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Original filing (PDF)20251014202511NAL0004900560001
BOARD OF TRUSTEES, RIVERSIDE SHERIFFS' ASSOCIATION
Form 5500
FILING_RECEIVED
RIVERSIDE SHERIFFS' ASSOCIATION LEGAL DEFENSE TRUST
Health & welfare plan
Signals · 2
~194 bps in Sched C feesNo recordkeeper disclosed
Active participants
3,431
Accounts w/ balance
—
Plan assets (EOY)
$6.4M
Net assets (EOY)
$6.3M
How this plan invests
This plan
286 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 194 bps in Schedule C fees — 273% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BOARD OF TRUSTEES, RIVERSIDE SHERIFFS' ASSOCIATION.
Plan sponsor
Name
BOARD OF TRUSTEES, RIVERSIDE SHERIFFS' ASSOCIATION
DBA
LEGAL DEFENSE TRUST
EIN
33-6200313
Address
21810 CACTUS AVE · RIVERSIDE, CA · 92518
Phone
(951) 653-5152
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Welfare benefit codes
4G · Prepaid Legal
Audit & trust (Schedule H)
Auditor
MILLER KAPLAN ARASE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SYRIOS WEALTH MANAGEMENT GROUP | 99-3372000 | — | NONE | $49K | — |
| SALTZMAN & JOHNSON | 94-2376174 | — | NONE | $40K | — |
| MILLER KAPLAN ARASE LLP | 95-2036255 | — | NONE | $35K | — |
Investments
286 direct securities· $5.8M(91% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Sweep and Money Market Accounts | — | 386,160 | $386K | $386K | 6.0% | |
| U.S. Treasury Notes | — | 140,000 | $141K | $136K | 2.1% | |
| U.S. Treasury Notes | — | 133,000 | $136K | $130K | 2.0% | |
| U.S. Treasury Notes | — | 120,000 | $118K | $114K | 1.8% | |
| U.S. Treasury Notes | — | 117,000 | $118K | $108K | 1.7% | |
| Microsoft Corp. | — | 253 | $47K | $107K | 1.7% | |
| U.S. Treasury Notes | — | 107,000 | $107K | $102K | 1.6% | |
| U.S. Treasury Notes | — | 100,000 | $99K | $98K | 1.5% | |
| U.S. Treasury Notes | — | 95,000 | $92K | $88K | 1.4% | |
| U.S. Treasury Notes | — | 90,000 | $91K | $88K | 1.4% | |
| Amazon Com Inc. | — | 378 | $53K | $83K | 1.3% | |
| AT&T, Inc. | — | 88,000 | $76K | $77K | 1.2% | |
| U.S. Treasury Notes | — | 85,000 | $82K | $76K | 1.2% | |
| U.S. Treasury Inflation Index Notes | — | 58,000 | $65K | $70K | 1.1% | |
| Alphabet Inc. | — | 364 | $27K | $69K | 1.1% | |
| Apple Inc. | — | 268 | $51K | $67K | 1.0% | |
| U.S. Treasury Notes | — | 70,000 | $73K | $67K | 1.0% | |
| U.S. Treasury Notes | — | 75,000 | $68K | $67K | 1.0% | |
| U.S. Treasury Notes | — | 67,000 | $63K | $62K | 1.0% | |
| Broadcom Inc. | — | 263 | $38K | $61K | 0.9% | |
| U.S. Treasury Notes | — | 55,000 | $59K | $53K | 0.8% | |
| Federal Home Ln Mtg Corp. | — | 52,000 | $52K | $51K | 0.8% | |
| UnitedHealth Group, Inc. | — | 52,000 | $50K | $50K | 0.8% | |
| Gilead Sciences, Inc. | — | 50,000 | $50K | $50K | 0.8% | |
| Enterprise Products Oper | — | 50,000 | $50K | $50K | 0.8% | |
| U.S. Treasury Notes | — | 50,000 | $50K | $50K | 0.8% | |
| Berkshire Hathaway Inc. | — | 50,000 | $51K | $49K | 0.8% | |
| U.S. Treasury Notes | — | 50,000 | $49K | $49K | 0.8% | |
| U.S. Treasury Notes | — | 50,000 | $48K | $49K | 0.8% | |
| Verizon Communications | — | 50,000 | $47K | $49K | 0.8% | |
| Fiserv Inc. | — | 49,000 | $49K | $48K | 0.8% | |
| Bank of America Corp. | — | 50,000 | $47K | $48K | 0.7% | |
| Goldman Sachs Group, Inc. | — | 50,000 | $45K | $48K | 0.7% | |
| Abbvie Inc. | — | 48,000 | $48K | $48K | 0.7% | |
| U.S. Treasury Notes | — | 50,000 | $51K | $48K | 0.7% | |
| U.S. Treasury Notes | — | 58,000 | $56K | $47K | 0.7% | |
| CVS Health Corp. | — | 49,000 | $49K | $47K | 0.7% | |
| JPMorgan Chase & Co. | — | 48,000 | $48K | $47K | 0.7% | |
| Anheuser-Busch Inbev | — | 50,000 | $47K | $47K | 0.7% | |
| U.S. Treasury Notes | — | 50,000 | $54K | $47K | 0.7% | |
| Citigroup Inc. | — | 55,000 | $45K | $47K | 0.7% | |
| U.S. Treasury Notes | — | 50,000 | $47K | $45K | 0.7% | |
| U.S. Treasury Notes | — | 45,000 | $45K | $45K | 0.7% | |
| U.S. Treasury Notes | — | 40,000 | $43K | $38K | 0.6% | |
| Goldman Sachs Trust Fin. Sq. Treasury Instruments | — | 37,836 | $38K | $38K | 0.6% | |
| U.S. Treasury Notes | — | 35,000 | $38K | $37K | 0.6% | |
| Coca-Cola Co. | — | 40,000 | $40K | $36K | 0.6% | |
| U.S. Treasury Notes | — | 37,000 | $36K | $35K | 0.6% | |
| U.S. Treasury Notes | — | 35,000 | $35K | $35K | 0.5% | |
| U.S. Treasury Notes | — | 35,000 | $35K | $35K | 0.5% | |
| Meta Platforms Inc. | — | 58 | $27K | $34K | 0.5% | |
| Unitedhealth Group Inc. | — | 66 | $28K | $33K | 0.5% | |
| Public Storage | — | 35,000 | $33K | $32K | 0.5% | |
| PNC Financial Services | — | 30,000 | $30K | $31K | 0.5% | |
| U.S. Treasury Notes | — | 31,000 | $31K | $30K | 0.5% | |
| U.S. Treasury Notes | — | 30,000 | $31K | $30K | 0.5% | |
| U.S. Treasury Notes | — | 30,000 | $30K | $30K | 0.5% | |
| U.S. Treasury Notes | — | 30,000 | $31K | $30K | 0.5% | |
| JPMorgan Chase & Co. | — | 30,000 | $34K | $30K | 0.5% | |
| Abbvie Inc. | — | 30,000 | $29K | $30K | 0.5% | |
| Morgan Stanley | — | 28,000 | $27K | $28K | 0.4% | |
| Amphenol Corp. | — | 397 | $20K | $28K | 0.4% | |
| Caterpillar Finl Service | — | 30,000 | $30K | $28K | 0.4% | |
| Bank of America Corp. | — | 28,000 | $28K | $27K | 0.4% | |
| Truist Financial Corp. | — | 30,000 | $29K | $27K | 0.4% | |
| Pfizer Investment | — | 28,000 | $28K | $27K | 0.4% | |
| Nike Inc. | — | 29,000 | $30K | $26K | 0.4% | |
| U.S. Treasury Notes | — | 25,000 | $25K | $25K | 0.4% | |
| Georgia Power Co. | — | 25,000 | $25K | $25K | 0.4% | |
| U.S. Treasury Notes | — | 25,000 | $24K | $25K | 0.4% | |
| Northern Trust Corp. | — | 25,000 | $24K | $25K | 0.4% | |
| Visa Inc. | — | 75 | $14K | $24K | 0.4% | |
| U.S. Treasury Notes | — | 25,000 | $22K | $24K | 0.4% | |
| U.S. Treasury Notes | — | 25,000 | $22K | $23K | 0.4% | |
| Bank of America Corp. | — | 532 | $18K | $23K | 0.4% | |
| Charles Schwab Corp. | — | 25,000 | $26K | $23K | 0.4% | |
| Hormel Foods Corp. | — | 25,000 | $22K | $23K | 0.4% | |
| Costco Wholesale Corp. | — | 26,000 | $26K | $22K | 0.3% | |
| Eli Lilly & Co. | — | 28 | $23K | $22K | 0.3% | |
| Home Depot Inc. | — | 55 | $17K | $21K | 0.3% | |
| Bank of America Corp. | — | 21,000 | $23K | $20K | 0.3% | |
| US Bancorp | — | 20,000 | $21K | $20K | 0.3% | |
| American Express Co. | — | 20,000 | $21K | $20K | 0.3% | |
| Royal Caribbean Cruises Ltd. | — | 86 | $14K | $20K | 0.3% | |
| U.S. Treasury Notes | — | 20,000 | $21K | $20K | 0.3% | |
| Intercontinental Exchange | — | 130 | $10K | $19K | 0.3% | |
| U.S. Treasury Notes | — | 20,000 | $20K | $19K | 0.3% | |
| Arch Cap Group Ltd. | — | 203 | $22K | $19K | 0.3% | |
| Federated Hermes Government Obligations Fund | — | 18,209 | $18K | $18K | 0.3% | |
| U.S. Treasury Notes | — | 17,000 | $17K | $17K | 0.3% | |
| Accenture PLC Ireland | — | 48 | $14K | $17K | 0.3% | |
| GE Aerospace | — | 100 | $17K | $17K | 0.3% | |
| Gartner Inc. | — | 34 | $18K | $16K | 0.3% | |
| Mastercard Inc. | — | 31 | $14K | $16K | 0.3% | |
| U.S. Treasury Notes | — | 20,000 | $16K | $16K | 0.3% | |
| Goldman Sachs Group Inc. | — | 28 | $10K | $16K | 0.2% | |
| Exxon Mobile Corp. | — | 147 | $16K | $16K | 0.2% | |
| Thermo Fisher Scientific Inc. | — | 30 | $10K | $16K | 0.2% | |
| U.S. Treasury Notes | — | 16,000 | $16K | $15K | 0.2% | |
| U.S. Treasury Notes | — | 15,000 | $15K | $15K | 0.2% | |
| Bank of NY Mellon Corp. | — | 15,000 | $14K | $15K | 0.2% | |
| Boeing Co. | — | 83 | $14K | $15K | 0.2% | |
| Ross Stores Inc. | — | 95 | $14K | $14K | 0.2% | |
| British Amern TOB PLC | — | 395 | $14K | $14K | 0.2% | |
| RTX Corp. | — | 123 | $14K | $14K | 0.2% | |
| Danaher Corp. | — | 61 | $12K | $14K | 0.2% | |
| JPMorgan Chase & Co. | — | 14,000 | $16K | $14K | 0.2% | |
| Philip Morris | — | 112 | $13K | $13K | 0.2% | |
| Salesforce Inc. | — | 40 | $10K | $13K | 0.2% | |
| Brown and Brown Inc. | — | 131 | $14K | $13K | 0.2% | |
| U.S. Treasury Notes | — | 13,000 | $13K | $13K | 0.2% | |
| Marvell Technology Inc. | — | 115 | $8K | $13K | 0.2% | |
| Chubb Ltd. | — | 45 | $11K | $12K | 0.2% | |
| Conocophillips Co. | — | 124 | $8K | $12K | 0.2% | |
| Abbott Laboratories | — | 106 | $11K | $12K | 0.2% | |
| NVIDIA Corp. | — | 89 | $6K | $12K | 0.2% | |
| Waste Mgmt Inc. | — | 58 | $8K | $12K | 0.2% | |
| Copart Inc. | — | 201 | $11K | $12K | 0.2% | |
| Carrier Global Corp. | — | 167 | $11K | $11K | 0.2% | |
| Marsh and MC Lennan Companies Inc. | — | 53 | $6K | $11K | 0.2% | |
| Takeda Pharmaceutical Co. Ltd. | — | 850 | $12K | $11K | 0.2% | |
| Applied Materials Inc. | — | 68 | $9K | $11K | 0.2% | |
| JP Morgan Chase & Co. | — | 46 | $10K | $11K | 0.2% | |
| Vertex Pharmaceuticals Inc. | — | 27 | $12K | $11K | 0.2% | |
| Boston Scientific Corp. | — | 120 | $5K | $11K | 0.2% | |
| Paccar Inc. | — | 103 | $11K | $11K | 0.2% | |
| Alibaba Group Holding Ltd. | — | 126 | $9K | $11K | 0.2% | |
| Blackstone Group Inc. | — | 61 | $9K | $11K | 0.2% | |
| Linde PLC | — | 25 | $11K | $10K | 0.2% | |
| McDonalds Corp. | — | 35 | $7K | $10K | 0.2% | |
| U.S. Treasury Notes | — | 10,000 | $10K | $10K | 0.2% | |
| Analog Devices Inc. | — | 47 | $5K | $10K | 0.2% | |
| Coca-Cola Co. | — | 154 | $7K | $10K | 0.1% | |
| GSK PLC | — | 281 | $11K | $10K | 0.1% | |
| Procter & Gamble Co. | — | 56 | $6K | $9K | 0.1% | |
| Sanofi ADR | — | 194 | $9K | $9K | 0.1% | |
| Embraer SA | — | 253 | $5K | $9K | 0.1% | |
| Carlisle Companies Inc. | — | 25 | $12K | $9K | 0.1% | |
| Schwab Charles Corp | — | 123 | $8K | $9K | 0.1% | |
| Heineken Holding NV | — | 302 | $12K | $9K | 0.1% | |
| Prologis Inc. | — | 85 | $9K | $9K | 0.1% | |
| Henkel AG & Co. | — | 467 | $8K | $9K | 0.1% | |
| Netflix.Com Inc. | — | 10 | $4K | $9K | 0.1% | |
| American Express Co. | — | 30 | $4K | $9K | 0.1% | |
| WPP PLC | — | 170 | $8K | $9K | 0.1% | |
| CDW Corporation of Delaware | — | 50 | $10K | $9K | 0.1% | |
| UBS Group AG | — | 284 | $8K | $9K | 0.1% | |
| C A E Inc. | — | 331 | $6K | $8K | 0.1% | |
| Arista Networks Inc. | — | 76 | $8K | $8K | 0.1% | |
| Swatch Grp AG | — | 924 | $10K | $8K | 0.1% | |
| Norfolk Southern Corp. | — | 35 | $7K | $8K | 0.1% | |
| Medtronic PLC | — | 102 | $10K | $8K | 0.1% | |
| Liberty Media Corp. | — | 85 | $7K | $8K | 0.1% | |
| Labcorp Holdings Inc. | — | 34 | $7K | $8K | 0.1% | |
| Erste Group Bank AG | — | 248 | $6K | $8K | 0.1% | |
| JPMorgan Chase & Co. | — | 8,000 | $8K | $8K | 0.1% | |
| China Resources Beer | — | 1,120 | $8K | $8K | 0.1% | |
| GE Healthcare Techs Inc. | — | 96 | $8K | $8K | 0.1% | |
| Dollar Tree Stores Inc. | — | 99 | $7K | $7K | 0.1% | |
| Taiwan Semiconductor MFG Co. Ltd. | — | 37 | $6K | $7K | 0.1% | |
| BNP Paribas | — | 237 | $7K | $7K | 0.1% | |
| Sumitomo Mitsui TR ADR | — | 1,538 | $6K | $7K | 0.1% | |
| CBRE Group Inc. | — | 55 | $6K | $7K | 0.1% | |
| Brown-Forman Corp. | — | 190 | $9K | $7K | 0.1% | |
| Adobe Systems Inc. | — | 16 | $7K | $7K | 0.1% | |
| American Intl Group Inc. | — | 97 | $7K | $7K | 0.1% | |
| Waters Corp. | — | 19 | $7K | $7K | 0.1% | |
| United Rentals Inc. | — | 10 | $7K | $7K | 0.1% | |
| Advanced Micro Devices Inc. | — | 58 | $9K | $7K | 0.1% | |
| Honeywell International Inc. | — | 31 | $6K | $7K | 0.1% | |
| Reckitt Benckiser ADR | — | 582 | $7K | $7K | 0.1% | |
| Rockwell Automation Inc. | — | 24 | $7K | $7K | 0.1% | |
| Grifols SA | — | 918 | $7K | $7K | 0.1% | |
| Floor & Decor Holdings Inc. | — | 68 | $8K | $7K | 0.1% | |
| Avery Dennison Corp. | — | 36 | $6K | $7K | 0.1% | |
| Carrefour SA | — | 2,403 | $8K | $7K | 0.1% | |
| Smith & Nephew PLC | — | 266 | $7K | $7K | 0.1% | |
| Petroleo Brasileiro SA | — | 552 | $9K | $7K | 0.1% | |
| Berkley W R Corp. | — | 111 | $7K | $6K | 0.1% | |
| Brookfield Asst. Mgmt. | — | 117 | $6K | $6K | <0.1% | |
| Thor Industries | — | 66 | $8K | $6K | <0.1% | |
| Nordson Corp. | — | 30 | $7K | $6K | <0.1% | |
| CEMEX SAB de CV | — | 1,098 | $7K | $6K | <0.1% | |
| Merck and Co. | — | 62 | $6K | $6K | <0.1% | |
| MKS Instruments Inc. | — | 59 | $6K | $6K | <0.1% | |
| Jacobs Solutions Inc. | — | 46 | $6K | $6K | <0.1% | |
| Publicis Group SA | — | 231 | $6K | $6K | <0.1% | |
| Lithia MTRS Inc. | — | 17 | $5K | $6K | <0.1% | |
| Astellas Pharma-Unso | — | 627 | $7K | $6K | <0.1% | |
| Abbvie Inc. | — | 34 | $6K | $6K | <0.1% | |
| Orange Sponsored ADR | — | 614 | $7K | $6K | <0.1% | |
| Teledyne Technologies Inc. | — | 13 | $6K | $6K | <0.1% | |
| Infineon Technologies AG | — | 185 | $6K | $6K | <0.1% | |
| Danone Sponsored | — | 444 | $6K | $6K | <0.1% | |
| Heico Corp. | — | 25 | $4K | $6K | <0.1% | |
| Ambev SA | — | 3,205 | $8K | $6K | <0.1% | |
| Kering SA | — | 240 | $9K | $6K | <0.1% | |
| SAP SE-Sponsored ADR | — | 24 | $4K | $6K | <0.1% | |
| Liberty Broadband Corp. | — | 79 | $6K | $6K | <0.1% | |
| Deutsche Post AG | — | 168 | $7K | $6K | <0.1% |
Showing top 200 of 286 investments by value.
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