Original filing (PDF)20251010134852NAL0018159394002

REGULUS GROUP, LLC

Name: REGULUS GROUP, LLC — REGULUS 401(K), Form 5500 (2024)
Creator: REGULUS GROUP, LLC

Form 5500

FILING_RECEIVED

REGULUS 401(K)

401(k) retirement plan

Active participants

241

Accounts w/ balance

282

Plan assets (EOY)

$55.2M

Net assets (EOY)

$55.2M

How this plan invests

This plan

33 pooled trusts

Schedule D

50 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

25 bps in Schedule C fees — 58% above peer band of 16 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for REGULUS GROUP, LLC.

Plan sponsor

Name

REGULUS GROUP, LLC

EIN

33-1009928

Address

102 NORTH MAIN STREET · WOODSTOCK, VA · 22664

Phone

(540) 459-2142

Industry

Engineering Services· Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3B · Covers self-employed individuals

Audit & trust (Schedule H)

Auditor

PBMARES, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA LIFE INSURANCE COMPANY	39-0989781	—	RECORDKEEPER	$31K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
EDWARD D JONES & CO	43-0345811	—	ADVISOR	$74K	—
MESIROW FINANCIAL, INC.	36-3194849	—	ADVISOR	$10K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
PBMARES, LLP	54-0737372	—	AUDITOR	$25K	—

Investments

15 direct securities · 33 pooled funds· $81.1M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Pooled Separate Account

$51.6M

33 holdings

Uncategorized

$29.4M

15 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
TRANSAMERICA OT 2040 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 693	Pooled Separate Account	—	—	$7.1M	12.9%
Transamerica Life Insurance Co. VANGUARD TOTAL STOCK MARKET INDEX	—	—	—	$6.8M	12.3%
TA VANGUARD TTL STOCK MKT IDX OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 114	Pooled Separate Account	—	—	$6.8M	12.3%
Transamerica Life Insurance Co. STATE STEET PRTN SERIES WITH TA MOD GR RETOPT	—	—	—	$5.7M	10.4%
TA VANGUARD LIFESTRATEGY MOD GR TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 504	Pooled Separate Account	—	—	$5.7M	10.4%
TRANSAMERICA OT 2030 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 691	Pooled Separate Account	—	—	$3.5M	6.3%
Transamerica Life Ins Co Hartford Dividend and Gr Ret Opt	—	—	—	$2.9M	5.2%
HARTFORD DIVIDEND AND GR RET OPT TRANSAMERICA LIFE INS CO · EIN 82-5217478 / PN 109	Pooled Separate Account	—	—	$2.9M	5.2%
Transamerica Life Insurance Co. MFS MASSACHUSETTES INVESTORS GR STK	—	—	—	$2.5M	4.5%
MFS MASSACHUSETTS INVS GR STOCK TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 897	Pooled Separate Account	—	—	$2.5M	4.5%
TRANSAMERICA OT 2050 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 695	Pooled Separate Account	—	—	$2.4M	4.3%
AMERICAN FDS NEW PERSPECTIVE RT OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 828	Pooled Separate Account	—	—	$2.3M	4.2%
Transamerica Life Insurance Co. STATE STREET S&P MIDCAP INDEX	—	—	—	$2.2M	4.0%
STATE STREET S&P MD CP IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 036	Pooled Separate Account	—	—	$2.2M	4.0%
HARTFORD BALANCED INC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 967	Pooled Separate Account	—	—	$2.1M	3.9%
Transamerica Life Insurance Co. TRANSAMERICA STABLE VALUE CORE OPTION	—	—	—	$2.0M	3.6%
Transamerica Life Insurance Co. TRANSAMERICA BOND	—	—	—	$1.9M	3.5%
TRANSAMERICA FLEX INC RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 787	Pooled Separate Account	—	—	$1.9M	3.5%
HARTFORD MID CAP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 870	Pooled Separate Account	—	—	$1.6M	3.0%
Transamerica Life Insurance Co. HARTFORD MIDCAP	—	—	—	$1.6M	3.0%
STATE STREET RUSSELL SM CP GR IDX TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 121	Pooled Separate Account	—	—	$1.1M	2.0%
STATE STREET RUSSELL LG CP GR IDX TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 122	Pooled Separate Account	—	—	$1.1M	2.0%
TRANSAMERICA OT 2020 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 689	Pooled Separate Account	—	—	$885K	1.6%
Transamerica Life Ins Co American Century Md cp Val Ret Opt	—	—	—	$825K	1.5%
AMERICAN CENTURY MD CP VAL RET OPT TRANSAMERICA LIFE INS CO · EIN 82-5217478 / PN 195	Pooled Separate Account	—	—	$825K	1.5%
MFS INTL DIVERSIFICATION RET OPT TRANSAMERICA LIFE INS CO · EIN 82-5217478 / PN 124	Pooled Separate Account	—	—	$720K	1.3%
Transamerica Life Insurance Co. STATE STEET PRTN SERIES WITH TA AGG GR RETOPT	—	—	—	$712K	1.3%
TA VANGUARD LIFESTRATEGY GR RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 502	Pooled Separate Account	—	—	$712K	1.3%
STATE STREET RUSSELL SM CP IDX OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 033	Pooled Separate Account	—	—	$705K	1.3%
Transamerica Life Ins Co DFA Infl-Prtctd Sec Pofolio Opt	—	—	—	$630K	1.1%
DFA INFL-PRTCTD SEC POFOLIO OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 526	Pooled Separate Account	—	—	$630K	1.1%
Participants Notes Receivable with interest rates of 4.25% to 9.50%	—	—	—	$540K	1.0%
LORD ABBETT HIGH YIELD RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 896	Pooled Separate Account	—	—	$532K	1.0%
STATE STREET RUSSELL SM CP VAL IDX TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 046	Pooled Separate Account	—	—	$531K	1.0%
Transamerica Life Insurance Co. DFS U.S. TARGETED VALUE PORTFOLIO	—	—	—	$488K	0.9%
DFA U.S. TRGTED VAL PRTF RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 527	Pooled Separate Account	—	—	$488K	0.9%
STATE STREET RUSSELL LG CP VAL IDX TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 120	Pooled Separate Account	—	—	$402K	0.7%
TRANSAMERICA OT 2060 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 821	Pooled Separate Account	—	—	$330K	0.6%
Transamerica Life Insurance Co. HARTFROD INTERNATIONAL OPPORTUNITIES	—	—	—	$303K	0.5%
HARTFORD INTL OPP RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 946	Pooled Separate Account	—	—	$303K	0.5%
TRANSAMERICA OT 2055 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 696	Pooled Separate Account	—	—	$289K	0.5%
STATE STREET INTL INDEX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 035	Pooled Separate Account	—	—	$274K	0.5%
Transamerica Life Ins Co State Street U.S. Bd Idx Ret Opt	—	—	—	$265K	0.5%
STATE STREET U.S. BD IDX RET OPT TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 037	Pooled Separate Account	—	—	$265K	0.5%
TRANSAMERICA OT 2045 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 694	Pooled Separate Account	—	—	$218K	0.4%
TRANSAMERICA OT 2010 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 687	Pooled Separate Account	—	—	$161K	0.3%
TRANSAMERICA OT 2035 AMER FD TRANSAMERICA LIFE INS CO · EIN 39-0989781 / PN 692	Pooled Separate Account	—	—	$20K	<0.1%
TRANSAMERICA OT 2065 AMER FD TRANSAMERICA LIFE INS CO · EIN 82-5217478 / PN 444	Pooled Separate Account	—	—	$11K	<0.1%