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Original filing (PDF)20251013180538NAL0002563328002
ENTERPRISE BANK & TRUST
Form 5500
FILING_RECEIVED
EFSC DEFINED CONTRIBUTION GROUP
401(k) retirement plan
Signals · 1
63% in single holding
Active participants
65
Accounts w/ balance
66
Plan assets (EOY)
$2.5M
Net assets (EOY)
$2.5M
How this plan invests
This plan
10 pooled trusts
Schedule D
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
75
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Schwab Indexed Retirement Trust 2055 Collective Investment Trust (3)" is 63% of plan.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ENTERPRISE BANK & TRUST.
Plan sponsor
Name
ENTERPRISE BANK & TRUST
EIN
33-6658324
Address
2487 S. GILBERT RD. · GILBERT, AZ · 85295
Phone
(888) 402-9473
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
13 direct securities · 10 pooled funds· $2.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$1.8M
10 holdings
Uncategorized
$712K
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SCHWAB INDEXED RET TRUST FD 2055 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 021 | Common Collective Trust | — | — | $1.5M | 62.8% | |
| State Street Equity 500 Index Mutual Fund (2) | — | — | — | $188K | 7.6% | |
| State Street Sm/Mid Cap Equity Index Mutual Fund (2) | — | — | — | $107K | 4.4% | |
| Schwab Government Money Fund Money Market Fund (1) | — | — | — | $99K | 4.0% | |
| SCHWAB INDEXED RET TRUST FD 2045 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 018 | Common Collective Trust | — | — | $97K | 3.9% | |
| Dodge & Cox Stock Fund Mutual Fund (2) | — | — | — | $83K | 3.4% | |
| Polen Growth Fund Inst Mutual Fund (2) | — | — | — | $65K | 2.6% | |
| Participant Loans Interest rates from 4.25% - 9.50% (1) | — | — | — | $48K | 1.9% | |
| SCHWAB INDEXED RET TRUST FD 2060 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 023 | Common Collective Trust | — | — | $44K | 1.8% | |
| State Street Global All Cap Equity US Ind Mutual Fund (2) | — | — | — | $32K | 1.3% | |
| State Street Aggregate Bond Index Mutual Fund (2) | — | — | — | $31K | 1.3% | |
| Baird Aggregate Bond Inst Mutual Fund (1) | — | — | — | $22K | 0.9% | |
| Vanguard LifeStrategy Moderate Growth Mutual Fund (1) | — | — | — | $18K | 0.7% | |
| SCHWAB INDEXED RET TRUST FD 2030 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 015 | Common Collective Trust | — | — | $18K | 0.7% | |
| SCHWAB INDEXED RET TRUST FD 2040 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 017 | Common Collective Trust | — | — | $17K | 0.7% | |
| SCHWAB INDEXED RET TRUST FD 2025 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 014 | Common Collective Trust | — | — | $15K | 0.6% | |
| Hood River Small Cap Growth Inst Mutual Fund (1) | — | — | — | $10K | 0.4% | |
| AMG River Road Small Cap Value I Mutual Fund (1) | — | — | — | $8K | 0.3% | |
| SCHWAB INDEXED RET TRUST FD 2035 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 016 | Common Collective Trust | — | — | $5K | 0.2% | |
| SCHWAB INDEXED RET TRUST FD 2050 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 019 | Common Collective Trust | — | — | $5K | 0.2% | |
| SCHWAB INDEXED RET TRUST FD 2065 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 025 | Common Collective Trust | — | — | $3K | 0.1% | |
| SCHWAB INDEXED RET TRUST FD 2020 CHARLES SCHWAB BANK · EIN 81-0625169 / PN 013 | Common Collective Trust | — | — | $1K | <0.1% | |
| Vanguard LifeStrategy Growth Fund Mutual Fund (2) | — | — | — | $1K | <0.1% |
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