1.4M | 7.8% | |
| TRP RETIRE BLEND 2025 - I | Registered Investment Companies | — | — | $917K | 5.2% | |
| TRP RETIRE BLEND 2050 - I | Registered Investment Companies | — | — | $877K | 5.0% | |
| VANGUARD INFO TECH IDX ADMIRAL | Registered Investment Companies | — | — | $822K | 4.6% | |
| T ROWE LARGE CAP GROWTH I | Registered Investment Companies | — | — | $731K | 4.1% | |
| TRP RETIRE BLEND 2035 - I | Registered Investment Companies | — | — | $633K | 3.6% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $601K | 3.4% | |
| TRP RETIRE BLEND 2055 - I | Registered Investment Companies | — | — | $580K | 3.3% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $498K | 2.8% | |
| MET GG SV 25554 - J WILMINGTON TRUST RISC CIT · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $406K | 2.3% | |
| TRP RETIRE BLEND 2060 - I | Registered Investment Companies | — | — | $381K | 2.2% | |
| ISHARES MSCI TOTAL INTL IDX K | Registered Investment Companies | — | — | $364K | 2.1% | |
| TRP COMM & TECH I | Registered Investment Companies | — | — | $295K | 1.7% | |
| TRP RETIRE BLEND 2020 - I | Registered Investment Companies | — | — | $260K | 1.5% | |
| MFS MID CAP GROWTH R6 | Registered Investment Companies | — | — | $239K | 1.4% | |
| MFS INTERNATIONAL GROWTH R6 | Registered Investment Companies | — | — | $183K | 1.0% | |
| MFS GLOBAL GROWTH FUND - R6 | Registered Investment Companies | — | — | $180K | 1.0% | |
| PIONEER BOND FUND - K | Registered Investment Companies | — | — | $172K | 1.0% | |
| MFS VALUE R6 | Registered Investment Companies | — | — | $162K | 0.9% | |
| VICTORY ESTABLISHED VALUE R6 | Registered Investment Companies | — | — | $154K | 0.9% | |
| T. ROWE PRICE HEALTH SCI I | Registered Investment Companies | — | — | $143K | 0.8% | |
| DWS RREEF REAL EST SEC R6 | Registered Investment Companies | — | — | $108K | 0.6% | |
| LORD ABBETT BOND DEBENTURE R6 | Registered Investment Companies | — | — | $101K | 0.6% | |
| TRP RETIRE BLEND 2015 - I | Registered Investment Companies | — | — | $82K | 0.5% | |
| PGIM SHORT TERM CORP BOND R6 | Registered Investment Companies | — | — | $75K | 0.4% | |
| PUTNAM SM CAP GWTHR6 | Registered Investment Companies | — | — | $24K | 0.1% | |
| AMERICAN FUNDS NEW WORLD R6 | Registered Investment Companies | — | — | $21K | 0.1% | |
| FRANKLIN UTILITIES FUND - R6 | Registered Investment Companies | — | — | $18K | 0.1% | |
| T ROWE PRICE FINANCIAL SERVICE | Registered Investment Companies | — | — | $13K | <0.1% | |
| ALS SPECIAL SMALL CAP VALUE R6 | Registered Investment Companies | — | — | $8K | <0.1% | |
| VAN INTERNATIONAL VALUE - INV | Registered Investment Companies | — | — | $4K | <0.1% | |
| TRP RETIRE BLEND 2065 - I | Registered Investment Companies | — | — | $1K | <0.1% |