Original filing (PDF)20251014101922NAL0003639136001

DESERT PHYSICIANS MANAGEMENT L

Name: DESERT PHYSICIANS MANAGEMENT L — DESERT PHYSICIANS MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST, Form 5500 (2024)
Creator: DESERT PHYSICIANS MANAGEMENT L

Form 5500

FILING_RECEIVED

DESERT PHYSICIANS MANAGEMENT L 401(K) PROFIT SHARING PLAN & TRUST

401(k) retirement plan

Signals · 1

63% in single holding

Active participants

249

Accounts w/ balance

266

Plan assets (EOY)

$5.9M

Net assets (EOY)

$5.9M

How this plan invests

This plan

36 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Top holding "Mid Atlantic American Funds Balanced Fund Classes R-6 Mutual funds Not required" is 63% of plan.
63 bps in Schedule C fees — modestly above peer band of 52 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for DESERT PHYSICIANS MANAGEMENT L.

Plan sponsor

Name

DESERT PHYSICIANS MANAGEMENT L

EIN

33-0980643

Address

19111 TOWN CENTER DR · APPLE VALLEY, CA · 923088989

Phone

(760) 242-7777

Industry

Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-14

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

LAWRENCE R MITCHELL & CO CPAS

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
PAYCHEX, INC.	16-1124166	ROCHESTER, NY	RECORDKEEPER	$17K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
RAYMOND JAMES & ASSOCIATES, INC.	59-1199408	ST. PETERSBURG, FL	ADVISOR	$20K	—

Investments

35 direct securities· $5.9M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Mid Atlantic American Funds Balanced Fund Classes R-6 Mutual funds Not required	—	—	—	$3.7M	62.7%
Mid Atlantic TIAA-CREF Large-Cap Growth Index Fund Inst. Mutual funds Not required	—	—	—	$415K	7.1%
Mid Atlantic IShares S&P 500 Index Fund Class K Mutual funds Not required	—	—	—	$235K	4.0%
Mid Atlantic Vanguard High-Yield Corporate Fund Admiral Mutual funds Not required	—	—	—	$177K	3.0%
Mid Atlantic Vanguard Mid-Cap Index Fund Admiral Shares Mutual funds Not required	—	—	—	$171K	2.9%
Mid Atlantic American Funds 2030 Target Date Retirement R6 Mutual funds Not required 65 * Mid Atlantic American Funds 2050 Target Date Retirement R6 Mutual funds Not required	—	—	—	$164K	2.8%
Mid Atlantic Vanguard Total Bond Market Index Fund Admiral Mutual funds Not required	—	—	—	$154K	2.6%
Mid Atlantic Vanguard Information Technology Index Mutual funds Not required	—	—	—	$145K	2.5%
Notes receivable from participants 8.75 - 9.50% -	—	—	—	$139K	2.4%
Vanguard Mid-Cap Growth Index Fund Admiral * Mid Atlantic Shares Mutual funds Not required	—	—	—	$101K	1.7%
Mid Atlantic Vanguard Small-Cap Growth Index Fund Admiral Mutual funds Not required	—	—	—	$64K	1.1%
Mid Atlantic American Funds Capital Income Builder Class R-6 Mutual funds Not required	—	—	—	$61K	1.0%
Mid Atlantic AB Government Money Market Portfolio Advisor Mutual funds Not required	—	—	—	$48K	0.8%
Mid Atlantic Federated Hermes Kaufmann Small Cap Fund Mutual funds Not required	—	—	—	$45K	0.8%
Mid Atlantic American Funds 2020 Target Date Retirement R6 Mutual funds Not required 77 * Mid Atlantic American Funds 2025 Target Date Retirement R6 Mutual funds Not required	—	—	—	$35K	0.6%
Mid Atlantic Vanguard Short-Term Treasury Fund Admiral Mutual funds Not required	—	—	—	$30K	0.5%
Mid Atlantic American Funds 2035 Target Date Retirement R-6 Mutual funds Not required	—	—	—	$27K	0.5%
Mid Atlantic AB Global Real Estate Investment Fund II Mutual funds Not required	—	—	—	$24K	0.4%
Mid Atlantic American Funds 2045 Target Date Retirement Mutual funds Not required	—	—	—	$23K	0.4%
Mid Atlantic Vanguard Mid-Cap Value Index Fund Admiral Mutual funds Not required	—	—	—	$19K	0.3%
Mid Atlantic TIAA-CREF Large-Cap Value Index Fund Inst Mutual funds Not required	—	—	—	$18K	0.3%
Mid Atlantic American Funds 2040 Target Date Retirement R6 Mutual funds Not required	—	—	—	$14K	0.2%
Mid Atlantic Vanguard Energy Index Fund Mutual funds Not required	—	—	—	$12K	0.2%
Vanguard Emerging Markets Stock Index Fund * Mid Atlantic Admiral Mutual funds Not required	—	—	—	$9K	0.2%
Mid Atlantic Vanguard High Dividend Yield I Mutual funds Not required	—	—	—	$9K	0.2%
Mid Atlantic Janus Henderson Global Life Sciences Fund Mutual funds Not required	—	—	—	$8K	0.1%
Mid Atlantic Calvert US Large Cap Core Responsible Index Mutual funds Not required	—	—	—	$7K	0.1%
Mid Atlantic TIAA-CREF Small-Cap Blend Index Fund Inst Mutual funds Not required	—	—	—	$6K	0.1%
Mid Atlantic TIAA-CREF International Equity Index Fund Inst Mutual funds Not required	—	—	—	$5K	<0.1%
Mid Atlantic American Funds 2060 Target Date Retirement R6 Mutual funds Not required	—	—	—	$4K	<0.1%
Mid Atlantic Vanguard Total International Bond Index Fund Mutual funds Not required	—	—	—	$4K	<0.1%
Mid Atlantic Columbia Emerging Markets Bond Fund Inst Class Mutual funds Not required	—	—	—	$3K	<0.1%
Mid Atlantic Lazard Global Listed Infrastructure Mutual funds Not required	—	—	—	$3K	<0.1%
Mid Atlantic American Funds Capital World G Mutual funds Not required	—	—	—	$2K	<0.1%
Mid Atlantic Vanguard Inflation-Protected Securities Fund Mutual funds Not required	—	—	—	$2K	<0.1%