How big is Spine Wave, Inc.'s plan?

Spine Wave, Inc.'s plan reported $26.3M in assets and 59 participants for 2024.

Original filing (PDF)20250929083607NAL0026257890001

Spine Wave, Inc.

Name: Spine Wave, Inc. — Spine Wave, Inc. 401(k) Profit, Form 5500 (2024)
Creator: Spine Wave, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Spine Wave, Inc. 401(k) Profit Sharing Plan and Trust

401(k) retirement plan · Spine Wave, Inc.'s Spine Wave, Inc. 401(k) Profit Sharing Plan and Trust held $26.3M in plan assets for 59 participants in 2024, with Fidelity as recordkeeper.

Signals · 2

Corrective distributions issuedHigh average account balance

Active participants

Accounts w/ balance

115

Plan assets (EOY)

$26.3M

Net assets (EOY)

$26.3M

People on this filing

Terrence Brennan signed Spine Wave, Inc.'s 2024 Form 5500 as plan administrator.

Terrence Brennan — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Spine Wave, Inc.'s EIN is 33-0954246.

EIN 33-0954246

Plan number 001

Plan year 2024

ACK ID 20250929083607NAL0026257890001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Spine Wave, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Spine Wave, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

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How this plan invests

This plan

30 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High average account balance (98th percentile).
High account-holder ratio — balance-holders per active participant in the top 15% of peers (94th percentile).

Plan sponsor

Name

SPINE WAVE, INC.

EIN

all filings

Address

3 ENTERPRISE DRIVE · SUITE 210 · SHELTON, CT · 06484

Phone

(203) 712-1810

Industry

Manufacturing

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-09-29

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

COHNREZNICK LLP

Trustee / custodian

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$21K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILLLYNCH	13-5674085	—	INVESTMENT ADVISOR	$18K	—

Investments

30 direct securities· $26.3M(100% of reported assets)

Other securities

$12.3M

15 holdings

Mutual Funds

$8.0M

10 holdings

Common Collective Trusts

$5.9M

4 holdings

U.S. Treasuries

$226K

1 holding

					% of plan
Fidelity 500 Index Fund - Premium Class Mutual fund	Common Collective Trusts	—	—	$3.0M	11.3%
BlackRock LifePath Index 2040 Fund Class K Shares Mutual fund	Other securities	—	—	$2.6M	10.0%
Fidelity Advisor New Insights Fund - Class Z Mutual fund	Mutual Funds	—	—	$2.4M	9.1%
BlackRock LifePath Index 2035 Fund Class K Shares Mutual fund	Other securities	—	—	$2.1M	8.1%
Janus Henderson Triton Fund Class N Mutual fund	Mutual Funds	—	—	$1.8M	6.8%
Fidelity International Index Fund - Premium Class Mutual fund	Common Collective Trusts	—	—	$1.4M	5.3%
Eaton Vance Atlanta Capital SMID-Cap Fund Class R6 Mutual fund	Other securities	—	—	$1.4M	5.3%
Fidelity Mid Cap Index Fund - Premium Class Mutual fund	Common Collective Trusts	—	—	$1.1M	4.1%
BlackRock LifePath Index 2050 Fund Class K Shares Mutual fund	Other securities	—	—	$1.0M	3.8%
American Funds Capital Income Builder Class R-6 Mutual fund	Mutual Funds	—	—	$985K	3.7%
Fidelity Government Money Market Fund Mutual fund	Mutual Funds	—	—	$954K	3.6%
BlackRock LifePath Index 2030 Fund Class K Shares Mutual fund	Other securities	—	—	$849K	3.2%
BlackRock LifePath Index Retirement Fund Class K Shares Mutual fund	Other securities	—	—	$673K	2.6%
BlackRock LifePath Index 2060 Fund Class K Mutual fund	Other securities	—	—	$669K	2.5%
Oppenheimer International Growth Fund Class I Mutual fund	Mutual Funds	—	—	$659K	2.5%
BlackRock LifePath Index 2045 Fund Class K Shares Mutual fund	Other securities	—	—	$616K	2.3%
BlackRock LifePath Index 2055 Fund Class K Shares Mutual fund	Other securities	—	—	$569K	2.2%
AB Discovery Value Fund Class Z Mutual fund	Other securities	—	—	$550K	2.1%
Janus Henderson Balanced Fund Class N Mutual fund	Mutual Funds	—	—	$547K	2.1%
Loomis Sayles Investment Grade Bond Fund Class N Mutual fund	Other securities	—	—	$490K	1.9%
Fidelity Small Cap Index Fund - Premium Class Mutual fund	Common Collective Trusts	—	—	$427K	1.6%
Invesco Comstock Fund Class R6 Mutual fund	Mutual Funds	—	—	$415K	1.6%
BlackRock High Yield Bond Portfolio Class K Mutual fund	Other securities	—	—	$329K	1.2%
JPMorgan Government Bond Fund Class R6 Mutual fund	U.S. Treasuries	—	—	$226K	0.9%
AB High Income Fund Class Z Mutual fund	Other securities	—	—	$161K	0.6%
Franklin Small Cap Value Fund Class R6 Mutual fund	Mutual Funds	—	—	$150K	0.6%
Cohen & Steers Real Estate I Mutual fund	Other securities	—	—	$102K	0.4%
various dates, secured by participant account balances	Other securities	—	—	$102K	0.4%
Franklin Income Fund Class R6 Mutual fund	Mutual Funds	—	—	$56K	0.2%
Templeton Global Bond Fund Class R6 Mutual fund	Mutual Funds	—	—	$23K	<0.1%